Seller's Agent in 2025
Laurie Callahan
Century 21 J.W.Morton R.E.
(352) 464-0743
29 in this area
228 Total Sales
5414 S Utopia Terrace Inverness, FL 34452
3
Beds
2
Baths
1,683
Sq Ft
0.52
Acres
Highlights
- 0.52 Acre Lot
- No HOA
- 2 Car Attached Garage
- Open Floorplan
- Fenced Yard
- Eat-In Kitchen
About This Home
As of July 2025Why wait for new construction when you can have this immaculate 2023-built home that’s better than new? This home offers a split floor plan with 1,683 sq ft of living space, 3 bedrooms, 2 bathrooms, and a 2-car garage. Nestled on a generous 0.54-acre corner lot, this thoughtfully designed property offers all the modern comforts and stylish finishes you’ve been searching for. Step inside to discover luxury vinyl plank flooring throughout the main living areas, while cozy carpeting in the bedrooms add warmth and comfort. Plantation shutters on the front windows provide timeless charm and privacy, while the fully fenced backyard is perfect for your furry companions or weekend gatherings. The home also includes gutters and a water softener system for added convenience and protection. The kitchen features crisp white cabinetry, stainless steel appliances, and plenty of counter space for meal prep and entertaining. Two spacious guest bedrooms ideal for family, visitors, or a dedicated home office are paired with a well-appointed guest bath. The primary bedroom includes two walk-in closets and a private ensuite with a walk-in shower. Located just minutes from historic downtown Inverness, you’ll love easy access to boat ramps for the Inverness Chain of Lakes, schools, shopping, and medical facilities. This move-in-ready home offers modern style and a fantastic location, come see it for yourself!
Last Agent to Sell the Property
Century 21 J.W.Morton R.E. License #3364331 Listed on: 05/05/2025
Last Buyer's Agent
Century 21 J.W.Morton R.E. License #3364331 Listed on: 05/05/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,409
Year Built
- Built in 2023
Lot Details
- 0.52 Acre Lot
- Lot Dimensions are 125x187
- Property fronts a county road
- Fenced Yard
- Wood Fence
- Chain Link Fence
- Level Lot
- Property is zoned LDR
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Block Foundation
- Shingle Roof
- Asphalt Roof
- Stucco
Interior Spaces
- 1,683 Sq Ft Home
- 1-Story Property
- Open Floorplan
- Blinds
- French Doors
- Laundry in Garage
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Electric Oven
- Built-In Microwave
- Dishwasher
- Laminate Countertops
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- 2 Full Bathrooms
- Shower Only
- Separate Shower
Schools
- Pleasant Grove Elementary School
- Inverness Middle School
- Citrus High School
Utilities
- Central Air
- Well
- Water Heater
- Water Softener is Owned
- Septic Tank
Community Details
- No Home Owners Association
- Inverness Highlands West Subdivision
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 5, 2025
Closed on
Jul 16, 2025
Sold by
Lopez Karen
Bought by
Juarez Grettel Duran
Seller's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
Buyer's Agent
Laurie Callahan
Century 21 J.W.Morton R.E.
List Price
$309,900
Sold Price
$289,500
Premium/Discount to List
-$20,400
-6.58%
Views
19
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
40.08%
Original Mortgage
$199,755
Outstanding Balance
$199,755
Interest Rate
6.85%
Mortgage Type
New Conventional
Estimated Equity
$107,852
Purchase Details
Listed on
Sep 8, 2023
Closed on
Oct 27, 2023
Sold by
Moon Lake Investments Inc
Bought by
Lopez Karen
Seller's Agent
Zach Wheeler
Keller Williams Realty - Elite Partners II
Buyer's Agent
Cynthia Strait
Citrus Home Finders
List Price
$284,900
Sold Price
$274,900
Premium/Discount to List
-$10,000
-3.51%
Views
57
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.09%
Original Mortgage
$154,900
Interest Rate
7.18%
Mortgage Type
New Conventional
Purchase Details
Listed on
Apr 19, 2022
Closed on
Sep 7, 2022
Sold by
Gibbs Family Revocable Trust
Bought by
Moon Lake Investments Inc
Seller's Agent
Brad Gibbs
Coldwell Banker Investors Realty
Buyer's Agent
Chelsea Adams
Keller Williams Realty - Elite Partners II
List Price
$28,500
Sold Price
$18,000
Premium/Discount to List
-$10,500
-36.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
948.59%
Purchase Details
Closed on
Apr 9, 2018
Sold by
Coutny Of Citrus
Bought by
Accutax Funtging Llc
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $289,500 | First International Title | |
| Warranty Deed | $289,500 | First International Title | |
| Warranty Deed | $274,900 | American Title Services | |
| Warranty Deed | $18,000 | Citrus Title Company Llc | |
| Public Action Common In Florida Clerks Tax Deed Or Tax Deeds Or Property Sold For Taxes | $3,103 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $199,755 | New Conventional | |
| Closed | $199,755 | New Conventional | |
| Previous Owner | $154,900 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/16/2025 07/16/25 | Sold | $289,500 | -6.6% | $172 / Sq Ft |
| 05/15/2025 05/15/25 | Pending | -- | -- | -- |
| 05/05/2025 05/05/25 | For Sale | $309,900 | +12.7% | $184 / Sq Ft |
| 11/03/2023 11/03/23 | Sold | $274,900 | 0.0% | $170 / Sq Ft |
| 10/09/2023 10/09/23 | Pending | -- | -- | -- |
| 09/22/2023 09/22/23 | Price Changed | $274,900 | -3.5% | $170 / Sq Ft |
| 09/08/2023 09/08/23 | For Sale | $284,900 | +1482.8% | $176 / Sq Ft |
| 09/07/2022 09/07/22 | Sold | $18,000 | 0.0% | $11 / Sq Ft |
| 07/18/2022 07/18/22 | Off Market | $18,000 | -- | -- |
| 04/19/2022 04/19/22 | For Sale | $28,500 | -- | $18 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $191 | $124,883 | -- | -- |
| 2023 | $191 | $12,500 | $12,500 | $0 |
| 2022 | $147 | $10,380 | $10,380 | $0 |
| 2021 | $133 | $9,380 | $9,380 | $0 |
| 2020 | $126 | $9,000 | $9,000 | $0 |
| 2019 | $111 | $7,250 | $7,250 | $0 |
| 2018 | $128 | $8,290 | $8,290 | $0 |
| 2017 | $131 | $8,290 | $8,290 | $0 |
| 2016 | $148 | $9,030 | $9,030 | $0 |
| 2015 | $178 | $10,630 | $10,630 | $0 |
| 2014 | $198 | $11,475 | $11,475 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Laurie Callahan
-
Zach Wheeler
Z
Seller's Agent in 2023
Zach Wheeler
Keller Williams Realty - Elite Partners II
(352) 302-4111
33 in this area
155 Total Sales
-
Cynthia Strait
Buyer's Agent in 2023
Cynthia Strait
Citrus Home Finders
(352) 586-0506
8 in this area
238 Total Sales
-
Brad Gibbs
Seller's Agent in 2022
Brad Gibbs
Coldwell Banker Investors Realty
(352) 212-5286
3 in this area
14 Total Sales
-
Chelsea Adams
Buyer's Agent in 2022
Chelsea Adams
Keller Williams Realty - Elite Partners II
(352) 201-8715
58 in this area
258 Total Sales
Map
Source: REALTORS® Association of Citrus County
MLS Number: 844298
APN: 20E-19S-30-001A-0421B-0155
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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
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