$620,000
SOLD MAY 23, 2025

54175 Echo Ln Bristol, IN 46507

4 Beds
3 Baths
3,064 Sq Ft
0.95 Acres

Recently Sold

$202 Per Sq Ft

5% Below List Price

41 Days on Market

Highlights

  • 120 Feet of Waterfront
  • Cathedral Ceiling
  • Stone Countertops
  • Pier or Dock
  • 1 Fireplace
  • Formal Dining Room

About This Home

As of May 2025

Step into a world of luxury and endless possibilities with this exceptional property, perfectly situated on nearly an acre (.948) and featuring 120 feet of picturesque water frontage on the serene channel leading out to the river. Embrace the joys of boating right from your backyard! Complete with an extraordinary seven-stall garage, designed to accommodate your vehicles, watercraft, and toys. As you enter, you're welcomed by an awe-inspiring living room, showcasing 28' soaring ceiling and an exquisite stone fireplace that serves as the heart of the home. The kitchen is nothing short of spectacular. Adorned with high-end appliances, beautiful granite countertops, spacious walk-in pantry and a Swedish-made butcher block island, it is truly a culinary haven. The sprawling master suite graces the main floor and provides a private oasis with its generous walk-in closet and an opulent bathroom featuring radiant heated tile floors, a rejuvenating steam shower, a luxurious jacuzzi tub, and a serene four-person sauna. Descend to the finished LL walkout, where you’ll discover the fourth bedroom, a spacious workout room equipped with premium fitness equipment, and a large family room. This expansive space is perfect for entertaining or simply enjoying the tranquility of nature. Additional highlights of this magnificent home include: - Elegant Anderson windows - A spacious wooden deck, perfect for outdoor gatherings - A water collection system that draws from the channel - A vast storage room for all your essentials - An owned water softener for your comfort - A newly installed furnace and A/C as of 2014 - A recently updated seawall for added peace of mind While the current owner does pay for flood insurance, there’s the potential to request a waiver from the county commission. Don’t miss the chance to make this remarkable property your own – it truly has it all!

Last Agent to Sell the Property

Jennea Schirr

McKinnies Realty, LLC Elkhart Brokerage Phone: 574-215-9291 Listed on: 03/19/2025

McKinnies Realty, LLC Elkhart

Last Buyer's Agent

Tony Spencer

Berkshire Hathaway HomeServices Northern Indiana Real Estate

Berkshire Hathaway HomeServices Northern Indiana Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,930

Year Built

  • Built in 1988

Lot Details

  • 0.95 Acre Lot
  • Lot Dimensions are 120x344
  • 120 Feet of Waterfront
  • River Front
  • Landscaped
  • Level Lot

Parking

  • 8 Car Attached Garage
  • Garage Door Opener

Home Design

  • Poured Concrete
  • Stone Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • 1.5-Story Property
  • Built-in Bookshelves
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Formal Dining Room

Kitchen

  • Stone Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Partially Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • 1 Bathroom in Basement
  • 1 Bedroom in Basement

Schools

  • Eastwood Elementary School
  • Pierre Moran Middle School
  • Elkhart High School

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Uses Gas
  • The river is a source of water for the property
  • Private Company Owned Well
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 20-03-31-201-022.000-030

Community Details

Overview

  • Pheasant Ridge Subdivision

Recreation

  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,930

Year Built

Built in 1988

Lot Details

0

Parking

8

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1988
  • Style: One and Half Story
  • Bedrooms: 4
  • Total Bathrooms: 3
  • Total Full Bathrooms: 3
  • Legal Description: PHEASANT RIDGE LOT 2 & 34.57'X120' W OF LOT 2 .094A TOTAL .92A
  • Parcel Number ID: 20-03-31-201-022.000-030
  • Platted: Yes
  • Amenities: 1st Bdrm En Suite, Built-In Bookcase, Ceiling-Cathedral, Ceiling Fan(s), Countertops-Stone, Deck Open, Disposal, Dryer Hook Up Electric, Garage Door Opener, Landscaped, Formal Dining Room, Main Floor Laundry, Sump Pump
  • Number Below Grade Bedrooms: 1
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 4774
  • Total Finished Sq Ft: 3064
  • Above Grade Finished Sq Ft: 2524
  • Below Grade Finished Sq Ft: 540
  • Below Grade Sq Ft: 1710
  • Basement: Yes
  • Basement Foundation: Full Basement, Walk-Out Basement, Partially Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm
  • Fireplace: Yes
  • Living Great Room: Dimensions: 24x19, On Level: Main
  • Kitchen: Dimensions: 19x13, On Level: Main
  • Dining Room: Dimensions: 14x10, On Level: Main
  • Family Room: Dimensions: 20x12, On Level: Lower
  • Recreation Room: Dimensions: 18x14, On Level: Lower
  • Bedroom 1: Dimensions: 19x14, On Level: Main
  • Bedroom 2: Dimensions: 15x11, On Level: Upper
  • Bedroom 3: Dimensions: 14x9, On Level: Upper
  • Bedroom 4: Dimensions: 14x12, On Level: Lower
  • Other Room1: Exercise Room, Dimensions: 15x14, On Level: Lower
  • Loft: Dimensions: 19x13, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Below Grade Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 2250

