NOT LISTED FOR SALE

547 Cross Rd Gurnee, IL 60031

Estimated Value: $347,542 - $391,000

3 Beds
2 Baths
1,248 Sq Ft
$292/Sq Ft Est. Value

Last Sold September 16, 2022

Last sale price $315,000 $252 Per Sq Ft

Est. 16% increase in value since last sale

Current estimated payment $2,684/month

17 Days on Market

Highlights

  • Cape Cod Architecture
  • Property is near a park
  • Wood Flooring
  • Woodland Elementary School Rated A-
  • Wooded Lot
  • 4-minute walk to Providence Park

About This Home

As of September 2022

Stunning Cape Cod home in highly desired Providence Village. Hardwood floors throughout the entire house! Bright and airy eat-in kitchen with skylights, granite countertops, stainless steel appliances, and ample cabinet space. The family room offers a cozy brick fireplace. First-floor den could easily be a bedroom or great space for a home office. Huge primary suite with plenty of closet space. The secondary bedroom is also large. The finished basement is very versatile. It has a rec room, additional bedroom, and storage space. This backyard is made for entertaining! Spacious fully fenced backyard and patio! Close to highways, entertainment, shopping, and restaurants! Come tour today!

Last Listed By

Michael Herrick

Redfin Corporation License #475157521 Listed on: 07/22/2022

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,721

Year Built

  • Built in 1989

Lot Details

  • 10,254 Sq Ft Lot
  • Lot Dimensions are 72x137x77x139
  • Paved or Partially Paved Lot
  • Wooded Lot

HOA Fees

  • $13 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage ceiling height seven feet or more
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Cape Cod Architecture
  • Shake Roof
  • Radon Mitigation System
  • Concrete Perimeter Foundation
  • Cedar

Interior Spaces

  • 1,248 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Insulated Windows
  • Family Room
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Home Office
  • Wood Flooring
  • Unfinished Attic

Kitchen

  • Breakfast Bar
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Main Floor Bedroom
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Sink Near Laundry
  • Electric Dryer Hookup

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Home Security

  • Storm Screens
  • Storm Windows
  • Carbon Monoxide Detectors
  • Fire Sprinkler System

Outdoor Features

  • Patio
  • Porch

Location

  • Property is near a park

Schools

  • Woodland Elementary School
  • Woodland Middle School
  • Warren Township High School

Utilities

  • Forced Air Heating and Cooling System
  • Humidifier
  • Heating System Uses Natural Gas

Community Details

  • Providence Village Subdivision, Bradford Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,721

Year Built

Built in 1989

Lot Details

0

HOA Fees

$13 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cape Cod
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: Providence Village
  • Year Built: 1989
  • Age: 31-40 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator
  • Basement: Full
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Skylight(s), Hardwood Floors, First Floor Bedroom, First Floor Full Bath
  • LivingArea: 1248
  • Other Equipment: Humidifier, Fire Sprinklers, CO Detectors, Ceiling Fan(s), Sump Pump, Backup Sump Pump;, Radon Mitigation System
  • Room Type: Eating Area, Office
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Partially Finished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Attic: Unfinished
  • Door Features: French Doors,Sliding Doors,Storm Door(s)
  • Window Features: Insulated Windows,Skylight(s),Storm Window(s)
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio, Porch, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 315000
  • Lot Features: Wooded
  • Roof: Shake
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 2
  • Number of Cars: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s),7 Foot or more high garage door
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Electric, Forced Air
  • Laundry Features: Electric Dryer Hookup, Sink
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 13
  • Association Fee Frequency: Monthly
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Woodland Elementary School
  • High School: Warren Township High School
  • Middle/Junior School: Woodland Middle School
  • Middle/Junior School District: 50

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2354
  • Lot Dimensions: 72X137X77X139
  • Rural (Y/N): N
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 8
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 6721.4
  • Tax Year: 2021
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 22, 2022
Closed on
Sep 8, 2022
Sold by
Sankaran Sadasivan and Sankaran Rasma
Bought by
Haberkamp Earl V and Haberkamp Kaitlin M
Seller's Agent
Michael Herrick
Redfin Corporation
Buyer's Agent
Sandra Locascio
RE/MAX Suburban
List Price
$325,000
Sold Price
$315,000
Premium/Discount to List
-$10,000
-3.08%
Total Days on Market
17
Views
10
Current Estimated Value
$364,386

