NOT LISTED FOR SALE

540 E Speck Ave Monterey, TN 38574

Monterey Area

Estimated Value: $135,000 - $205,000

3 Beds
2 Baths
1,425 Sq Ft
$117/Sq Ft Est. Value

Sale Details

Date Sold: July 1, 2020

Last sale price $76,000 $53 Per Sq Ft

Est. 119% increase in value since last sale

Current estimated payment $912 / mo

Highlights

  • Corner Lot
  • Landscaped with Trees
  • Garden
  • No HOA
  • 1-Story Property
  • Central Heating and Cooling System

About This Home

As of July 2020

Charming home in Monterey city limits boasts original hardwoods in living room area and sits on a large, private lot. The fenced backyard is great for kids or pets, and the 2 new decks on the back area are a great place to sip your coffee and watch the sunrise. This home would be a great investment property and is in walking distance to Monterey High School. 13 Roof was installed 2016. 13 month home warranty for peace of mind.

Last Agent to Sell the Property

Heather Skender-Newton

Skender-Newton Realty Brokerage Phone: 9312619001 License #00272220 Listed on: 06/01/2020

Last Buyer's Agent

Heather Skender-Newton

Skender-Newton Realty Brokerage Phone: 9312619001 License #00272220 Listed on: 06/01/2020

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $920

Year Built

  • Built in 1977

Lot Details

  • 35,284 Sq Ft Lot
  • Wood Fence
  • Corner Lot
  • Landscaped with Trees
  • Garden

Home Design

  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,425 Sq Ft Home
  • 1-Story Property
  • Crawl Space
  • Fire and Smoke Detector
  • Dishwasher
  • Laundry on main level

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Schools

  • Burks/Monterey High Elementary And Middle School
  • Burks/Monterey High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 004.02

Home Details

Home Type

Single Family

Est. Annual Taxes

$920

Year Built

Built in 1977

Lot Details

0.81 Acres

Listing Details

  • Attribution Contact: 9312619001
  • Directions: From PCCH: E on Spring, L on I-40E, exit at 300. L on TN 84N/70N, R on E Stratton, L on S Chestnut, R on E Commercial, L on Elmore, R on Speck.
  • Unit Levels: One
  • Prop. Type: Residential
  • Year Built: 1977
  • Property Sub Type: Site Built
  • Lot Size Acres: 0.81
  • Lot Size: 185 x 385 IRR
  • Road Surface Type: Paved
  • Co List Office Mls Id: 246
  • Co List Office Phone: 931-261-9001
  • Subdivision Name: None
  • Carport Y N: No
  • Garage Yn: No
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher, Refrigerator
  • Has Basement: Crawl Space
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: None
  • Fireplace: No
  • Living Area: 1425

Exterior Features

  • Exterior Features: Garden
  • Fencing: Fenced, Wood
  • Lot Features: Corner Lot, Trees
  • Home Warranty: Yes
  • Construction Type: Frame, Vinyl Siding

Garage/Parking

  • Attached Garage: No
  • Parking Features: None

Utilities

  • Cooling: Central Air
  • Electric: Circuit Breakers, VEC
  • Heating: Central, Electric
  • Sewer: Public Sewer
  • Gas Company: Mid TN
  • Laundry Features: Main Level
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Natural Gas Available
  • Water Source: Public, Monterey

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Burks/Monterey High
  • High School: Burks/Monterey High
  • Middle Or Junior School: Burks/Monterey High

Lot Info

  • Lot Size Sq Ft: 35283.6
  • Farm Land Area Units: Square Feet
  • Parcel #: 004.02
  • Irrigation Water Rights: No

Tax Info

  • Tax Annual Amount: 920.06
  • Tax Map Number: 071C

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 1, 2020
Closed on
Jul 1, 2020
Sold by
Bought by
Seller's Agent
Heather Skender-Newton
Skender-Newton Realty
Buyer's Agent
Heather Skender-Newton
Skender-Newton Realty
Sold Price
$76,000
Current Estimated Value
$166,068

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$90,068
Avg. Annual Appreciation
13.72%

Purchase Details

Closed on
Jan 28, 2010
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$53,500
Interest Rate
0.0516%

Purchase Details

Closed on
Jul 26, 2007
Sold by
Bought by

Purchase Details

Closed on
Apr 19, 2006
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$59,073
Interest Rate
0.0628%

Purchase Details

Closed on
Oct 13, 2005
Sold by
Bought by

Purchase Details

Closed on
Jul 18, 2005
Sold by
Bought by

Purchase Details

Closed on
Feb 13, 2003
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$41,088
Interest Rate
0.0593%

Purchase Details

Closed on
Dec 6, 1988
Bought by

Purchase Details

Closed on
Sep 20, 1985
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$76,000 Upper Cumberland T&E Llc
$68,500 --
-- --
$60,000 --
$20,107 --
-- --
$40,000 --
-- --
-- --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Previous Owner $53,500
Previous Owner $59,073
Previous Owner $41,088
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
07/01/2020 07/01/20 Sold $76,000 0.0% $53 / Sq Ft
01/01/1970 01/01/70 Off Market $76,000 -- --
Source: Upper Cumberland Association of REALTORS®

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 -- $19,050 $3,375 $15,675
2024 $0 $19,050 $3,375 $15,675
2023 $507 $19,050 $3,375 $15,675
2022 $471 $19,050 $3,375 $15,675
2021 $730 $19,050 $3,375 $15,675
2020 $920 $19,050 $3,375 $15,675
2019 $803 $21,475 $3,750 $17,725
2018 $626 $15,425 $3,750 $11,675
2017 $626 $15,425 $3,750 $11,675
2016 $622 $15,425 $3,750 $11,675
2015 $625 $15,425 $3,750 $11,675
2014 $584 $14,587 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Heather Skender-Newton

    Seller's Agent in 2020

    Heather Skender-Newton

    Skender-Newton Realty

    (931) 261-9001

    1,132 Total Sales

    Heather Skender-Newton
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Map

Source: Upper Cumberland Association of REALTORS®

MLS Number: 197832

Upper Cumberland Association of REALTORS®

APN: 071C-B-004.02

Tennessee Putnam County Monterey 38574

540 E Speck Ave, Monterey, TN

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Upper Cumberland Association of REALTORS® Copyright 2026 Upper Cumberland Board of Realtors. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes from Upper Cumberland Board of Realtors.
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