$557,000
SOLD JUN 3, 2026

544 Lake Dr Lusby, MD 20657

3 Beds
2 Baths
2,287 Sq Ft
0.31 Acre Lot

Sale Details

Date Sold: June 3, 2026

$244 Per Sq Ft

6% Above List Price

4 Days on Market

Highlights

  • 62 Feet of Waterfront
  • Boat Ramp
  • Spa
  • Primary bedroom faces the bay
  • Beach
  • Fishing Allowed

About This Home

As of June 2026

**BRING THE BINOCULARS** Waterfront contemporary with spectacular Chesapeake Bay sunrises and wildlife action is now available to the next Lake Charming enthusiast! This 3BR/2BA home, complete with loft, deck, and screened porch is nestled on waterfont lot in the sought-after Drum Point community. More special features include a private side garden, wood ceilings, updated decking with cable rails, a propane fireplace, hardwood flooring on the upper two levels of living space, workshop and hobby space. The kitchen is larger than you'd think, with propane cooking and incredible amount of cabinet space and counter lengths! Nature abounds, with bald eagles, buffleheads, herons, and osprey as regular or seasonal neighbors. The private grounds are ready for your garden vision, offering peaceful views from the house overlook. Enjoy the very walkable community, wide roads, and quick access to nearby community beaches. Fishing gear, kayaks, canoes, SUPs welcome. This is a genuine waterfront sanctuary, and a perfect choice for a getaway or permanent home!

Last Agent to Sell the Property

Chris McNelis

(410) 394-0990 chris.mcnelis@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty Brokerage Phone: 4103940990 License #17858 Listed on: 04/23/2026

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Boyd Grainger

(571) 386-1075 boydgrainger@gmail.com Pearson Smith Realty, LLC License #619992

Pearson Smith Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,853

Year Built

  • Built in 1991

Lot Details

  • 13,504 Sq Ft Lot
  • 62 Feet of Waterfront

HOA Fees

  • $14 Monthly HOA Fees

Property Views

  • Bay
  • Lake
  • Scenic Vista
  • Woods
  • Garden

Home Design

  • Contemporary Architecture
  • Block Foundation
  • Architectural Shingle Roof
  • Cedar

Interior Spaces

  • Property has 1.5 Levels
  • Open Floorplan
  • Cathedral Ceiling
  • Ceiling Fan
  • Fireplace Mantel
  • Gas Fireplace
  • Double Pane Windows
  • Vinyl Clad Windows
  • Sliding Windows
  • Sliding Doors
  • Great Room
  • Combination Dining and Living Room
  • Loft
  • Workshop
  • Finished Basement
  • Laundry in Basement

Kitchen

  • Stove
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Tile or Brick

Bedrooms and Bathrooms

  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • Walk-in Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 2 Parking Spaces
  • Driveway

Outdoor Features

  • Spa
  • Canoe or Kayak Water Access
  • Property is near a lake
  • Swimming Allowed
  • Pond
  • Non Powered Boats Only
  • Lake Privileges
  • Deck
  • Porch

Schools

  • Dowell Elementary School
  • Mill Creek Middle School
  • Patuxent High School

Utilities

  • Central Air
  • Back Up Electric Heat Pump System
  • Vented Exhaust Fan
  • Propane
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 11
  • Assessor Parcel Number 0501073702

Community Details

Overview

  • Association fees include common area maintenance, management, reserve funds
  • Drum Point Property Owners Association
  • Drum Point Subdivision
  • Property Manager
  • Community Lake

