$544,900

542 Raccoon Ridge Murphy, NC 28906

Estimated payment $3,134/month

Total Views 14,186
3 Beds
3 Baths
-- Sq Ft
-- Price per Sq Ft

Highlights

  • Spa
  • Chalet
  • Cathedral Ceiling
  • Mountain View
  • Deck
  • Wood Flooring

About This Home

Perched in the Raccoon Ridge community, this mountain retreat delivers what everyone dreams of but few truly find—endless long-range mountain views that frame unforgettable sunsets year-round. A perfect front-row seat to the beauty of each season Western North Carolina has to offer—from spring's vibrant blooms to summer's lush greenery, autumn's fiery foliage, & winter's serene snow-dusted peaks. From the moment you arrive, you'll notice the oversized lot—rare for this community—offering a usable yard, beautiful landscaping, & extra privacy. The owners have spared no expense in updating & maintaining the essentials: a 50-year architectural roof (2025), tankless hot water heater (2023), HVAC (2023), updated appliances, a thoughtfully engineered retaining wall with concrete drainage (2025), fresh driveway gravel(2025), a newly stained garage floor (2025), & a brand-new septic drain field (2025) being installed to accommodate three bedrooms. The main level features an open-concept kitchen, dining, and living area with a cozy gas-log fireplace, along with a secondary bedroom, full bath, and laundry. The space flows into a full finished walk-out basement complete with a spacious family/game room, bar, third bedroom, & full bath. Just outside, relax in the hot tub while taking in the breathtaking mountain horizon. Lower level lives like its own retreat -providing both privacy as a guest suite & income opportunity as short-term rental opportunity. Oversized & detached, temperature-controlled garage offers even more versatility, featuring an office space with a mini-split unit for year-round comfort. Additional highlights include a security system, community-provided underground power, & main room furnishings that remain unless otherwise negotiated—making this truly a turn-key, move-in-ready home. All of this is just minutes from Murphy, NC; Hayesville, NC; & Hiawassee, GA, giving you easy access to shopping, dining, & recreation close by to your peaceful mountain escape.

Listing Agent

Jessica Godsey

Coldwell Banker High Country Realty - Murphy Brokerage Phone: 8288358500 License #367488 Listed on: 08/15/2025

Coldwell Banker High Country Realty - Murphy

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,045

Year Built

  • Built in 2004

Lot Details

  • 0.85 Acre Lot

Parking

  • 1 Car Detached Garage
  • Driveway
  • Open Parking

Home Design

  • Chalet
  • Cabin
  • Frame Construction
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 3-Story Property
  • Wet Bar
  • Sheet Rock Walls or Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • 1 Fireplace
  • Mountain Views
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Storm Windows

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • 3 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Deck
  • Covered Patio or Porch
  • Fire Pit

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Septic Tank

Community Details

  • Property has a Home Owners Association
  • Raccoon Ridge Subdivision

Listing and Financial Details

  • Tax Lot 4
  • Assessor Parcel Number 553200041501000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,045

Year Built

Built in 2004

Lot Details

0

Parking

1

Listing Details

  • Prop. Type: Residential
  • Year Built: 2004
  • Property Sub Type: Residential
  • Road Frontage Type: Road
  • Lot Size Acres: 0.85
  • Road Surface Type: Paved
  • Subdivision Name: Raccoon Ridge
  • Architectural Style: Chalet, Cabin
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Three Or More
  • New Construction: No
  • Building Stories: 3
  • Attribution Contact: 8288358500
  • Special Features: None
  • Stories: 3

Interior Features

  • Appliances: Refrigerator, Range, Microwave, Dishwasher, Disposal, Washer, Dryer, Tankless Water Heater
  • Has Basement: Finished, Full, See Remarks
  • Spa Features: Heated
  • Private Spa: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Fireplace Features: Gas Log
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Wood, Carpet, Tile
  • Interior Amenities: Ceiling Fan(s), Wet Bar, Cathedral Ceiling(s), Sheetrock, Wood, Loft, See Remarks
  • Main Level Bedrooms: 1
  • Window Features: Storm Window(s)
  • Master Bedroom Master Bedroom Level: Upper

Exterior Features

  • Roof: Shingle
  • View: Mountain(s), Year Round, Long Range
  • Topography: Level,Rolling
  • View: Yes
  • Waterfront: No
  • Construction Type: Frame, Cedar, Wood Siding, Concrete
  • Exterior Features: Storage, Fire Pit
  • Patio And Porch Features: Front Porch, Deck, Covered, Patio, Wrap Around
  • Property Condition: Resale

Garage/Parking

  • Garage Spaces: 1
  • Covered Parking Spaces: 1
  • Open Parking: Yes
  • Parking Features: Garage, Detached, Driveway, Gravel
  • Total Parking Spaces: 1

Utilities

  • Cooling: Central Air, Electric, Heat Pump, Mini-Split
  • Heating: Central, Heat Pump, Electric
  • Sewer: Septic Tank
  • Laundry Features: Main Level, Laundry Closet
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Shared Well

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 450
  • Association: Yes

Schools

  • Junior High Dist: Cherokee County

Lot Info

  • Lot Size Sq Ft: 37026
  • Parcel #: 553200041501000

Tax Info

  • Tax Lot: 4

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,045 $279,930 $0 $0
2023 -- $279,930 $0 $0
2022 $0 $279,930 $0 $0
2021 $0 $262,050 $28,000 $234,050
2020 $1,007 $257,240 $0 $0
2019 $1,257 $203,470 $0 $0
2018 $1,257 $203,470 $0 $0
2017 $1,257 $203,470 $0 $0
2016 $1,257 $203,470 $0 $0
2015 $1,257 $203,470 $61,200 $142,270
2012 -- $203,470 $61,200 $142,270
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 For Sale $544,900 -- --
Source: Northeast Georgia Board of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $208,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $128,900 New Conventional
Closed $127,180 New Conventional
Closed $166,560 Adjustable Rate Mortgage/ARM
Previous Owner $185,000 New Conventional
Previous Owner $45,000 New Conventional
Source: Public Records

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Source: Northeast Georgia Board of REALTORS®

MLS Number: 418045

Northeast Georgia Board of REALTORS®

APN: 5532-00-04-1501-000