NOT LISTED FOR SALE

540 Whisper Mountain Rd Franklin, NC 28734

Estimated Value: $241,000 - $280,002

2 Beds
2 Baths
1,227 Sq Ft
$212/Sq Ft Est. Value

Last Sold October 18, 2022

Last sale price $200,000 $163 Per Sq Ft

Est. 30% increase in value since last sale

Current estimated payment $1,505/month

33 Days on Market

Highlights

  • Open Floorplan
  • Private Lot
  • Wood Flooring
  • Deck
  • Partially Wooded Lot
  • Main Floor Primary Bedroom

About This Home

As of October 2022

You'll love this 2 bdrm/2 bath Cabin in the quiet Whisper Mountain community located at 3400+ elevation. The Temperatures are Cooler plus the drive home takes you past Meandering Creeks, Farms and wonderful Pastures on tree covered Mountain roads. Offering Beautiful Hardwood Flooring along with Tonque & Groove ceiling in the Open Living, Dining and the Kitchen with Granite Counter Tops & Newer Appliances. Outside Freshly Painted. Updated Bathroom on the main Level- Gorgeous Tiled Walk In Shower, Floor and Vanity with Mirror. Lots of Windows to allow Light in. Cuddle by the gas Fireplace on cool nights . Relax on your Double Covered Decks- where you will feel as if you are in a Tree House. Enjoy Distant Mountain Views in Winter and the Fall Colors! Lower Level offers Spacious Workshop and a Utility Area with Washer & Dryer - Plus a Finshed Family Room/ Sleeping Area for Guests, Full Bath and has potential for a Small Kitchen with sink and a wall of cabinets already. * Flat yard area with room for kids to play plus grape vines, firepit and a storage shed * Paved Parking- room for 4 cars. *Easy year round access * 20 minutes to town for shopping and close to nearby attractions.

Last Agent to Sell the Property

Kenna Faber

Kenna Faber Real Estate Brokerage Phone: 8283319807 License #250396 Listed on: 08/01/2022

Last Buyer's Agent

Carol Bates

Landmark Realty Group, LLC (Mls Only) License #317124

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $423

Year Built

  • Built in 1981

Lot Details

  • 0.92 Acre Lot
  • Private Lot
  • Lot Has A Rolling Slope
  • Partially Wooded Lot

HOA Fees

  • $33 Monthly HOA Fees

Home Design

  • Cottage
  • Cabin
  • Metal Roof
  • Wood Siding

Interior Spaces

  • 1,227 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Gas Log Fireplace
  • Window Screens
  • Living Area on First Floor
  • Partial Storm Protection
  • Property Views

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher
  • Kitchen Island

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms
  • Bathtub Includes Tile Surround

Laundry

  • Dryer
  • Washer

Basement

  • Interior and Exterior Basement Entry
  • Recreation or Family Area in Basement
  • Workshop
  • Finished Basement Bathroom
  • Laundry in Basement

Parking

  • No Garage
  • Paved Parking
  • Open Parking

Outdoor Features

  • Deck
  • Outdoor Storage
  • Porch

Utilities

  • No Cooling
  • Heating System Uses Propane
  • Heating System Powered By Leased Propane
  • Baseboard Heating
  • Shared Well
  • Electric Water Heater
  • Septic Tank

Community Details

  • Whisper Mountain Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 7524688781, 7524689671,7524689497

Home Details

Home Type

Single Family

Est. Annual Taxes

$423

Year Built

Built in 1981

Lot Details

0

HOA Fees

$33 per month

Listing Details

  • Property Sub Type: Cabin,Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.92
  • Road Frontage Type: Community
  • Road Surface Type: Paved, Gravel
  • Ownership: More than One Year
  • Subdivision Name: Whisper Mountain Estates
  • Directions: From Franklin, take 64 East (Highlands Rd) 3 miles to Elijay Rd and turn left. Go 4 miles to Little Elijay Rd, turn right and go 2 miles to Henry Rd. Go 1 1/2 miles to Whisper Mountain and turn right. #540 will be the first house on your left- approx. 1/2 mile.
  • Architectural Style: Cottage, Cabin
  • Carport Y N: No
  • Garage Yn: No
  • Year Built: 1981
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • Attribution Contact: 8283319807
  • Special Features: None

