$275,000
SOLD FEB 28, 2018 RENTED JUL 11, 2025

545 Bahia Beach Blvd Ruskin, FL 33570

3 Beds
3 Baths
1,593 Sq Ft
$455/mo HOA Fee

Recently Sold

$173 Per Sq Ft

5% Below List Price

228 Days on Market

Highlights

  • 20 Feet of Waterfront
  • Fitness Center
  • Deck
  • Marina View
  • Fishing
  • Solid Surface Countertops

About This Home

As of July 2020

WATERFRONT town home with delightful Anglo-Caribbean architecture, metal roof, 4 spacious terraces to enjoy year round indoor/outdoor living in the seaside village of Little Harbor. "View Tour 2" aerial of community! This destination resort type of lifestyle offers on site a white sand and secluded BEACH, 2 waterfront restaurants/sports/tiki bar, tennis courts, fitness centers, heated swimming pools, deep water marinas, and dry storage with slip availability. BOATERS paradise with direct access to the Bay/Gulf-no lifts or bridges. Nature enthusiasts enjoy canoeing and kayaking on the RIVER and canals, while enjoying dolphin and manatee sightings. FISHING mecca. Great primary or secondary home or investment with minimum rentals being weekly. This town house has amazing water views of both the wide canal and the marina, wonderful to watch the boats traveling to and from the Bay. Upgrades include Corian counters throughout, stainless steel appliances, and a recently replaced, upgraded, high efficiency a/c unit. Highly desirable 3 bedroom/3 bath with one bedroom located on the first floor. Each bedroom has its own terrace! Furniture and golf cart negotiable. Convenient location - approximately half hour drive to Tampa, St. Petersburg, and Sarasota. Shopping, hospitals, restaurants, and golf courses all near by. When it comes to value, nothing compares to this unique waterfront community. Being sold AS IS for the convenience of the Seller. The taxes include the CDD.

Last Agent to Sell the Property

Jennifer Bennett

SUNSET REALTY License #3117956 Listed on: 06/06/2017

Last Buyer's Agent

Jennifer Bennett

SUNSET REALTY License #3117956 Listed on: 06/06/2017

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,863

Year Built

  • Built in 2006

Lot Details

  • 2,385 Sq Ft Lot
  • 20 Feet of Waterfront
  • Property fronts a saltwater canal
  • Irrigation
  • Zero Lot Line

HOA Fees

  • $455 Monthly HOA Fees

Parking

  • 1 Car Garage
  • 1 Carport Space
  • Garage Door Opener
  • Open Parking

Property Views

  • Marina
  • Canal

Home Design

  • Bi-Level Home
  • Slab Foundation
  • Metal Roof
  • Block Exterior

Interior Spaces

  • 1,593 Sq Ft Home
  • Sliding Doors

Kitchen

  • Oven
  • Microwave
  • Dishwasher
  • Solid Surface Countertops
  • Solid Wood Cabinet
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

  • Balcony
  • Deck
  • Covered patio or porch
  • Rain Gutters

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Down Payment Assistance Available
  • Visit Down Payment Resource Website
  • Legal Lot and Block 19 / 000002
  • Assessor Parcel Number U-02-32-18-63Z-000002-00019.0
  • $2,357 per year additional tax assessments

Community Details

Overview

  • Association fees include cable TV, community pool, insurance, internet, maintenance structure, ground maintenance, recreational facilities, security, sewer, trash, water
  • Little Harbor Condos
  • Bahia Beach Townhomes Ph 2 Subdivision
  • The community has rules related to deed restrictions

Recreation

  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Fishing

Pet Policy

  • Pets Allowed
  • 3 Pets Allowed

Security

  • Security Service
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,863

Year Built

Built in 2006

Lot Details

0

HOA Fees

$455 per month

Parking

1

Listing Details

  • HOA Fee Includes: Cable TV, Community Pool, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Sub Type: Townhouse
  • Construction Materials: Block
  • Fireplace: No
  • Living Area: 1593
  • Lot Size Acres: 0.04
  • New Construction: No
  • Year Built: 2006
  • Building Area Total: 3275
  • Lot Size Sq Ft: 2385
  • Directions to Property: I 75 to Exit 240. West towards Ruskin. Right on US 41. Left on Shell Pt Rd. Right on 32nd St. Cross bridge into Little Harbor. Left at stop sign. Town home on the right.
  • Status: Sold
  • Down Payment Resource URL: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=A4188445&show_results=true&skip_sso=true
  • Down Payment Resource URL 2: http://www.workforce-resource.com/eligibility/listing?metro_area=MFRMLS&listing_id=A4188445&cview=true&show_results=true&customer_portal=true
  • Homestead Y N: No
  • Number Of Pets: 3
  • Total Acreage: 0 to less than 1/4
  • Home Warranty Y N: No
  • Subdivision Num: 63Z
  • Ratio: Close Price\List Price: 0.96865
  • Price per Sq Ft: 172.63
  • Close to Original List Price Ratio: 0.94828
  • Ratio: Current Price\Building Area Total: 83.97
  • View: Yes
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Tax Year: 2016
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 3
  • Interior Amenities: Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Oven, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: Two
  • Street Number Modifier: 545
  • Room Count: 6
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Exterior Features: Balcony, Irrigation System, Rain Gutters, Sliding Doors
  • Roof: Metal
  • Pool Private: No
  • View: Water
  • Waterfront: Yes
  • Patio and Porch Features: Covered, Deck, Patio, Porch
  • Water View: Canal, Marina
  • Water View Y N: Yes
  • Water Access Y N: No
  • Water Extras Y N: No
  • Waterfront Frontage: 20
  • Water Frontage Feet Canal Salt: 20

