Seller's Agent in 2025
John McGlannan
Meredith Fine Properties
(410) 714-9166
51 in this area
65 Total Sales
5440 Anchor Rd Tilghman, MD 21671
3
Beds
2
Baths
1,512
Sq Ft
0.46
Acres
Highlights
- Beach
- Private Beach
- Fishing Allowed
- Home fronts navigable water
- Canoe or Kayak Water Access
- Bay View
About This Home
As of December 2025TILGHMAN ISLAND: Discover your dream home in the charming, water-privileged community of Tilghman Beach. This stunning ranch-style home, built in 2018, offers modern conveniences and one-level living at its finest, perfect for those seeking a serene lifestyle by the water. Key Features: Spacious Open Floor Plan: Enjoy seamless living with a large combination living and dining area, ideal for entertaining or relaxing.
Owner's Suite Retreat: The owner's suite is thoughtfully positioned on one side of the home, complete with a private bath for your ultimate comfort.
Additional Bedrooms: Two additional well-sized bedrooms and a full bath are located on the opposite side, offering privacy for family or guests.
Gourmet Kitchen: Cook up a storm in the stylish kitchen that boasts stainless steel appliances, a gas range, and a center island that doubles as a gathering spot.
Outdoor Living: Step out onto the back yard deck, where you can take in glimpses of the water and enjoy space for your garden or outdoor activities.
Take advantage of the community’s beach access, where you can create cherished memories while kayaking, canoeing, paddleboarding, or fishing on the picturesque Chesapeake Bay. Don’t miss out on this incredible opportunity! Schedule your appointment today to see this beautiful home and make it yours!
Last Agent to Sell the Property
(410) 714-9166 jmcglannan@gmail.com Meredith Fine Properties License #596796 Listed on: 08/21/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,257
Year Built
- Built in 2018
Lot Details
- 0.46 Acre Lot
- Property fronts the bay but unit may not have water views
- Home fronts navigable water
- Private Beach
- Open Space
- Rural Setting
- Secluded Lot
- Level Lot
- Open Lot
- Sprinkler System
- Cleared Lot
- Front Yard
- Property is in excellent condition
HOA Fees
- $14 Monthly HOA Fees
Home Design
- Raised Ranch Architecture
- Rambler Architecture
- Block Foundation
- Frame Construction
- Vinyl Siding
- Masonry
Interior Spaces
- 1,512 Sq Ft Home
- Property has 1 Level
- Open Floorplan
- Ceiling Fan
- Recessed Lighting
- Dining Area
- Bay Views
- Crawl Space
- Attic
Kitchen
- Breakfast Area or Nook
- Eat-In Kitchen
- Gas Oven or Range
- Built-In Microwave
- Ice Maker
- Dishwasher
- Stainless Steel Appliances
- Kitchen Island
- Disposal
Flooring
- Carpet
- Luxury Vinyl Plank Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Parking
- Driveway
- Off-Street Parking
Outdoor Features
- Canoe or Kayak Water Access
- Private Water Access
- Property near a bay
- Personal Watercraft
- Sail
- Swimming Allowed
- Powered Boats Permitted
- Deck
- Porch
Utilities
- Central Air
- Heat Pump System
- Heating System Powered By Leased Propane
- Well
- Propane Water Heater
- Cable TV Available
Listing and Financial Details
- Tax Lot 4
- Assessor Parcel Number 2105177227
Community Details
Overview
- Tilghman Island Subdivision
Recreation
- Beach
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 21, 2025
Closed on
Dec 10, 2025
Sold by
Ferguson Jeanne M and Ferguson William Mervin
Bought by
Hayden James Dana and Hayden Heather Gail
Seller's Agent
John McGlannan
Meredith Fine Properties
Buyer's Agent
Kathy Kiriazoglo Cole
Douglas Realty, LLC
List Price
$425,000
Sold Price
$375,000
Premium/Discount to List
-$50,000
-11.76%
Views
2158
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
95.27%
Original Mortgage
$356,250
Outstanding Balance
$356,250
Interest Rate
6.17%
Mortgage Type
New Conventional
Estimated Equity
$39,373
Purchase Details
Closed on
May 3, 2017
Sold by
Kimball Jonathan B
Bought by
Ferguson Kathleen A and Ferguson Jeanne M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,080
Interest Rate
4.23%
Mortgage Type
Commercial
Purchase Details
Closed on
Sep 23, 2015
Sold by
Jostal Properties Llc
Bought by
Kimball Jonathan B
Purchase Details
Closed on
Apr 1, 2013
Sold by
Cummings Jo Anne C
Bought by
Jostal Properties Llc
Purchase Details
Closed on
May 23, 2012
Sold by
Cummings Jo Anne C
Bought by
Jostal Llc
Purchase Details
Closed on
Jun 30, 2005
Sold by
Phillips Michelle Renee
Bought by
Cummings Joanne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 2, 2005
Sold by
Reggie Judith Ann
Bought by
Scott Phillips Michelle Renee
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 2, 2002
Sold by
Conway Edward
Bought by
Reggie Judith Ann
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $375,000 | Eagle Title | |
| Deed | $60,000 | Eastern Shore Title Co | |
| Deed | -- | Attorney | |
| Deed | -- | North American Title Company | |
| Deed | $108,000 | Chicago Title Insurance Co | |
| Deed | $128,000 | -- | |
| Deed | -- | -- | |
| Deed | $167,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $356,250 | New Conventional | |
| Previous Owner | $235,080 | Commercial | |
| Previous Owner | $100,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/10/2025 12/10/25 | Sold | $375,000 | -3.8% | $248 / Sq Ft |
| 10/12/2025 10/12/25 | Price Changed | $390,000 | -8.2% | $258 / Sq Ft |
| 08/21/2025 08/21/25 | For Sale | $425,000 | -- | $281 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,102 | $261,200 | $85,100 | $176,100 |
| 2024 | $2,061 | $249,967 | $0 | $0 |
| 2023 | $1,942 | $238,733 | $0 | $0 |
| 2022 | $1,791 | $227,500 | $85,100 | $142,400 |
| 2021 | $1,690 | $227,500 | $85,100 | $142,400 |
| 2020 | $1,690 | $227,500 | $85,100 | $142,400 |
| 2019 | $1,707 | $229,800 | $90,100 | $139,700 |
| 2018 | $1,650 | $229,800 | $90,100 | $139,700 |
| 2017 | $506 | $74,100 | $0 | $0 |
| 2016 | $502 | $78,100 | $0 | $0 |
| 2015 | $517 | $78,100 | $0 | $0 |
| 2014 | $517 | $78,100 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
John McGlannan
-
Kathy Kiriazoglo Cole
Buyer's Agent in 2025
Kathy Kiriazoglo Cole
Douglas Realty, LLC
(410) 255-3690
1 in this area
24 Total Sales
Map
Source: Bright MLS
MLS Number: MDTA2011648
APN: 05-177227
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