NOT LISTED FOR SALE

5440 Sutter Ave Richmond, CA 94804

Richmond Annex Neighborhood

Estimated Value: $637,388 - $745,000

2 Beds
1 Bath
799 Sq Ft
$877/Sq Ft Est. Value

Sale Details

Date Sold: September 8, 2025

Last sale price $715,000 $895 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $3,955 / mo

42 Days on Market

Highlights

  • Updated Kitchen
  • Converted Garage
  • Cooling Available
  • No HOA
  • 1 Car Attached Garage
  • Bungalow

About This Home

As of September 2025

Charming single-story home nestled in the highly desirable Richmond Annex neighborhood. This thoughtfully updated and meticulously maintained 2-bedroom, 1-bath residence offers approximately 799 sq. ft. of comfortable living space on a generous 5,000 sq. ft. lot. Step inside and experience the warmth of the cozy fireplace, creating a perfect ambiance in the inviting living room — ideal for quiet evenings or gathering with loved ones. The heart of the home, a sleek and modern kitchen, boasts striking quartz countertops with a waterfall edge, contemporary cabinetry, and stainless steel appliances, blending style and function seamlessly. From the kitchen, enjoy the effortless flow into a beautifully converted garage — an elegant and versatile space ideal for fellowship, entertainment, or a home office. Beyond the main home, a detached bonus arrangement presents a multitude of possibilities, whether you envision a creative studio, private gym, guest retreat, or additional workspace. 5440 Sutter Ave strikes a rare balance of comfort, convenience, and classic bungalow appeal in the heart of the East Bay. Whether you're starting out, downsizing, or seeking a smart investment, this home offers charm, flexibility, and opportunity. El Cerrito high school district.

Last Agent to Sell the Property

Derrick Gardner

LA BAY PROPERTIES License #01420626 Listed on: 07/11/2025

Co-Listed By

Aziza Mcglothen

LA BAY PROPERTIES License #01481063

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1941

Lot Details

  • 5,000 Sq Ft Lot
  • Back and Front Yard

Parking

  • 1 Car Attached Garage
  • Converted Garage

Home Design

  • Bungalow
  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 799 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Living Room with Fireplace
  • Vinyl Flooring

Kitchen

  • Updated Kitchen
  • Gas Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Utilities

  • Cooling Available
  • Forced Air Heating System

Community Details

  • No Home Owners Association
  • Bridge Aor Association
  • Richmond Annex Subdivision

Home Details

Home Type

Single Family

Year Built

Built in 1941

Lot Details

5,000 Sq Ft Lot

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Lot Features: Back Yard, Front Yard
  • LotSizeAcres: 0.12
  • Has HOA?: No
  • Co List Office Mls Id: OBOLBP
  • Co List Office Mls Id: OBOLBP
  • Special Conditions: Standard
  • Subdivision Name: RICHMOND ANNEX
  • Directions: Carlson Blvd. to San Luis St. to Sutter Ave.
  • Architectural Style: Bungalow
  • Has Cooling?: Yes
  • Has Fireplace?: Yes
  • Living Area: 799
  • Is New Construction?: No
  • Year Built: 1941
  • Special Features: VirtualTour

Interior Features

  • Appliances: Gas Range
  • Other Equipment: None
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace Features: Living Room
  • Fireplaces: 1
  • Flooring: Other, Vinyl
  • Interior Amenities: Updated Kitchen
  • Stories: 1
  • RoomKitchenFeatures: Gas Range/Cooktop, Updated Kitchen

Exterior Features

  • Pool Features: None
  • Has Private Pool?: No
  • Construction Type: Wood Siding
  • Exterior Features: Back Yard, Front Yard
  • Property Condition: Existing
  • Roof: Shingle

Garage/Parking

  • Has Attached Garage?: No
  • Has Carport?: No
  • Covered Parking Spaces: 1
  • Garage Spaces: 1
  • Has Attached Garage?: Yes
  • Parking Features: Attached, Converted Garage

Utilities

  • Laundry Features: Dryer, Washer
  • Cooling: Ceiling Fan(s)
  • Heating: Forced Air
  • Heating Yn: Yes
  • Electric: No Solar

Condo/Co-op/Association

  • Association Name: Bridge AOR

Lot Info

  • Lot Size Sq Ft: 5000

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2025
Closed on
Aug 14, 2025
Sold by
Bought by
Seller's Agent
Derrick Gardner
LA BAY PROPERTIES
List Price
$699,000
Sold Price
$715,000
Premium/Discount to List
$16,000
2.29%
Views
27
Current Estimated Value
$701,097

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$13,903
Avg. Annual Appreciation
-2.69%
Original Mortgage
$565,000
Outstanding Balance
$563,034
Interest Rate
6.74%
Mortgage Type
VA
Estimated Equity
$138,063

Purchase Details

Closed on
May 12, 2022
Sold by
Bought by

Purchase Details

Closed on
Sep 30, 2020
Sold by
Bought by

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$498,750
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 23, 2020
Sold by
Bought by

Purchase Details

Closed on
Jan 9, 2019
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$715,000 Old Republic Title
-- None Listed On Document
-- Old Republic Title Company
-- None Available
-- None Available
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $565,000
Previous Owner $498,750
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
09/08/2025 09/08/25 Sold $715,000 +2.3% $895 / Sq Ft
08/22/2025 08/22/25 Pending -- -- --
07/11/2025 07/11/25 For Sale $699,000 -- $875 / Sq Ft
Source: bridgeMLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,824 $48,512 $21,540 $26,972
2024 $2,764 $47,562 $21,118 $26,444
2023 $2,764 $46,630 $20,704 $25,926
2022 $2,699 $45,717 $20,299 $25,418
2021 $13,550 $596,111 $464,765 $131,346
2019 $2,434 $43,493 $19,311 $24,182
2018 $2,373 $42,641 $18,933 $23,708
2017 $2,338 $41,806 $18,562 $23,244
2016 $2,318 $40,988 $18,199 $22,789
2015 $1,157 $40,373 $17,926 $22,447
2014 $1,173 $39,583 $17,575 $22,008
Source: Public Records

Agents Affiliated with this Home

  • D

    Seller's Agent in 2025

    Derrick Gardner

    LA BAY PROPERTIES

  • A

    Seller Co-Listing Agent in 2025

    Aziza Mcglothen

    LA BAY PROPERTIES

See All Agents

Map

Source: bridgeMLS

MLS Number: 41104565

bridgeMLS

APN: 507-150-003-6

California Contra Costa County Richmond 94804 Richmond Annex

5440 Sutter Ave, Richmond, CA

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

bridgeMLS Bay East 2026. CCAR 2026. bridgeMLS 2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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