NOT LISTED FOR SALE

5440 Apple Ln Unit 9 Ludington, MI 49431

Estimated Value: $505,000 - $825,000

2 Beds
3.5 Baths
3,360 Sq Ft
$197/Sq Ft Est. Value

Last Sold October 08, 2021

Last sale price $470,000 $140 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $4,015/month

6 Days on Market

Highlights

  • Private Waterfront
  • Boat Ramp
  • Deck
  • Lakeview Elementary School Rated A-
  • Docks
  • Recreation Room

About This Home

As of October 2021

Hopkins Lake waterfront home - Lovely ranch home on 1.37 acres with 85 ft of private sandy beachfront. Spacious open floor plan w/large deck overlooking the water. Living room w/ fireplace, large family room & dining area with water views. Kitchen boasts granite counter tops with Island/breakfast bar & stainless appliances. Enjoy beautiful lake views from the master suite w/private bath & large walk in closet, and easy access to the deck. Large second bedroom, full bath & laundry room complete the main floor. Finished lower level walkout w/family room & plenty of space to easily create 2-3 more bedrooms. New concrete patio w/fire pit plus 2 car insulated, attached garage. Now it the time to enjoy life on the lake! Located between Ludington/Pentwater. Buyer to verify all info.

Last Agent to Sell the Property

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 09/03/2021

Last Buyer's Agent

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 09/03/2021

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,342

Year Built

  • Built in 2004

Lot Details

  • 1.37 Acre Lot
  • Private Waterfront
  • 85 Feet of Waterfront
  • Property fronts a private road
  • Shrub

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 3,360 Sq Ft Home
  • 2-Story Property
  • Bay Window
  • Mud Room
  • Family Room with Fireplace
  • Living Room
  • Dining Area
  • Recreation Room
  • Utility Room
  • Wood Flooring
  • Water Views
  • Walk-Out Basement

Kitchen

  • Eat-In Kitchen
  • Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Snack Bar or Counter
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Property is near a lake
  • Docks
  • Deck
  • Patio
  • Shed
  • Storage Shed
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Propane
  • Well
  • Electric Water Heater
  • Septic Tank
  • Septic System
  • High Speed Internet
  • Phone Connected

Community Details

Recreation

  • Boat Ramp
  • Community Boat Launch

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,342

Year Built

Built in 2004

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Ranch
  • Stories: 2
  • Year Built: 2004
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 85x418 irregular
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3360.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 3342.11
  • Waterfront Options:Water Access YN: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Waterfront Options:Water Frontage3: 85.0
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Appliances Microwave: Yes
  • Substructure:Walk Out: Yes
  • Windows:BayBow: Yes
  • Roofing:Metal: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • General Property Info:Condo Proj Name: The Sanctuary at Hopkins Lake (site Condos)
  • Water Heater:Electric3: Yes
  • General Property Info:SqFt Above Grade: 1680.0
  • General Property Info Garage YN: Yes
  • Flooring:Wood Floor: Yes
  • Architectural Style:Ranch: Yes
  • Other Structures:Storage Shed: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Garage Door Opener, Kitchen Island, Eat-in Kitchen
  • Fireplace Features: Family Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 2
  • Main Level Bedrooms: 2
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Walk-Out Access
  • LivingArea: 3360.0
  • Window Features: Bay/Bow
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Center Island: Yes
  • Kitchen Features:Mud Room Access: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 485000.0
  • Other Structures: Shed(s)
  • Patio and Porch Features: Deck, Patio, Porch(es)
  • Road Frontage Type: Private Road
  • Roof: Metal
  • Water Body Name: Hopkins Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Connected, High-Speed Internet
  • Water Source: Well
  • Water Well: Yes

Condo/Co-op/Association

  • Association Amenities: Boat Launch
  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Association Info:Approx Assoc Fee2: 450.0
  • Water Fea Amenities:Private Frontage: Yes
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Water Fea Amenities:Dock: Yes
  • Assoc Amenities:Boat Launch: Yes

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Acres: 1.37
  • Lot Size Area: 1.37
  • Lot Dimensions: 85x418 irregular
  • Lot Size Sq Ft: 59677.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3342.11
  • Tax Year: 2021

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 11, 2023
Sold by
Mary Brian J and Mary Ellen
Bought by
Hansen Mary Ellen and Hansen Brian
Current Estimated Value
$661,678

