$219,000
SOLD SEP 18, 2025

545 W Cummings St Lake Alfred, FL 33850

3 Beds
2 Baths
1,250 Sq Ft
6,708 Sq Ft Lot

Recently Sold

$175 Per Sq Ft

9% Below List Price

127 Days on Market

Highlights

  • High Ceiling
  • Great Room
  • Built-In Features
  • Frank E. Brigham Academy Rated 9+
  • No HOA
  • Crown Molding

About This Home

As of September 2025

Charming 3-Bedroom, 2-Bath Home in Beautiful Lake Alfred, FL. Discover the perfect blend of comfort and style in this beautifully updated home. Featuring three bedrooms and two bathrooms, this home is move-in ready and waiting for you. Granite countertops in the
kitchen for a sleek, modern touch. Spacious primary suite with private bath. Nestled in a quiet and charming neighborhood. This home is just minutes from local parks, schools, shopping, and dining. Your tropical backyard features many fruit trees such as banana, mango, avocado, June plum, wax apples, peaches, lychee, sugar, Brazilian cherries and more. Don’t miss out on this incredible opportunity. Schedule your showing today!

Last Agent to Sell the Property

David Carlson

WEICHERT, REALTORS-HALLMARK PR Brokerage Phone: 352-536-9948 License #3338797 Listed on: 04/03/2025

WEICHERT, REALTORS-HALLMARK PR

Last Buyer's Agent

David Carlson

WEICHERT, REALTORS-HALLMARK PR Brokerage Phone: 352-536-9948 License #3338797 Listed on: 04/03/2025

WEICHERT, REALTORS-HALLMARK PR

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,496

Year Built

  • Built in 1925

Lot Details

  • 6,708 Sq Ft Lot
  • South Facing Home
  • Irrigation Equipment
  • Garden
  • Property is zoned R-1A

Home Design

  • Shingle Roof
  • Concrete Perimeter Foundation
  • Stucco

Interior Spaces

  • 1,250 Sq Ft Home
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Great Room
  • Combination Dining and Living Room
  • Laminate Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • 1 Carport Space
  • 2 Parking Garage Spaces
  • Driveway

Outdoor Features

  • Rain Gutters

Schools

  • Lake Alfred Elementary School

Utilities

  • Central Heating and Cooling System
  • Septic Tank
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Codington Lake Alfred Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,496

Year Built

Built in 1925

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Stucco
  • Fireplace: No
  • Living Area: 1250
  • Lot Size Acres: 0.15
  • New Construction: No
  • Year Built: 1925
  • Building Area Total: 1250
  • Lot Size Sq Ft: 6708
  • Directions to Property: From I-4 proceed south 8 miles to US 17/92. Head south 6 miles and turn right onto West Cummings St. Continue .3 miles and home will be on the right.
  • Status: Sold
  • Street Direction: W
  • Ownership: Fee Simple
  • Available for Lease YN: 1
  • Escrow City: Orlando
  • Escrow Postal Code: 32801
  • Escrow State: FL
  • Escrow Street Name: E. Colonial Drive
  • Escrow Street Number: 215
  • List Office Head Office Key Nume: 1050385
  • Minimum Lease: 8-12 Months
  • Number Of Pets: 4
  • RATIO Current Price By Calculate: 175.20
  • Total Acreage: 0 to less than 1/4
  • Unit Number YN: 0
  • Water Access YN: 0
  • MFR_NumAssignedParkingSpaces: 2
  • MFR_InLawSuiteYN: 0
  • MFR_DockYN: 0
  • Attribution Contact: 352-536-9948
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Living Room/Dining Room Combo
  • Appliances Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Concrete Perimeter
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Street Number Modifier: 545
  • Living Area Meters: 116.13
  • Room Count: 7

Exterior Features

  • Direction Faces: South
  • Exterior Features: Garden, Rain Gutters
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Paved
  • Water Extras YN: 0
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No
  • Parking Features: Covered, Driveway

Utilities

  • Utilities: BB/HS Internet Available, Cable Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer to verify city restrictions on pets
  • Max Pet Weight: 60
  • Pet Size: Medium (36-60 Lbs.)