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Spaces: 1
  • Garage Yn: Yes
  • Parking Features: Garage Door Opener, Underground
  • Covered Parking Spaces: 1
  • Open Parking: Yes

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Cable Connected, Fire Hydrant, Public, Street Lights
  • Cooling: Central Air
  • Heating: Heat Pump
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Fishing, Fitness, Playground, Pool, Tennis Courts, Waterfront Complex
  • Association Amenities: Fitness Center, Playground, Security, Tennis Court(s)
  • Association Fee: 455
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Security: Smoke Detector(s)
  • Senior Community: No
  • Complex Community Name NCCB: LITTLE HARBOR
  • Association Fee Requirement: Required
  • Association Approval Required YN: No

Fee Information

  • Total Annual Fees: 5460
  • Monthly HOA Fee: 455
  • Total Monthly Fees: 455

Lot Info

  • Zoning: PD
  • Parcel Number: U-02-32-18-63Z-000002-00019.0
  • Additional Parcels: No
  • Lot Features: In County, Zero Lot Line
  • Millage Rate: 19.98
  • Flood Zone Code: AE
  • Future Land Use: 0040
  • Zoning Compatible Y N: Yes
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Pets Allowed: Yes
  • Minimum Lease: 1 Week
  • Lease Restrictions Y N: No

Tax Info

  • Tax Annual Amount: 5863
  • Tax Block: 000002
  • Tax Book Number: 94-32
  • Tax Lot: 19
  • Tax Other Annual Assessment Amount: 2357

Multi Family

  • Waterfront Features: Canal - Saltwater

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 14, 2023
Sold by
Delehanty Michael J
Bought by
Mcmillen Pamela Sue
Current Estimated Value
$457,774

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$372,000
Outstanding Balance
$361,571
Interest Rate
6.13%
Mortgage Type
VA
Estimated Equity
$89,765

Purchase Details

Listed on
May 8, 2020
Closed on
Jul 6, 2020
Sold by
Hertz Renee L and Hertz Jon D
Bought by
Delehanty Michael J
Seller's Agent
Kristina McGillivray
Buyer's Agent
Victoria Dominguez
PREFERRED SHORE LLC
List Price
$315,000
Sold Price
$300,000
Premium/Discount to List
-$15,000
-4.76%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.41%

Purchase Details

Listed on
Jun 6, 2017
Closed on
Feb 26, 2018
Sold by
Schlegel Jon A and Schlegel Diane L
Bought by
Hertz Jon D and Hertz Renee L
Seller's Agent
Jennifer Bennett
SUNSET REALTY
Buyer's Agent
Jennifer Bennett
SUNSET REALTY
List Price
$290,000
Sold Price
$275,000
Premium/Discount to List
-$15,000
-5.17%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.76%
Original Mortgage
$220,000
Interest Rate
4.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 15, 2010
Sold by
Iberiabank
Bought by
Schlegel Jon A and Schlegel Diane L

Purchase Details

Closed on
Apr 26, 2010
Sold by
Bahia Sun Associates Limited Partnership
Bought by
Iberiabank
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $465,000 Commerce Title
Warranty Deed $300,000 Hillsborough Title Inc
Warranty Deed $275,000 Commerce Title Services Inc
Special Warranty Deed $160,000 Attorney
Trustee Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $372,000 VA
Previous Owner $220,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/11/2025 07/11/25 Rented $2,175 0.0% --
07/03/2025 07/03/25 Under Contract -- -- --
06/23/2025 06/23/25 For Rent $2,175 0.0% --
07/08/2020 07/08/20 Sold $300,000 -4.8% $188 / Sq Ft
05/24/2020 05/24/20 Pending -- -- --
05/08/2020 05/08/20 For Sale $315,000 +14.5% $198 / Sq Ft
02/28/2018 02/28/18 Sold $275,000 -3.1% $173 / Sq Ft
01/21/2018 01/21/18 Pending -- -- --
11/09/2017 11/09/17 Price Changed $283,900 -2.1% $178 / Sq Ft
06/06/2017 06/06/17 For Sale $290,000 -- $182 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,205 $267,618 -- --
2023 $6,764 $252,196 $0 $0
2022 $6,151 $244,850 $0 $0
2021 $6,079 $237,718 $23,772 $213,946
2020 $6,588 $221,807 $22,181 $199,626
2019 $6,571 $217,496 $21,750 $195,746
2018 $6,362 $208,066 $0 $0
2017 $6,070 $190,987 $0 $0
2016 $5,863 $167,069 $0 $0
2015 $5,745 $151,881 $0 $0
2014 $5,656 $138,074 $0 $0
2013 -- $125,522 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: A4188445

Stellar MLS

APN: U-02-32-18-63Z-000002-00019.0