Seller's Agent in 2025
Tara Presser
Exp Realty
(904) 377-2401
32 in this area
114 Total Sales
545 Sebastian Square Saint Augustine, FL 32095
Palencia Neighborhood
5
Beds
4.5
Baths
3,469
Sq Ft
0.33
Acres
Highlights
- Boat Dock
- Golf Course Community
- Gated Community
- Palencia Elementary School Rated A
- All Bedrooms Downstairs
- Clubhouse
About This Home
As of September 2025*A 3% fixed rate assumable loan is available on this home with no VA requirement- An incredible opportunity in today's market. This elegant pool home offers 3,469 square feet of thoughtfully designed living space, with 5 bedrooms, 4.5 baths, and a spacious upstairs bonus room with a covered balcony. Beautifully updated in 2023 with a fully renovated kitchen and primary bath, crisp white walls, and wood-look luxury vinyl plank flooring throughout, this property is truly turnkey. The spacious family room showcases a vaulted ceiling and a gas fireplace with built-ins on each side. Walls of windows provide ample natural light throughout this open floor plan. The fully renovated chef's kitchen features elegant white stacked cabinetry, a navy center island with wrap-around seating, quartz countertops, a two-toned metal hood, double ovens, a gas cooktop and a herringbone marble backsplash with gold metal inlay.(Continued) A sunny breakfast nook with a bay window overlooks the pool, and a door provides access to the covered screened lanai. This split floor plan offers formal living and dining spaces, 3 bedrooms and 2.5 baths downstairs, and two additional bedrooms, two full baths, and a bonus room upstairs. The bonus room is ideal for entertaining, complete with a wet bar and a covered balcony overlooking the pool and private backyard. Decorative details, like crown molding, wainscoting, archways, vaulted and tray ceilings and plantation shutters are found throughout. Designed for year-round indoor-outdoor living, this private backyard oasis features a screen-enclosed heated saltwater pool and spa, a summer kitchen, and a covered lanai. The spacious backyard is fully fenced for added privacy and backs to a park. Meticulously maintained, the roof was replaced in 2020, the AC units were both replaced in December 2021, and there are two new tankless hot water heaters. There's an artesian well for irrigation, and the three-car garage is equipped with an EV charging plug. Located in the sought-after gated community of Palencia, home to world-class amenities, an A-rated Elementary school & a championship Arthur Hills-designed golf course. Residents enjoy a fitness center, three community pools, lighted clay tennis courts, pickleball, sports fields, fitness trails, and a boardwalk leading to the Intracoastal. There is no better place to call home.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,184
Year Built
- Built in 2006
Lot Details
- 0.33 Acre Lot
- Lot Dimensions are 180.91 x 79.96
- Property is Fully Fenced
- Property is zoned Rez
HOA Fees
- $10 Monthly HOA Fees
Parking
- 3 Car Attached Garage
Home Design
- Contemporary Architecture
- Traditional Architecture
- Split Level Home
- Slab Foundation
- Frame Construction
- Shingle Roof
- Stucco Exterior
Interior Spaces
- 3,469 Sq Ft Home
- 2-Story Property
- Fireplace
- Formal Dining Room
- Bonus Room
- Screened Porch
Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Carpet
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- All Bedrooms Down
- Separate Shower in Primary Bathroom
Home Security
- Home Security System
- Security Gate
Schools
- Palencia Elementary School
- Pacetti Bay Middle School
- Allen D. Nease High School
Utilities
- Central Heating and Cooling System
- Water Softener
Listing and Financial Details
- Homestead Exemption
- Assessor Parcel Number 072091-0670
Community Details
Recreation
- Boat Dock
- Golf Course Community
- Tennis Courts
- Pickleball Courts
- Exercise Course
- Heated Community Pool
Additional Features
- Clubhouse
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 2, 2025
Closed on
Sep 9, 2025
Sold by
Curry Derek and Curry Farah
Bought by
Sprecher Adam Nicholas and Sprecher Shyam Adelyn
Seller's Agent
Tara Presser
Exp Realty
List Price
$1,095,000
Sold Price
$1,065,000
Premium/Discount to List
-$30,000
-2.74%
Views
120
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,827
Avg. Annual Appreciation
-3.14%
Purchase Details
Listed on
Sep 24, 2021
Closed on
Nov 23, 2021
Sold by
Warren James B and Warren Jane
Bought by
Curry Derek and Curry Farah
Seller's Agent
DANA BRADT
COLDWELL BANKER PREMIER PROPERTIES
Buyer's Agent
Matthew Wood
FLORIDA HOMES REALTY & MTG LLC
List Price
$899,900
Sold Price
$879,000
Premium/Discount to List
-$20,900
-2.32%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.18%
Original Mortgage
$885,050
Interest Rate
3.14%
Mortgage Type
VA
Purchase Details
Listed on
Dec 16, 2015
Closed on
Mar 11, 2016
Sold by
Mayers Scott A and Mayers Jennifer B
Bought by
Weichert Workforce Mobility Inc
Seller's Agent
Donna Hodges
