Theresa Gustafson
Responds Quickly
Keller Williams Inspire
(630) 454-0979
55 Total Sales
1 in Northwest Oswego
$325,000 Price
545 Arbor Ln Oswego, IL 60543
Northwest Oswego Neighborhood
5
Beds
4
Baths
3,078
Sq Ft
0.27
Acre Lot
Highlights
- Spa
- Landscaped Professionally
- Deck
- Home fronts a pond
- Mature Trees
- Vaulted Ceiling
About This Home
As of June 2026Welcome to this beautifully maintained home perfectly situated on a premium pond lot in the very sought after neighborhood of Gates Creek. From the moment you arrive, this 5 bedroom home impresses with its charming curb appeal, welcoming front porch, and beautiful landscaping.Step inside to a dramatic two story foyer that opens to a bright and spacious floor plan filled with natural light. With 9 ft. ceilings throughout, the home offers an open and airy atmosphere that enhances every space. The main level offers multiple living spaces including a formal dining room, comfortable living areas, and a beautifully updated kitchen remodeled approximately five years ago featuring modern cabinetry, quartz countertops, stainless steel appliances, stylish backsplash, and a large center island perfect for cooking, gathering, and entertaining!!! The stunning family room showcases a soaring vaulted ceiling, a cozy (gas/wood burning) fireplace, and an impressive wall of windows that flood the room with breathtaking views of the pond and backyard. Upstairs you will find generously sized bedrooms including a spacious primary suite with vaulted ceilings, a large walk in closet, and a beautifully remodeled private en-suite spa like bathroom. ALL bathrooms throughout the home were fully updated just three years ago with modern finishes and thoughtful design! The additional bedrooms are generously sized, offering plenty of space and comfort. Walk downstairs to the stunning finished basement! It adds incredible living space and perfect for entertaining, featuring a large recreation area, custom bar, sleek two way fireplace, and additional seating areas ideal for movie nights, game days, or hosting friends and family. Step outside to one of the home's most impressive features.....a massive deck featuring a built in hot tub, creating the ultimate spot to relax and take in the scenic pond views. This peaceful outdoor setting creates the perfect space for relaxing evenings. Major mechanical updates provide peace of mind including furnace and humidifier (3 years), water heater (3 years), roof (9 years), and air conditioner (10 years). This exceptional home offers the perfect combination of space, updates, and a beautiful setting in a desirable location close to parks, great schools (and walking distance), shopping, and dining. This is the home you have been waiting for!!!!
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475171350 Listed on: 04/23/2026
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,068
Year Built
- Built in 1999
Lot Details
- 11,761 Sq Ft Lot
- Lot Dimensions are 96x137x79x134
- Home fronts a pond
- Landscaped Professionally
- Paved or Partially Paved Lot
- Mature Trees
HOA Fees
- $50 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 3,078 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Gas Log Fireplace
- Electric Fireplace
- Window Screens
- Family Room with Fireplace
- Living Room
- Formal Dining Room
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Walk-In Closet
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
- Finished Basement Bathroom
Outdoor Features
- Spa
- Deck
Schools
- Fox Chase Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
Community Details
- Manager Association, Phone Number (630) 554-6900
- Property managed by Gates Creek Association
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 23, 2026
Closed on
May 29, 2026
Sold by
Bought by
Seller's Agent
Melissa Walsh
Coldwell Banker Real Estate Group
Buyer's Agent
Nicole Tudisco
Wheatland Realty
List Price
$575,000
Sold Price
$585,000
Premium/Discount to List
$10,000
1.74%
Views
21
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.39%
Original Mortgage
$526,500
Outstanding Balance
$526,189
Interest Rate
8.63%
Mortgage Type
New Conventional
Estimated Equity
$57,585
Purchase Details
Closed on
Jun 15, 1999
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$211,000
Interest Rate
7.15%
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Northwest Oswego, IL
-
Theresa Gustafson
-
Hillary Lafferty
Hillary Lafferty
Responds QuicklyCharles Rutenberg Realty of IL
(630) 656-9154
136 Total Sales
5 in Northwest Oswego
$235K - $402K Price Range
-
Kimberly Zahand
Kimberly Zahand
Keller Williams North Shore West
(708) 859-7009
393 Total Sales
1 in Northwest Oswego
$425,000 Price
-
Cindy Schmalz
Cindy Schmalz
@properties Christie's International Real Estate
(224) 970-2975
110 Total Sales
1 in Northwest Oswego
$340,000 Price
-
Lisa Wolf
Lisa Wolf
Keller Williams North Shore West
(224) 332-2538
1,086 Total Sales
1 in Northwest Oswego
$425,000 Price
-
Raj Patel
Raj Patel
American Star Realty
(224) 412-5984
70 Total Sales
1 in Northwest Oswego
$485,000 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $585,000 | First American Title | |
| Warranty Deed | $241,000 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $526,500 | New Conventional | |
| Previous Owner | $430,000 | Stand Alone Second | |
| Previous Owner | $85,400 | Unknown | |
| Previous Owner | $233,000 | New Conventional | |
| Previous Owner | $600,000 | Unknown | |
| Previous Owner | $1,079,600 | Stand Alone Second | |
| Previous Owner | $270,000 | Unknown | |
| Previous Owner | $270,000 | Unknown | |
| Previous Owner | $211,000 | No Value Available |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/09/2026 06/09/26 | Sold | $585,000 | +1.7% | $190 / Sq Ft |
| 04/27/2026 04/27/26 | Pending | -- | -- | -- |
| 04/23/2026 04/23/26 | For Sale | $575,000 | -- | $187 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,407 | $171,634 | $18,038 | $153,596 |
| 2024 | $12,068 | $157,116 | $16,512 | $140,604 |
| 2023 | $10,895 | $140,571 | $14,773 | $125,798 |
| 2022 | $10,895 | $127,618 | $13,412 | $114,206 |
| 2021 | $10,503 | $119,158 | $13,412 | $105,746 |
| 2020 | $11,357 | $128,029 | $13,412 | $114,617 |
| 2019 | $11,185 | $124,300 | $13,021 | $111,279 |
| 2018 | $11,377 | $120,306 | $13,021 | $107,285 |
| 2017 | $11,311 | $116,180 | $13,021 | $103,159 |
| 2016 | $10,684 | $108,098 | $13,021 | $95,077 |
| 2015 | $10,041 | $97,186 | $11,225 | $85,961 |
| 2014 | -- | $93,262 | $11,225 | $82,037 |
| 2013 | -- | $93,262 | $11,225 | $82,037 |
Source: Public Records
Agents Affiliated with this Home
-
Melissa Walsh
Seller's Agent in 2026
Melissa Walsh
Coldwell Banker Real Estate Group
(630) 272-7263
16 in this area
313 Total Sales
-
Nicole Tudisco
Buyer's Agent in 2026
Nicole Tudisco
Wheatland Realty
(630) 973-8932
6 in this area
245 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12620470
APN: 02-13-405-002
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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