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$49,386
Avg. Annual Appreciation
5.69%
Original Mortgage
$299,250
Outstanding Balance
$287,641
Interest Rate
5.13%
Mortgage Type
New Conventional
Estimated Equity
$76,745

Purchase Details

Listed on
Jul 19, 2015
Closed on
Sep 11, 2015
Sold by
Miller Jonathan M
Bought by
Sadasivan Ganesh and Nair Rasma Sankaran
Seller's Agent
Veronica Cervantes
HomeSmart Connect LLC
Buyer's Agent
Kay Phillips
@properties Christie's International Real Estate
List Price
$225,000
Sold Price
$215,000
Premium/Discount to List
-$10,000
-4.44%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.60%
Original Mortgage
$208,587
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 11, 2014
Sold by
Rand Julie
Bought by
Miller Jonathan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,000
Interest Rate
4.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 30, 2014
Sold by
Rand Julie and Miller Jonathan
Bought by
Rand Julie

Purchase Details

Closed on
Sep 15, 2009
Sold by
Miller Jonathan M
Bought by
Miller Jonathan M and Rand Julie

Purchase Details

Closed on
Jun 16, 2008
Sold by
Citro Karon L
Bought by
Miller Jonathan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
6.04%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 24, 1999
Sold by
Niemi Gary R and Niemi Lisa
Bought by
Citro Karon L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$143,200
Interest Rate
6.83%

Purchase Details

Closed on
Jun 17, 1995
Sold by
Niemi Gary R and Niemi Lisa
Bought by
Niemi Gary R and Niemi Lisa

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Haberkamp Earl V $315,000 --
Sadasivan Ganesh $215,000 Nat
Miller Jonathan M $220,000 First American Title
Rand Julie -- None Available
Miller Jonathan M -- None Available
Miller Jonathan M $271,000 First American Title
Citro Karon L $179,000 First American Title
Niemi Gary R -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Haberkamp Earl V $299,250
Previous Owner Sadasivan Ganesh $190,500
Previous Owner Sadasivan Ganesh $208,587
Previous Owner Miller Jonathan M $198,000
Previous Owner Miller Jonathan M $155,000
Previous Owner Miller Jonathan M $156,000
Previous Owner Citro Karon L $141,700
Previous Owner Citro Karon L $143,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/16/2022 09/16/22 Sold $315,000 0.0% $252 / Sq Ft
08/09/2022 08/09/22 Pending -- -- --
08/04/2022 08/04/22 Price Changed $315,000 -3.1% $252 / Sq Ft
07/22/2022 07/22/22 For Sale $325,000 +51.2% $260 / Sq Ft
09/16/2015 09/16/15 Sold $215,000 -2.2% $162 / Sq Ft
08/12/2015 08/12/15 Pending -- -- --
08/10/2015 08/10/15 Price Changed $219,900 -2.3% $165 / Sq Ft
07/19/2015 07/19/15 For Sale $225,000 -- $169 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,690 $91,084 $20,814 $70,270
2022 $7,690 $83,623 $18,197 $65,426
2021 $6,950 $80,268 $17,467 $62,801
2020 $6,721 $78,295 $17,038 $61,257
2019 $6,526 $76,022 $16,543 $59,479
2018 $6,434 $75,980 $18,593 $57,387
2017 $6,362 $73,803 $18,060 $55,743
2016 $6,303 $70,517 $17,256 $53,261
2015 $5,921 $64,791 $16,366 $48,425
2014 $5,710 $63,075 $16,131 $46,944
2012 $5,418 $63,559 $16,255 $47,304
Source: Public Records

Agents Affiliated with this Home

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Source: Midwest Real Estate Data (MRED)

MLS Number: 11470526

Midwest Real Estate Data (MRED)

APN: 07-26-104-042