Exterior Features

  • Exterior: Stone, Vinyl
  • Outbuilding1: None
  • Water Features: Pier/Dock
  • Water Frontage: 120
  • Water Name: St. Joe River Upper

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 8
  • Garage Size: Dimensions: 42x40
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Conventional, Heat Pump
  • Sewer: Septic
  • Water Utilities: Well
  • Laundry: Dimensions: Mainx6, On Level: 10
  • Water Type: River
  • Well Type: Private

Schools

  • Elementary School: Eastwood

Lot Info

  • Lot Description: Level, Waterfront, 0-2.9999
  • Lot Dimensions: 120X344
  • Estimated Lot Sq Ft: 41295
  • Estimated Lot Size Acres: 0.95
  • Lot Number: 234

Tax Info

  • Annual Taxes: 3930.2

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Elkhart
  • Middle School: Pierre Moran
  • School District: Elkhart Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 19, 2025
Closed on
May 15, 2025
Sold by
Janowski Steven W
Bought by
Rose R Fetzer Revocable Trust and Buwalda
Seller's Agent
Jennea Schirr
McKinnies Realty, LLC Elkhart
Buyer's Agent
Tony Spencer
Berkshire Hathaway HomeServices Northern Indiana Real Estate
List Price
$649,900
Sold Price
$620,000
Premium/Discount to List
-$29,900
-4.6%
Views
31
Current Estimated Value
$637,263

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$17,263
Avg. Annual Appreciation
4.61%

Purchase Details

Listed on
Sep 7, 2021
Closed on
Feb 16, 2022
Sold by
Geljack Sr Kenneth J and Geljack Katherine E
Bought by
Janowski Steven W
Seller's Agent
Dennis Bamber
Cressy & Everett- Elkhart
Buyer's Agent
Stephanie Crothers
Re/Max County Wide 1st
List Price
$640,000
Sold Price
$600,000
Premium/Discount to List
-$40,000
-6.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.01%
Original Mortgage
$540,000
Interest Rate
3.69%
Mortgage Type
New Conventional

Purchase Details

Listed on
Sep 7, 2021
Closed on
Feb 5, 2022
Sold by
Geljack Sr Kenneth J and Geljack Katherine E
Bought by
Janowski Steven W
Seller's Agent
Dennis Bamber
Cressy & Everett- Elkhart
Buyer's Agent
Stephanie Crothers
Re/Max County Wide 1st
List Price
$640,000
Sold Price
$600,000
Premium/Discount to List
-$40,000
-6.25%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,000
Interest Rate
3.69%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 10, 2002
Sold by
Stover Bruce L
Bought by
Geljack Kenneth J and Geljack Katherine E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$273,600
Interest Rate
6.4%
Mortgage Type
Balloon

Purchase Details

Closed on
Feb 4, 2002
Sold by
Stover Bruce L and Stover Jane A
Bought by
Stover Bruce L
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Fidelity National Title Compan
Warranty Deed -- Drake Andrew R
Warranty Deed $600,000 Drake Andrew R
Deed -- Meridian Title Corp
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $540,000 New Conventional
Previous Owner $540,000 New Conventional
Previous Owner $273,600 Balloon
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/23/2025 05/23/25 Sold $620,000 -4.6% $202 / Sq Ft
04/29/2025 04/29/25 Pending -- -- --
03/19/2025 03/19/25 For Sale $649,900 +8.3% $212 / Sq Ft
02/15/2022 02/15/22 Sold $600,000 -6.3% $196 / Sq Ft View Prior Sale
01/07/2022 01/07/22 Pending -- -- --
12/08/2021 12/08/21 For Sale $640,000 0.0% $209 / Sq Ft
12/07/2021 12/07/21 Pending -- -- --
09/07/2021 09/07/21 For Sale $640,000 -- $209 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,930 $521,100 $77,900 $443,200
2022 $3,930 $442,400 $77,900 $364,500
2021 $3,370 $393,500 $77,900 $315,600
2020 $3,552 $375,100 $77,900 $297,200
2019 $3,271 $409,100 $77,900 $331,200
2018 $3,878 $392,100 $77,900 $314,200
2017 $2,223 $238,300 $77,900 $160,400
2016 $2,138 $233,700 $77,900 $155,800
2014 $2,141 $227,100 $77,900 $149,200
2013 $2,270 $227,100 $77,900 $149,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202508998

Indiana Regional MLS

APN: 20-03-31-201-022.000-030