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Buyer's Agent
John Whitesell
KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
List Price
$609,000
Sold Price
$586,000
Premium/Discount to List
-$23,000
-3.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.36%
Original Mortgage
$468,800
Interest Rate
3.79%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 16, 2015
Closed on
Jan 27, 2016
Sold by
Weichert Workforce Mobility Inc
Bought by
Warren Jane and Warren James B
Seller's Agent
Donna Hodges
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Buyer's Agent
John Whitesell
KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
List Price
$609,000
Sold Price
$586,000
Premium/Discount to List
-$23,000
-3.78%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$468,800
Interest Rate
3.79%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 11, 2015
Closed on
Apr 10, 2015
Sold by
Garyotis Corey L and Garyotis Carla T
Bought by
Mayers Scott A and Mayers Jennifer B
Seller's Agent
CRICKETT HUFF
COLDWELL BANKER PREMIER PROPERTIES
Buyer's Agent
MARCUS GENSON
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
List Price
$619,000
Sold Price
$596,000
Premium/Discount to List
-$23,000
-3.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.82%
Original Mortgage
$536,340
Interest Rate
3.89%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 30, 2008
Sold by
Hewitt Associates Llc
Bought by
Garyotis Corey L and Garyotis Carla T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$343,000
Interest Rate
6.43%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Dec 28, 2007
Sold by
Mcgough Ulric P and Mcgough Seanna
Bought by
Hewitt Associates Llc
Purchase Details
Closed on
Oct 3, 2006
Sold by
The Vintage Group Inc
Bought by
Mcgough Ulric P and Mcgough Seanna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$632,033
Interest Rate
6.45%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,065,000 | None Listed On Document | |
| Warranty Deed | $879,000 | Coast One Title | |
| Warranty Deed | $586,000 | Fidelity Natl Title Ins Co | |
| Special Warranty Deed | $586,000 | Fidelity Natl Title Ins Co | |
| Warranty Deed | $596,000 | Island Title Of St Augustine | |
| Warranty Deed | $560,000 | Attorney | |
| Warranty Deed | $647,500 | None Available | |
| Corporate Deed | $790,100 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $885,050 | VA | |
| Previous Owner | $468,800 | New Conventional | |
| Previous Owner | $536,340 | New Conventional | |
| Previous Owner | $343,000 | Purchase Money Mortgage | |
| Previous Owner | $632,033 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/09/2025 09/09/25 | Sold | $1,065,000 | -2.7% | $307 / Sq Ft | |
| 06/02/2025 06/02/25 | For Sale | $1,095,000 | +86.9% | $316 / Sq Ft | |
| 12/17/2023 12/17/23 | Off Market | $586,000 | -- | -- | |
| 12/17/2023 12/17/23 | Off Market | $596,000 | -- | -- | |
| 12/17/2023 12/17/23 | Off Market | $879,000 | -- | -- | |
| 11/23/2021 11/23/21 | Sold | $879,000 | -2.3% | $253 / Sq Ft | View Prior Sale |
| 11/22/2021 11/22/21 | Pending | -- | -- | -- | |
| 09/25/2021 09/25/21 | For Sale | $899,900 | +53.6% | $259 / Sq Ft | |
| 03/11/2016 03/11/16 | Sold | $586,000 | -3.8% | $169 / Sq Ft | View Prior Sale |
| 02/09/2016 02/09/16 | Pending | -- | -- | -- | |
| 12/16/2015 12/16/15 | For Sale | $609,000 | +2.2% | $175 / Sq Ft | |
| 04/10/2015 04/10/15 | Sold | $596,000 | -3.7% | $172 / Sq Ft | View Prior Sale |
| 02/11/2015 02/11/15 | For Sale | $619,000 | -- | $178 / Sq Ft | |
| 02/09/2015 02/09/15 | Pending | -- | -- | -- |
Source: St. Augustine and St. Johns County Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,056 | $764,194 | -- | -- |
| 2024 | $4,056 | $742,657 | $140,000 | $602,657 |
| 2023 | $4,056 | $729,372 | $140,000 | $589,372 |
| 2022 | $4,038 | $725,529 | $168,000 | $557,529 |
| 2021 | $9,806 | $475,827 | $0 | $0 |
| 2020 | $9,804 | $469,257 | $0 | $0 |
| 2019 | $10,110 | $466,577 | $0 | $0 |
| 2018 | $10,224 | $476,644 | $0 | $0 |
| 2017 | $10,250 | $475,934 | $80,000 | $395,934 |
| 2016 | $9,943 | $447,279 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Tara Presser
-
D
Seller's Agent in 2021
DANA BRADT
COLDWELL BANKER PREMIER PROPERTIES
-
J
Seller Co-Listing Agent in 2021
JAMES WARREN
COLDWELL BANKER PREMIER PROPERTIES
-
Matthew Wood
Buyer's Agent in 2021
Matthew Wood
FLORIDA HOMES REALTY & MTG LLC
(904) 874-7536
2 in this area
42 Total Sales
-
Donna Hodges
Seller's Agent in 2016
Donna Hodges
BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
(904) 219-6230
34 Total Sales
-
John Whitesell
Buyer's Agent in 2016
John Whitesell
KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
(904) 495-3973
209 Total Sales
Map
Source: St. Augustine and St. Johns County Board of REALTORS®
MLS Number: 253307
APN: 072091-0670
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.
© 2025 St Augustine &
St. Johns County Board of REALTORS®. All rights reserved.
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