NOT LISTED FOR SALE

540 S Indiana St Waterloo, IN 46793

Estimated Value: $145,000 - $163,193

3 Beds
1 Bath
1,008 Sq Ft
$153/Sq Ft Est. Value

Last Sold August 12, 2019

Last sale price $90,000 $89 Per Sq Ft

Est. 72% increase in value since last sale

Current estimated payment $909/month

1 Day on Market

Highlights

  • Ranch Style House
  • Forced Air Heating System
  • Level Lot
  • 1 Car Attached Garage
  • Ceiling Fan
  • Carpet

About This Home

As of August 2019

Ready for new owner! 3 bedroom 1 bath 1 car attached garage. Fenced back yard and large shed. Washer & Dryer are negotiable.

Last Agent to Sell the Property

Mandy Capp

Castle One Realty, Inc. Listed on: 07/05/2019

Last Buyer's Agent

Richard Brown

CENTURY 21 Bradley Realty, Inc

CENTURY 21 Bradley Realty, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $375

Year Built

  • Built in 1990

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 70x105
  • Chain Link Fence
  • Level Lot
  • Property is zoned R1

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,008 Sq Ft Home
  • Ceiling Fan

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Location

  • Suburban Location

Schools

  • Waterloo Elementary School
  • Dekalb Middle School
  • Dekalb High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Forced Air Heating System
  • Heating System Uses Gas

Listing and Financial Details

  • Assessor Parcel Number 17-06-03-454-009.000-008

Home Details

Home Type

Single Family

Est. Annual Taxes

$375

Year Built

Built in 1990

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1990
  • Age: 29
  • Style: One Story
  • Architectural Style: Ranch
  • Total Number of Rooms: 6
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: The Meadows Lot 7
  • Parcel Number ID: 17-06-03-454-009.000-008
  • Platted: Yes
  • Amenities: Ceiling Fan(s), Deck Open, Garage Door Opener
  • Cross Street: Walnut/Co Rd 28
  • Inside City Limits: Yes
  • Location: City/Town/Suburb
  • Sp Lp Percent: 106.01
  • Year Taxes Payable: 18/19
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 1008
  • Total Finished Sq Ft: 1008
  • Above Grade Finished Sq Ft: 1008
  • Price Per Sq Ft: 89.29
  • Basement Foundation: Slab
  • Flooring: Carpet, Vinyl
  • Living Great Room: Dimensions: 17x11
  • Kitchen: Dimensions: 17x16
  • Bedroom 1: Dimensions: 14x11, On Level: Main
  • Bedroom 2: Dimensions: 11x9, On Level: Main
  • Bedroom 3: Dimensions: 10x9, On Level: Main
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Brick, Vinyl
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 10x14
  • Fence: Chain Link

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 24x12
  • Garage Sq Ft: 288
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Wall AC
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City

Schools

  • School District: Dekalb Central United
  • Elementary School: Waterloo
  • Middle School: Dekalb
  • High School: Dekalb
  • Elementary School: Waterloo

Lot Info

  • Lot Description: Level
  • Lot Dimensions: 70x105
  • Estimated Lot Sq Ft: 7841
  • Estimated Lot Size Acres: 0.18

Tax Info

  • Annual Taxes: 375.26
  • Exemptions: Homestead, Mortgage

MLS Schools

  • High School: Dekalb
  • Middle School: Dekalb
  • School District: Dekalb Central United

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 5, 2019
Closed on
Aug 12, 2019
Sold by
Johnson Gabrielle J
Bought by
Benbow Nathan M
Seller's Agent
Mandy Capp
Castle One Realty, Inc.
Buyer's Agent
Richard Brown
CENTURY 21 Bradley Realty, Inc
List Price
$84,900
Sold Price
$90,000
Premium/Discount to List
$5,100
6.01%
Current Estimated Value
$154,548

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$64,548
Avg. Annual Appreciation
8.99%
Original Mortgage
$85,500
Outstanding Balance
$75,688
Interest Rate
3.7%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$76,587

Purchase Details

Listed on
Sep 17, 2015
Closed on
Mar 18, 2016
Sold by
Carter Timothy E
Bought by
Johnson Gabrielle J
Seller's Agent
Larry Smith
Cedar Creek Realty P.C.
Buyer's Agent
Katrina Watson
Coldwell Banker Real Estate Group
List Price
$69,900
Sold Price
$68,500
Premium/Discount to List
-$1,400
-2%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.36%
Original Mortgage
$67,258
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Listed on
May 15, 2015
Closed on
Aug 26, 2015
Sold by
Bank Of America Na
Bought by
Carter Timothy E
Seller's Agent
Larry Smith
Cedar Creek Realty P.C.
Buyer's Agent
Larry Smith
Cedar Creek Realty P.C.
List Price
$57,500
Sold Price
$36,000
Premium/Discount to List
-$21,500
-37.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
222.09%
Original Mortgage
$29,625
Interest Rate
3.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 23, 2015
Sold by
Dekalb County Sheriff
Bought by
Bank Of America

Purchase Details

Closed on
Mar 31, 2010
Sold by
Coleman Travis S
Bought by
Reed Daniel L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,427
Interest Rate
5.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 9, 2002
Sold by
Wells Fargo Home Mortgage Inc
Bought by
Higgins Marcus Todd

Purchase Details

Closed on
Dec 3, 2001
Sold by
Pebworth Deron W
Bought by
Wells Fargo Home Mortgage Inc

Purchase Details

Closed on
Mar 26, 1997
Sold by
Freiburger Stacy and Roof Kelly
Bought by
Pebworth Deron
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Benbow Nathan M -- None Available
Johnson Gabrielle J -- --
Carter Timothy E -- Stewart Title Co
Bank Of America $44,000 --
Reed Daniel L -- Lawyers Title
Higgins Marcus Todd $60,000 --
Wells Fargo Home Mortgage Inc -- --
Pebworth Deron $58,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Benbow Nathan M $85,500
Previous Owner Johnson Gabrielle J $67,258
Previous Owner Johnson Gabrielle J $2,740
Previous Owner Carter Timothy E $29,625
Previous Owner Reed Daniel L $76,427
Previous Owner Coleman Travis S $7,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/12/2019 08/12/19 Sold $90,000 +6.0% $89 / Sq Ft
07/06/2019 07/06/19 Pending -- -- --
07/05/2019 07/05/19 For Sale $84,900 +23.9% $84 / Sq Ft
03/18/2016 03/18/16 Sold $68,500 -2.0% $68 / Sq Ft
03/01/2016 03/01/16 Pending -- -- --
09/17/2015 09/17/15 For Sale $69,900 +94.2% $69 / Sq Ft
08/31/2015 08/31/15 Sold $36,000 -37.4% $36 / Sq Ft
07/03/2015 07/03/15 Pending -- -- --
05/15/2015 05/15/15 For Sale $57,500 -- $57 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,036 $121,400 $17,400 $104,000
2023 $963 $119,100 $16,900 $102,200
2022 $829 $101,300 $14,500 $86,800
2021 $736 $94,400 $14,500 $79,900
2020 $620 $89,200 $13,200 $76,000
2019 $375 $64,800 $13,200 $51,600
2018 $375 $64,800 $13,200 $51,600
2017 $373 $64,200 $13,200 $51,000
2016 $366 $63,600 $13,200 $50,400
2014 $379 $62,700 $13,200 $49,500
2013 $379 $63,300 $13,200 $50,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 201928327

Indiana Regional MLS

APN: 17-06-03-454-009.000-008