$569,900
$30K PRICE DROP

540 Summer Dr Williamstown, KY 41097

Estimated payment $3,369/month

Total Views 20,353
2 Beds
1.5 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Docks
  • Lake View
  • Open Floorplan
  • Boat Slip
  • Waterfront
  • Deck

About This Home

Buy this Williamstown Lake waterfront home today and start enjoying your time on the lake tomorrow! With a new roof, gutters and many other updates/improvements you literally have nothing to do before you start! With loads of room this property can sleep up to 8 people comfortably! The owners have done a meticulous job in updating the property and are leaving the furniture/decor (ask your agent about a few exceptions), so it is ready for your weekend on the water! A perfect cottage on the water with a long lake view! This would also make an amazing short-term rental for lake enthusiast or Ark Encounter visitors. Other than the new roof, updates and improvements include most of the high dollar ones including newer appliances and cabinets, new HVAC (2023), tankless water heater, a really cool outdoor shower, shoreline protection and a very well-developed dock area with two electric boat lifts. The property has plenty of parking, Alta Fiber internet access and great areas for outdoor activities including a large deck on the lake side of the house, a large decked sun area on the waterfront and a firepit area in the yard! This is truly a ''one of a kind'' property on the lake!

Listing Agent

James Simpson

Jim Simpson Realtors, Inc. License #192456 Listed on: 04/10/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,237

Year Built

  • Built in 1974

Lot Details

  • 7,370 Sq Ft Lot
  • Waterfront
  • Property fronts a private road

Home Design

  • Cottage
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3-Story Property
  • Open Floorplan
  • Built-In Features
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room
  • Bonus Room
  • Storage
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Range
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Granite Countertops

Flooring

  • Carpet
  • Vinyl Plank

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Shower Only

Laundry

  • Laundry on lower level
  • Stacked Washer and Dryer

Finished Basement

  • Walk-Out Basement
  • Finished Basement Bathroom
  • Basement Storage

Parking

  • Driveway
  • Off-Street Parking

Outdoor Features

  • Boat Slip
  • Docks
  • Deck
  • Patio
  • Fire Pit
  • Outdoor Storage

Schools

  • Mason-Corinth Elementary School
  • Grant County Middle School
  • Grant County High School

Utilities

  • Forced Air Heating and Cooling System
  • Tankless Water Heater
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 067-01-00-015.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,237

Year Built

Built in 1974

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.17
  • Year Built: 1974
  • Lot Size: Irregular
  • Road Frontage Type: Private Road
  • Road Surface Type: Gravel
  • Ownership: Consumer
  • Directions: I-75 to Williamstown, East onto Hwy 36, then L onto US 25, R onto KY 22, L onto Fairview, L onto Summer Dr.
  • Architectural Style: Cottage
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mason-Corinth Elementary
  • Location Tax Legal Info:Middle or Junior School: Grant County Middle School
  • Location Tax Legal Info:High School: Grant County High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: No
  • General Property Description:Lot Size Dimensions: Irregular
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Utilities:Cable Available: Yes
  • Utilities Electric Company: Owen Electric
  • Water Company: City of Williamstown
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.1692
  • Structure Type:House: Yes
  • Location Tax Legal Info:Tax ID: 067-01-00-015.00
  • Appliances Refrigerators: Yes
  • Foundation:Block4: Yes
  • Levels:Three Or More: Yes
  • Laundry Features:Lower Level: Yes
  • Percent Basement Finished: Yes
  • Road Frontage Type:Private Road: Yes
  • Architecture:Cottage: Yes
  • Road Surface Type:Gravel: Yes
  • View:Lake2: Yes
  • Other Structures:Storage: Yes
  • Special Features: None

Interior Features

  • Interior Amenities: See Remarks, Kitchen Island, Storage, Open Floorplan, High Speed Internet, Granite Counters, Eat-in Kitchen, Built-in Features, Beamed Ceilings, Cathedral Ceiling(s), Ceiling Fan(s), High Ceilings, Recessed Lighting
  • Basement: Full Finished Bath, Finished, Storage Space, Walk-Out Access
  • Heating: Forced Air, Electric
  • Levels: Three Or More
  • Property Type: Residential
  • Appliances: Washer/Dryer Stacked, Stainless Steel Appliance(s), Electric Oven, Electric Range, Dishwasher, Refrigerator, Tankless Water Heater
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Interior Features:Built-in Features2: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:Granite Counters: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Kitchen Island2: Yes
  • Interior Features:Open Floorplan: Yes
  • Interior Features:Storage2: Yes
  • Basement:Walk-Out Access7: Yes
  • Appliances:Electric Range: Yes
  • Interior Features:Eat-in Kitchen2: Yes
  • Appliances:WasherDryer Stacked: Yes
  • Basement:Full Finished Bath: Yes
  • Basement:Storage Space: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Recessed Lighting: Yes
  • Appliances:Tankless Water Heater: Yes
  • Basement:Built-in Features3: Yes
  • Interior Features:Beamed Ceilings: Yes
  • Basement:Plank Flooring2: Yes
  • Interior Features:See Remarks24: Yes

Exterior Features

  • View: Lake
  • Roof: Shingle
  • Lot Features: Waterfront
  • View: Yes
  • Construction Type: Vinyl Siding
  • Exterior Features: Fire Pit, Boat Slip, Dock, Other
  • Foundation Details: Block
  • Other Structures: Storage
  • Patio And Porch Features: Deck, Patio
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Patio and Porch Features:Deck: Yes
  • Patio and Porch Features:Patio: Yes
  • Exterior Features:Fire Pit: Yes
  • Lot Features:Waterfront: Yes
  • Exterior Features:Dock: Yes
  • Exterior Features:Boat Slip: Yes
  • Exterior Features:See Remarks23: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway, Off Street
  • Parking Features:Driveway: Yes
  • Parking Features:Off Street2: Yes

Utilities

  • Sewer: Septic Tank
  • Water Source: Public
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available
  • Heating:Forced Air: Yes
  • Heating:Electric2: Yes
  • Sewer Septic Tank: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mason-Corinth Elementary
  • Junior High Dist: Grant Co Public
  • High School: Grant County High
  • Middle Or Junior School: Grant County Middle School

Lot Info

  • Lot Size Sq Ft: 7370.35

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,237 $275,000 $0 $0
2023 $2,141 $195,000 $0 $0
2022 $2,103 $195,000 $0 $0
2021 $2,095 $195,000 $0 $0
2020 $2,095 $195,000 $0 $0
2019 $2,134 $195,000 $0 $0
2018 $1,975 $181,200 $0 $0
2017 $1,969 $181,200 $0 $0
2014 $1,882 $181,200 $0 $0
2012 $945 $95,000 $30,000 $65,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 Price Changed $569,900 -5.0% --
04/10/2025 04/10/25 For Sale $599,900 -- --
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Warranty Deed $181,200 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $135,900 No Value Available
Previous Owner $76,100 No Value Available
Source: Public Records

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 631403

Northern Kentucky Multiple Listing Service

APN: 067-01-00-015.00