Interior Features

  • Furnished: Unfurnished
  • Appliances: Electric Water Heater, Dishwasher, Refrigerator, Dryer, Microwave, Washer, Electric Oven/Range
  • Has Basement: Washer/Dryer Hook-up, Recreation/Game Room, Workshop, Exterior Entry, Finished Bath, Other, Interior Entry
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Doors-Storm Part
  • Fireplace Features: Other, Gas Log
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Hardwood
  • Interior Amenities: Living/Dining Room, Open Floorplan, Ceramic Tile Bath, Kitchen Island, Main Level Living, Kitchen/Dining Room, Other, Primary on Main Level, Ceiling Fan(s)
  • Living Area: 1227
  • Main Level Bathrooms: 1
  • Window Features: Screens
  • Room Bedroom2 Level: First
  • Living Room Living Room Level: First
  • Master Bedroom Master Bedroom Level: First
  • Room Bedroom2 Area: 120
  • Room Living Room Area: 434.5
  • Dining Room Dining Room Level: First
  • Master Bedroom Master Bedroom Width: 9.8333
  • Room Master Bedroom Area: 118

Exterior Features

  • Lot Features: Private, Elevation over 3000, Rolling, Other-See Remarks
  • View: View-Winter
  • View: Yes
  • Home Warranty: No
  • Construction Type: Wood Siding
  • Other Structures: Storage Building/Shed
  • Patio And Porch Features: Porch, Deck
  • Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: None-Carport, No Garage, Paved Driveway

Utilities

  • Laundry Features: In Basement
  • Cooling: None
  • Cooling Y N: No
  • Heating: Electric, Propane, Other, Baseboard
  • Heating Yn: Yes
  • Sewer: Septic Tank
  • Water Source: Shared Well, Community
  • Gas Company: Propane Tank: Leased

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 400
  • Association Fee Frequency: Annually
  • Association: Yes

Lot Info

  • Lot Size Sq Ft: 40075.2
  • Parcel #: 7524688781, 7524689671,7524689497
  • ResoLotSizeUnits: SquareFeet

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 423
  • Tax Book Number: 1-39

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 1, 2022
Closed on
Oct 14, 2022
Sold by
Bradley Jesse Gabriel
Bought by
Key Jonathan and Key Jennifer
Seller's Agent
Kenna Faber
Kenna Faber Real Estate
Buyer's Agent
Carol Bates
Landmark Realty Group, LLC (Mls Only)
List Price
$200,000
Sold Price
$200,000
Current Estimated Value
$260,501

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$60,501
Avg. Annual Appreciation
9.68%
Original Mortgage
$202,000
Outstanding Balance
$194,359
Interest Rate
5.66%
Mortgage Type
New Conventional
Estimated Equity
$66,142

Purchase Details

Listed on
Jun 7, 2019
Closed on
Jul 26, 2019
Sold by
Lord Richard M and Lord Kathryn
Bought by
Bradley Jesse Gabriel
Seller's Agent
Kathy Clifton
Bald Head Realty
Buyer's Agent
Kenna Faber
Kenna Faber Real Estate
List Price
$138,000
Sold Price
$138,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.25%
Original Mortgage
$138,000
Interest Rate
3.8%
Mortgage Type
VA

Purchase Details

Listed on
Aug 17, 2016
Closed on
Oct 7, 2016
Sold by
Brooks Diane E
Bought by
Lord Richard M
List Price
$117,690
Sold Price
$117,690

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.89%
Original Mortgage
$105,390
Interest Rate
3.48%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Key Jonathan $200,000 --
Bradley Jesse Gabriel $138,000 None Available
Lord Richard M $118,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Key Jonathan $202,000
Previous Owner Bradley Jesse Gabriel $138,000
Previous Owner Lord Richard M $105,390
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/18/2022 10/18/22 Sold $200,000 0.0% $163 / Sq Ft
09/05/2022 09/05/22 Pending -- -- --
08/02/2022 08/02/22 For Sale $200,000 +44.9% $163 / Sq Ft
08/02/2019 08/02/19 Sold $138,000 0.0% --
07/03/2019 07/03/19 Pending -- -- --
06/09/2019 06/09/19 For Sale $138,000 +17.3% --
10/20/2016 10/20/16 Sold $117,690 0.0% $108 / Sq Ft
09/20/2016 09/20/16 Pending -- -- --
09/02/2016 09/02/16 For Sale $117,690 -- $108 / Sq Ft
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $676 $174,980 $27,600 $147,380
2023 $380 $175,080 $27,600 $147,480
2022 $380 $102,670 $10,810 $91,860
2021 $371 $102,670 $10,810 $91,860
2020 $550 $102,670 $10,810 $91,860
2018 $33 $8,260 $8,260 $0
2017 $33 $8,260 $8,260 $0
2016 $33 $8,260 $8,260 $0
2015 $33 $8,260 $8,260 $0
2014 $39 $12,000 $12,000 $0
2013 -- $12,000 $12,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26027103

APN: 7524688781