Amenities

  • Common Area

Recreation

  • Boat Ramp
  • Beach
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,853

Year Built

Built in 1991

Lot Details

0.31 Acres

HOA Fees

$14 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary
  • Ownership: Fee Simple
  • Historic: No
  • Inclusions: Generac generator and hot tub
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1991
  • Automatically Close On Close Date: No
  • Building Winterized: No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Exhaust Fan, Refrigerator, Stove, Washer, Water Heater
  • Flooring Type: Carpet, Hardwood, Tile/Brick
  • Interior Amenities: Ceiling Fan(s), Carpet, Combination Dining/Living, Floor Plan - Open, Walk-In Closet(s), Primary Bath(s), Bathroom - Walk-In Shower, Dining Area, Entry Level Bedroom, Primary Bedroom - Bay Front, Wood Floors
  • Window Features: Sliding, Vinyl Clad, Double Pane
  • Fireplace Features: Gas/Propane, Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Sliding Glass
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall
  • Foundation Details: Block
  • Levels Count: 1.5
  • Room List: Primary Bedroom, Bedroom 2, Kitchen, Bedroom 1, Great Room, Laundry, Loft, Workshop, Bathroom 1, Primary Bathroom
  • Basement: Yes
  • Basement Type: Fully Finished
  • Laundry Type: Basement
  • Total Sq Ft: 2287
  • Living Area Sq Ft: 2287
  • Price Per Sq Ft: 344.94
  • Above Grade Finished Sq Ft: 1522
  • Below Grade Finished Sq Ft: 765
  • Total Below Grade Sq Ft: 765
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Cedar
  • Exterior Features: Hot Tub
  • Road Surface Type: Black Top, Paved
  • Roof: Architectural Shingle
  • Spa: No
  • View: Water, Garden/Lawn, Bay, Lake, Scenic Vista, Trees/Woods
  • Water Access Features: Boat - Non Powered Only, Canoe/Kayak, Fishing Allowed, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: LAKE CHARMING
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes
  • Water Frontage In Feet: 62

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Off Street
  • Off Street Parking Spaces: 2

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump - Electric Backup
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Utilities: Propane
  • Water Source: Well
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 170.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Common Grounds, Lake, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Management, Reserve Funds
  • HOA Name: DRUM POINT PROPERTY OWNERS ASSOCIATION
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: DOWELL
  • High School: PATUXENT
  • Middle Or Junior School: MILL CREEK

Lot Info

  • Horses: No
  • Additional Parcels: No
  • Lot Features: Pond
  • Lot Size Acres: 0.31
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 13503.60
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Zoning: R
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 4853.00
  • Assessor Parcel Number: 0501073702
  • Tax Lot: 11
  • County Tax Payment Frequency: Annually
  • Tax Year: 2026

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2026
Closed on
Jun 3, 2026
Sold by
Bought by
Seller's Agent
Chris McNelis
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Boyd Grainger
Pearson Smith Realty, LLC
List Price
$525,000
Sold Price
$557,000
Premium/Discount to List
$32,000
6.1%
Views
90

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-63.43%
Original Mortgage
$417,750
Outstanding Balance
$417,750
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$96,187

Purchase Details

Closed on
May 30, 2020
Sold by
Bought by

Purchase Details

Listed on
May 28, 2013
Closed on
May 23, 2013
Sold by
Bought by
Seller's Agent
Chris McNelis
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Chris McNelis
Berkshire Hathaway HomeServices PenFed Realty
List Price
$337,500
Sold Price
$337,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.26%
Original Mortgage
$270,000
Interest Rate
2.49%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 13, 1987
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$15,000
Interest Rate
11.21%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Deed $557,000 Champion Title & Settlements
Interfamily Deed Transfer -- None Available
Deed $337,500 Montgomery Title Company Llc
Deed $20,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $417,750 New Conventional
Previous Owner $270,000 New Conventional
Previous Owner $15,000 No Value Available
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/03/2026 06/03/26 Sold $557,000 +6.1% $244 / Sq Ft
04/27/2026 04/27/26 Pending -- -- --
04/23/2026 04/23/26 For Sale $525,000 +55.6% $230 / Sq Ft
05/28/2013 05/28/13 Sold $337,500 0.0% $222 / Sq Ft View Prior Sale
05/28/2013 05/28/13 Pending -- -- --
05/28/2013 05/28/13 For Sale $337,500 -- $222 / Sq Ft
Source: Bright MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,840 $411,767 $0 $0
2024 $4,556 $385,933 $0 $0
2023 $4,130 $360,100 $163,500 $196,600
2022 $3,713 $357,333 $0 $0
2021 $2,087 $354,567 $0 $0
2020 $567 $351,800 $163,500 $188,300
2019 $3,570 $340,333 $0 $0
2018 $2,699 $328,867 $0 $0
2017 $2 $317,400 $0 $0
2016 -- $316,567 $0 $0
2015 $3,903 $315,733 $0 $0
2014 $3,903 $314,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2026360

Bright MLS

APN: 01-073702

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