$365,000
SOLD MAY 19, 2025

540 Shenandoah Trail Elgin, IL 60123

3 Beds
2 Baths
1,695 Sq Ft
8,102 Sq Ft Lot

Recently Sold

$215 Per Sq Ft

1% Below List Price

3 Days on Market

Highlights

  • Main Floor Bedroom
  • Living Room
  • Bathroom on Main Level
  • Formal Dining Room
  • Laundry Room
  • Central Air

About This Home

As of May 2025

Completely remodeled, this stunning 3-bedroom, 2-bathroom home in the desirable Valley Creek subdivision of Elgin is a must-see. Featuring a beautifully updated kitchen and modern bathrooms, fresh neutral paint throughout, and stylish light fixtures that elevate every room. The layout offers both a spacious living room and a separate family room-perfect for entertaining or relaxing. Enjoy peace of mind with a brand-new roof, siding, and windows among other things. The two-car garage includes an additional area for ample storage, and the large backyard provides plenty of space for outdoor enjoyment. Appliances are not included, giving buyers the opportunity to choose their own. Don't miss this move-in ready home that perfectly blends quality updates with timeless style in a beautiful neighborhood.

Last Agent to Sell the Property

Mireya Banuelos

Net Realty Corp License #475188203 Listed on: 04/11/2025

Last Buyer's Agent

Joanna Grabowski

Exit Realty Redefined License #475192851

Exit Realty Redefined

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,296

Year Built

  • Built in 1985

Lot Details

  • 8,102 Sq Ft Lot
  • Paved or Partially Paved Lot

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Bi-Level Home
  • Split Level with Sub
  • Brick Exterior Construction

Interior Spaces

  • 1,695 Sq Ft Home
  • Ceiling Fan
  • Family Room
  • Living Room
  • Formal Dining Room
  • Laundry Room

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Valley Creek Subdivision

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,296

Year Built

Built in 1985

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Split Level w/ Sub
  • Ownership: Fee Simple
  • ArchitecturalStyle: Bi-Level
  • Levels: Bi-Level
  • New Construction: No
  • Property Sub-Type: Split Level w/ Sub
  • Subdivision Name: Valley Creek
  • Year Built: 1985
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: None
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Laminate
  • Interior Amenities: 1st Floor Bedroom, 1st Floor Full Bath
  • LivingArea: 1695
  • Other Equipment: Ceiling Fan(s)
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Estimated

Exterior Features

  • Construction Materials: Aluminum Siding, Vinyl Siding, Brick
  • List Price: 370000
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.186
  • Lot Dimensions: 8092
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 6296.22
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2025
Closed on
May 15, 2025
Sold by
Tinajero Luis Miguel
Bought by
Lopalo Olha and Lopalo Volodymyr
Seller's Agent
Mireya Banuelos
Net Realty Corp
Buyer's Agent
Joanna Grabowski
Exit Realty Redefined
List Price
$370,000
Sold Price
$365,000
Premium/Discount to List
-$5,000
-1.35%
Views
68

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.64%
Original Mortgage
$265,000
Outstanding Balance
$265,000
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$102,005

Purchase Details

Listed on
Jun 17, 2015
Closed on
Oct 20, 2015
Sold by
Fannie Mae
Bought by
Tinajero Luis Miguel
Seller's Agent
Natalee Dismuke
Coldwell Banker Real Estate Gr
Buyer's Agent
Jose Grimaldo
Baird & Warner Real Estate - Algonquin
List Price
$184,300
Sold Price
$165,000
Premium/Discount to List
-$19,300
-10.47%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.64%
Original Mortgage
$162,011
Interest Rate
3.91%
Mortgage Type
FHA

Purchase Details

Closed on
May 4, 2015
Sold by
Jordan Paladin E
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Jun 26, 2006
Sold by
Klavuhn H Thomas
Bought by
Jordan Paladin E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$180,000
Interest Rate
6%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $365,000 Chicago Title
Special Warranty Deed -- First American Title
Sheriffs Deed -- None Available
Warranty Deed $225,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $265,000 New Conventional
Previous Owner $162,011 FHA
Previous Owner $175,000 New Conventional
Previous Owner $180,000 New Conventional
Previous Owner $45,000 Stand Alone Second
Previous Owner $56,293 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/19/2025 05/19/25 Sold $365,000 -1.4% $215 / Sq Ft
04/14/2025 04/14/25 Pending -- -- --
04/11/2025 04/11/25 For Sale $370,000 +124.2% $218 / Sq Ft
10/23/2015 10/23/15 Sold $165,000 +6.5% $97 / Sq Ft
08/27/2015 08/27/15 Pending -- -- --
08/19/2015 08/19/15 Price Changed $154,900 -8.8% $91 / Sq Ft
07/20/2015 07/20/15 Price Changed $169,900 -7.8% $100 / Sq Ft
06/17/2015 06/17/15 For Sale $184,300 -- $109 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,816 $35,184 $31,863 $3,321
2023 $6,296 $81,860 $28,786 $53,074
2022 $5,952 $74,642 $26,248 $48,394
2021 $5,691 $69,785 $24,540 $45,245
2020 $5,529 $66,620 $23,427 $43,193
2019 $5,367 $63,460 $22,316 $41,144
2018 $5,317 $59,783 $21,023 $38,760
2017 $5,196 $56,516 $19,874 $36,642
2016 $4,952 $52,432 $18,438 $33,994
2015 -- $48,059 $16,900 $31,159
2014 -- $47,465 $16,691 $30,774
2013 -- $48,717 $17,131 $31,586
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12335609

Midwest Real Estate Data (MRED)

APN: 06-09-453-009