540 White Pine Trail Suches, GA 30572
3
Beds
3
Baths
2,360
Sq Ft
2
Acres
Highlights
- 95 Feet of Waterfront
- Open-Concept Dining Room
- Sitting Area In Primary Bedroom
- Guest House
- Heated Pool and Spa
- Gated Community
About This Home
As of June 2025Experience the pinnacle of North Georgia luxury in this stunning riverfront retreat nestled in the heart of the Chattahoochee National Forest. Set on 2 private acres within a gated, rental-restricted community, this 3-bedroom, 3-bathroom home boasts 95 feet of pristine Toccoa River frontage, blending rustic charm with modern elegance.
Step inside to a sun-drenched open floor plan with gleaming hardwood floors and thoughtfully designed living spaces. The gourmet kitchen flows seamlessly into the great room, where a wall of windows frames breathtaking river views. The fully finished basement adds valuable space with a full bedroom and bathroom—perfect for guests or a private retreat.
The primary suite offers a spa-like escape with an upgraded steam shower.
Outdoor living is reimagined with a private courtyard featuring a $70,000 hot tub/swim spa combo, outdoor kitchen, and firepit. Down by the river, enjoy quiet moments in your private gazebo swing overlooking grassy fields and abundant wildlife.
Adventure lovers will enjoy rafting and kayaking on the Toccoa River, which flows directly into Blue Ridge Lake for even more recreation.
A detached guest cottage/workshop provides flexible space, while a newly installed Generac generator (valued at $10,000) powers the entire home. A storage shed is also included for outdoor gear.
Whether you're seeking a full-time residence or a serene getaway, this riverfront oasis offers the perfect blend of luxury, privacy, and nature—just a short drive from downtown Blue Ridge.
Now offered at $799,000—call today to schedule your private tour!
Last Agent to Sell the Property
RE/MAX Town & Country License #445212 Listed on: 02/06/2025
Last Buyer's Agent
NON-MLS NMLS
Non FMLS Member
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,489
Year Built
- Built in 1996
Lot Details
- 2 Acre Lot
- Lot Dimensions are 466 x 95
- 95 Feet of Waterfront
- River Front
- Property fronts a private road
- Wood Fence
- Landscaped
- Cleared Lot
- Back Yard
HOA Fees
- $75 Monthly HOA Fees
Parking
- 4 Car Attached Garage
- Parking Accessed On Kitchen Level
- Front Facing Garage
- Garage Door Opener
- Driveway
Property Views
- River
- Woods
- Mountain
Home Design
- Cabin
- Slab Foundation
- Frame Construction
- Metal Roof
- Log Siding
Interior Spaces
- 1.5-Story Property
- Rear Stairs
- Beamed Ceilings
- Vaulted Ceiling
- Ceiling Fan
- Ventless Fireplace
- Raised Hearth
- Gas Log Fireplace
- Stone Fireplace
- Insulated Windows
- Wood Frame Window
- Great Room
- Family Room
- Living Room with Fireplace
- Open-Concept Dining Room
- Home Office
- Screened Porch
- Fire and Smoke Detector
Kitchen
- Country Kitchen
- Open to Family Room
- Gas Range
- Microwave
- Dishwasher
- Stone Countertops
- Wood Stained Kitchen Cabinets
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- Sitting Area In Primary Bedroom
- Oversized primary bedroom
- Walk-In Closet
- Dual Vanity Sinks in Primary Bathroom
- Shower Only
Laundry
- Laundry in Mud Room
- Laundry Room
- Laundry on main level
- Dryer
- Washer
- Laundry Chute
Finished Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- Interior Basement Entry
- Finished Basement Bathroom
- Natural lighting in basement
Pool
- Heated Pool and Spa
- Heated Above Ground Pool
- Pool Cover
Outdoor Features