Purchase Details

Closed on
Apr 12, 2022
Sold by
Brian Hansen
Bought by
Hansen Brian J and Hansen Mary Ellen

Purchase Details

Listed on
Sep 3, 2021
Closed on
Oct 8, 2021
Sold by
Adams Kenneth E and Adams Gabriela
Bought by
Hansen Brian and Hansen Mary
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Debby Stevenson
Greenridge Realty S Rath
List Price
$485,000
Sold Price
$470,000
Premium/Discount to List
-$15,000
-3.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.74%
Original Mortgage
$200,000
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 25, 2020
Sold by
Adams Kenneth E
Bought by
Adams Kenneth E and Adams Gabriela

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$318,477
Interest Rate
2.8%
Mortgage Type
Construction

Purchase Details

Listed on
Jan 17, 2019
Closed on
May 31, 2019
Sold by
Earl Claude R
Bought by
Adams Kenneth E
Seller's Agent
Lois Mitzelfeld-Janish
LIGHTHOUSE REALTY-Ludington
Buyer's Agent
Debby Stevenson
Greenridge Realty S Rath
List Price
$335,000
Sold Price
$320,000
Premium/Discount to List
-$15,000
-4.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.94%
Original Mortgage
$314,204
Interest Rate
4.12%
Mortgage Type
FHA

Purchase Details

Listed on
Apr 5, 2016
Closed on
Jul 20, 2016
Sold by
Earl Claude Ronald
Bought by
Earl Claude R
Seller's Agent
Pamela Buck
Five Star Real Estate - Ludington
Buyer's Agent
Pamela Buck
Five Star Real Estate - Ludington
List Price
$270,000
Sold Price
$258,000
Premium/Discount to List
-$12,000
-4.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.60%

Purchase Details

Listed on
Apr 5, 2016
Closed on
Jun 23, 2016
Sold by
Stone Allen C and Stone Charlene Harla
Bought by
Earl Claude Ronald
Seller's Agent
Pamela Buck
Five Star Real Estate - Ludington
Buyer's Agent
Pamela Buck
Five Star Real Estate - Ludington
List Price
$270,000
Sold Price
$258,000
Premium/Discount to List
-$12,000
-4.44%

Purchase Details

Closed on
Sep 2, 2005
Sold by
Pehrson Thomas E and Pehrson Diana F
Bought by
Stone Allen C and Harla Charlene

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$175,000
Interest Rate
5.93%

Purchase Details

Closed on
May 5, 2004
Sold by
Pehrson Mark A
Bought by
Pehrson Thomas E and Pehrson Diana F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
5.5%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hansen Mary Ellen -- None Listed On Document
Hansen Brian J -- Law Office Of J Cleaver Pllc
Hansen Brian $470,000 Chicago Title
Adams Kenneth E -- Lakeshore Land Title
Adams Kenneth E $320,000 --
Earl Claude R -- None Available
Earl Claude Ronald -- Gold Coast Title Of Michigan
Stone Allen C $250,000 Lakeshore Land & Title
Pehrson Thomas E $230,000 Lakeshore Land & Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Hansen Brian $200,000
Previous Owner Adams Kenneth E $318,477
Previous Owner Adams Kenneth E $314,204
Previous Owner Stone Allen C $175,000
Previous Owner Pehrson Thomas E $150,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/08/2021 10/08/21 Sold $470,000 -3.1% $140 / Sq Ft
09/09/2021 09/09/21 Pending -- -- --
09/03/2021 09/03/21 For Sale $485,000 +51.6% $144 / Sq Ft
05/31/2019 05/31/19 Sold $320,000 -4.5% $95 / Sq Ft View Prior Sale
01/30/2019 01/30/19 Pending -- -- --
01/17/2019 01/17/19 For Sale $335,000 +29.8% $100 / Sq Ft
06/23/2016 06/23/16 Sold $258,000 -4.4% $77 / Sq Ft View Prior Sale
05/22/2016 05/22/16 Pending -- -- --
04/05/2016 04/05/16 For Sale $270,000 -- $80 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,946 $327,400 $327,400 $0
2024 -- $275,000 $275,000 $0
2023 -- $214,700 $214,700 $0
2022 -- $201,500 $0 $0
2021 -- $132,700 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 21104176

MichRIC

APN: 014-475-009-00