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Schools

  • Elementary School: Lake Alfred Elem

Lot Info

  • Zoning: R-1A
  • Parcel Number: 26-27-32-50-30000-47044
  • Additional Parcels: No
  • Lot Features: City Limits
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 623

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer to verify leasing with city

Tax Info

  • Tax Annual Amount: 1496
  • Tax Block: 47
  • Tax Book Number: 1-61
  • Tax Lot: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 3, 2025
Closed on
Sep 10, 2025
Sold by
Rivera Fernando and Quinonez Elizabeth Anne
Bought by
Cochran Tiffany K and Corliss David
Seller's Agent
David Carlson
WEICHERT, REALTORS-HALLMARK PR
Buyer's Agent
David Carlson
WEICHERT, REALTORS-HALLMARK PR
List Price
$240,000
Sold Price
$219,000
Premium/Discount to List
-$21,000
-8.75%
Views
76

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
73.45%
Original Mortgage
$215,033
Outstanding Balance
$215,033
Interest Rate
6.58%
Mortgage Type
FHA
Estimated Equity
$13,831

Purchase Details

Listed on
Jun 24, 2019
Closed on
Sep 25, 2019
Sold by
Black Martha S
Bought by
Rivera Fernando
Seller's Agent
Glenda Pruitt
FLORIDA HOME CHOICE REALTY
Buyer's Agent
Jim Shorkey
FUTURE HOME REALTY INC
List Price
$159,500
Sold Price
$154,500
Premium/Discount to List
-$5,000
-3.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.00%
Original Mortgage
$149,865
Interest Rate
3.6%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 3, 2017
Closed on
Feb 28, 2017
Sold by
Treasure Valley Ventures Llc
Bought by
Black Martha S
Seller's Agent
Ronnie Rivera
COVENANT REALTY
Buyer's Agent
Glenda Pruitt
FLORIDA HOME CHOICE REALTY
List Price
$129,500
Sold Price
$127,500
Premium/Discount to List
-$2,000
-1.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.76%
Original Mortgage
$114,750
Interest Rate
4.09%

Purchase Details

Closed on
Nov 3, 2016
Sold by
Vrell Jefferson L and Vrell Jessica
Bought by
Treasure Valley Ventures Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,392
Interest Rate
12%

Purchase Details

Closed on
Jun 14, 2011
Sold by
Graham James W and Graham Rita L
Bought by
Vrell Jefferson L and Vrell Jessica

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$34,500
Interest Rate
8.35%

Purchase Details

Closed on
Jul 19, 2004
Sold by
Ostberg Luke and Ostberg Naomi N
Bought by
Graham James W and Graham Rita L

Purchase Details

Closed on
Jul 22, 2002
Sold by
Hough Sandra A
Bought by
Ostberg Luke and Ostberg Naomi N

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$50,000
Interest Rate
6.67%

Purchase Details

Closed on
Aug 23, 1996
Sold by
Hough Sandra A
Bought by
Hough Sandra A and Anderson Gerald D

Purchase Details

Closed on
Oct 18, 1995
Sold by
Hough Edward J
Bought by
Hough Sandra A
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $219,000 Public Title Services
Warranty Deed $154,500 Attorney
Warranty Deed $127,500 Sapphire Title & Escrow Comp
Warranty Deed $60,000 Sapphire Title & Escrow Comp
Warranty Deed $39,500 Attorney
Warranty Deed $60,000 --
Warranty Deed $50,000 --
Warranty Deed $100 --
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $215,033 FHA
Previous Owner $149,865 New Conventional
Previous Owner $114,750 No Value Available
Previous Owner $61,392 No Value Available
Previous Owner $34,500 No Value Available
Previous Owner $50,000 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/18/2025 09/18/25 Sold $219,000 -6.8% $175 / Sq Ft
08/08/2025 08/08/25 Pending -- -- --
07/25/2025 07/25/25 Price Changed $235,000 -2.1% $188 / Sq Ft
05/19/2025 05/19/25 For Sale $240,000 0.0% $192 / Sq Ft
05/09/2025 05/09/25 Pending -- -- --
04/03/2025 04/03/25 For Sale $240,000 +55.3% $192 / Sq Ft
09/25/2019 09/25/19 Sold $154,500 +0.3% $124 / Sq Ft View Prior Sale
08/17/2019 08/17/19 Pending -- -- --
08/01/2019 08/01/19 Price Changed $154,000 -0.3% $123 / Sq Ft
08/01/2019 08/01/19 Price Changed $154,500 -3.1% $124 / Sq Ft
06/21/2019 06/21/19 For Sale $159,500 +25.1% $128 / Sq Ft
05/30/2017 05/30/17 Off Market $127,500 -- --
02/28/2017 02/28/17 Sold $127,500 -1.5% $102 / Sq Ft View Prior Sale
02/07/2017 02/07/17 Pending -- -- --
02/02/2017 02/02/17 For Sale $129,500 -- $104 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,496 $124,462 -- --
2024 $1,451 $120,954 -- --
2023 $1,451 $117,431 $0 $0
2022 $1,408 $114,011 $0 $0
2021 $1,398 $110,690 $0 $0
2020 $1,376 $109,162 $9,056 $100,106
2018 $777 $79,061 $0 $0
2017 $1,340 $62,996 $0 $0
2016 $787 $36,412 $0 $0
2015 $757 $34,047 $0 $0
2014 $690 $31,908 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: G5095241

Stellar MLS

APN: 26-27-32-503000-047044