- Navigable River on Lot
- Stream or River on Lot
- Courtyard
- Deck
- Patio
- Outdoor Kitchen
- Gazebo
- Separate Outdoor Workshop
- Shed
- Outdoor Gas Grill
- Rain Gutters
Additional Homes
- Guest House
Schools
- East Fannin Elementary School
- Fannin County Middle School
- Fannin County High School
Utilities
- Dehumidifier
- Humidity Control
- Central Heating and Cooling System
- Air Source Heat Pump
- Heating System Uses Propane
- 110 Volts
- Power Generator
- Shared Well
- Tankless Water Heater
- Gas Water Heater
- Septic Tank
Listing and Financial Details
- Assessor Parcel Number 0004 0021M
Community Details
Overview
- Toccoa Bend Subdivision
- Rental Restrictions
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 28, 2016
Closed on
Dec 29, 2016
Sold by
Sheryll J
Bought by
Mears Kay Joanne
Seller's Agent
Kristy Petrillo
REMAX Town & Country - BR Appalachian
Buyer's Agent
Deborah Smith
Mountain Property Limited
List Price
$370,000
Sold Price
$370,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.32%
Original Mortgage
$296,000
Outstanding Balance
$246,614
Interest Rate
4.08%
Mortgage Type
New Conventional
Estimated Equity
$548,716
Purchase Details
Closed on
Nov 30, 2000
Sold by
Murray Hal J and Murray Nancy
Bought by
Hammer Sheryll J Tru
Purchase Details
Closed on
Mar 9, 1996
Sold by
Toccoa Properties
Bought by
Murray Hal J and Murray Nancy
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Enjoy Stunning Mountain Views and Serene Comfort This immaculate 3BR/3.5BA mountain retreat offers the perfect blend of full-time living and peaceful escape, comes FURNISHED. Take in breathtaking mountain views from the living room, dining room, and primary suite-where you'll also enjoy private driveway access and a spa-like ensuite bath. Start your mornings with coffee or a good book on the
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $370,000 | -- | |
| Deed | $200,000 | -- | |
| Deed | $46,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $296,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/27/2025 06/27/25 | Sold | $750,000 | -6.1% | $318 / Sq Ft |
| 05/14/2025 05/14/25 | Pending | -- | -- | -- |
| 04/01/2025 04/01/25 | Price Changed | $799,000 | -3.6% | $339 / Sq Ft |
| 02/06/2025 02/06/25 | For Sale | $829,000 | +124.1% | $351 / Sq Ft |
| 12/29/2016 12/29/16 | Sold | $370,000 | 0.0% | $230 / Sq Ft |
| 11/09/2016 11/09/16 | Pending | -- | -- | -- |
| 06/28/2016 06/28/16 | For Sale | $370,000 | -- | $230 / Sq Ft |
Source: First Multiple Listing Service (FMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,489 | $184,510 | $29,267 | $155,243 |
| 2023 | $1,440 | $155,659 | $25,665 | $129,994 |
| 2022 | $1,456 | $157,671 | $25,665 | $132,006 |
| 2021 | $1,531 | $111,180 | $24,494 | $86,686 |
| 2020 | $1,532 | $109,504 | $24,494 | $85,010 |
| 2019 | $1,591 | $109,504 | $24,494 | $85,010 |
| 2018 | $1,529 | $99,222 | $26,070 | $73,152 |
| 2017 | $1,775 | $100,318 | $25,890 | $74,428 |
| 2016 | $1,433 | $84,351 | $17,785 | $66,566 |
| 2015 | $1,515 | $85,403 | $17,785 | $67,618 |
| 2014 | $1,779 | $101,415 | $31,941 | $69,474 |
| 2013 | -- | $89,875 | $31,941 | $57,934 |
Source: Public Records
Agents Affiliated with this Home
-
W
Seller's Agent in 2025
Walker Smith
RE/MAX
-
N
Buyer's Agent in 2025
NON-MLS NMLS
Non FMLS Member
-
K
Seller's Agent in 2016
Kristy Petrillo
RE/MAX
-
D
Buyer's Agent in 2016
Deborah Smith
Mountain Property Limited
Map
Source: First Multiple Listing Service (FMLS)
MLS Number: 7520678
APN: 0004-0021M
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