Seller's Agent in 2026
Lana Erickson
eXp Realty - Geneva
(630) 201-1080
2 in this area
377 Total Sales
548 Arbor Ln Oswego, IL 60543
Northwest Oswego NeighborhoodEstimated Value: $523,000 - $546,517
4
Beds
4
Baths
2,862
Sq Ft
$187/Sq Ft
Est. Value
Highlights
- Community Lake
- Wood Flooring
- Den
- Vaulted Ceiling
- Granite Countertops
- Formal Dining Room
About This Home
As of March 2026This stunning home in the highly desired Gates Creek subdivision sits on a premium, fully fenced corner lot. The gourmet kitchen features custom cabinetry and granite countertops, opening to a vaulted family room with brick fireplace and built-ins. Wood flooring flows through most of the main level, complemented by a bright first-floor den perfect for a home office. Upstairs, the spacious primary suite offers a relaxing retreat with ample closet space and a private bath. Three additional bedrooms include new LVP flooring, while fresh carpet enhances the stairs. The finished basement expands your living space with a second kitchen, recreation area, and half bath. Recent updates provide peace of mind with a new furnace (2024), AC unit (2023), roof and gutter guards (2019), plus washer and dryer (2023). Outdoors, enjoy a beautifully landscaped yard with sprinkler system and pergola-covered patio, perfect for entertaining. A three-car garage with extra storage completes this move-in ready home. With custom woodwork, thoughtful upgrades, and a prime location, this Gates Creek gem won't last long! Being sold AS-IS.
Last Agent to Sell the Property
eXp Realty - Geneva Brokerage Phone: (630) 201-1080 License #475164455 Listed on: 12/25/2025
Home Details
Home Type
- Single Family
Year Built
- Built in 1999
Lot Details
- 13,504 Sq Ft Lot
- Paved or Partially Paved Lot
- Sprinkler System
HOA Fees
- $50 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Parking Available
- Driveway
- Parking Included in Price
Home Design
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 2,862 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Fireplace Features Masonry
- Sliding Doors
- Family Room with Fireplace
- Living Room
- Formal Dining Room
- Den
- Storm Doors
Kitchen
- Microwave
- Dishwasher
- Granite Countertops
- Disposal
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
Schools
- Fox Chase Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Central Air
- Heating System Uses Natural Gas
- Water Softener is Owned
Community Details
- Association fees include insurance
- Sue Wood Association, Phone Number (630) 554-6900
- Gates Creek Subdivision
- Property managed by Association Property Management
- Community Lake
Listing and Financial Details
- Other Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Dec 25, 2025
Closed on
Mar 11, 2026
Sold by
Bought by
Seller's Agent
Lana Erickson
eXp Realty - Geneva
Buyer's Agent
Agata Zabludowska
Exit Realty Redefined
List Price
$550,000
Sold Price
$535,000
Premium/Discount to List
-$15,000
-2.73%
Views
97
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$371
Avg. Annual Appreciation
-0.18%
Original Mortgage
$428,000
Interest Rate
0.0625%
Mortgage Type
New Conventional
Purchase Details
Listed on
Dec 6, 2022
Closed on
Jan 30, 2023
Sold by
Bought by
Seller's Agent
Gina Johansen
Keller Williams Infinity
Buyer's Agent
Cynthia Kashul
Redfin Corporation
List Price
$459,900
Sold Price
$450,000
Premium/Discount to List
-$9,900
-2.15%
Views
74
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.72%
Original Mortgage
$450,000
Interest Rate
0.0648%
Mortgage Type
VA
Purchase Details
Closed on
May 27, 2022
Sold by
Bought by
Purchase Details
Listed on
Jul 16, 2020
Closed on
Nov 4, 2020
Sold by
Bought by
Seller's Agent
Lisa Wheeler
Charles Rutenberg Realty of IL
Buyer's Agent
Linnea Bonenberger
Keller Williams Infinity
List Price
$364,000
Sold Price
$364,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.93%
Original Mortgage
$345,800
Interest Rate
0.0262%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 20, 1999
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$110,000
Interest Rate
0.0778%
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Home Values in the Area
Average Home Value in this Area
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| $535,000 | None Listed On Document | ||
| $450,000 | Chicago Title | ||
| -- | Aubuchon & Pennuto Law Llc | ||
| $364,000 | Fidelity National Title Ins | ||
| $214,000 | Ticor Title Insurance Compan |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | $428,000 | ||
| Previous Owner | $456,029 | ||
| Previous Owner | $450,000 | ||
| Previous Owner | $345,800 | ||
| Previous Owner | $54,184 | ||
| Previous Owner | $107,000 | ||
| Previous Owner | $110,000 | ||
| Previous Owner | $110,000 |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 03/13/2026 03/13/26 | Sold | $535,000 | -1.8% | $187 / Sq Ft | |
| 02/07/2026 02/07/26 | Pending | -- | -- | -- | |
| 01/20/2026 01/20/26 | Price Changed | $545,000 | -0.9% | $190 / Sq Ft | |
| 12/25/2025 12/25/25 | For Sale | $550,000 | +22.2% | $192 / Sq Ft | |
| 02/03/2023 02/03/23 | Sold | $450,000 | -2.2% | $157 / Sq Ft | View Prior Sale |
| 12/27/2022 12/27/22 | Pending | -- | -- | -- | |
| 12/06/2022 12/06/22 | For Sale | $459,900 | +26.3% | $161 / Sq Ft | |
| 11/04/2020 11/04/20 | Sold | $364,000 | 0.0% | $127 / Sq Ft | View Prior Sale |
| 10/15/2020 10/15/20 | For Sale | $364,000 | 0.0% | $127 / Sq Ft | |
| 10/10/2020 10/10/20 | Off Market | $364,000 | -- | -- | |
| 09/19/2020 09/19/20 | Pending | -- | -- | -- | |
| 09/19/2020 09/19/20 | For Sale | $364,000 | 0.0% | $127 / Sq Ft | |
| 09/18/2020 09/18/20 | For Sale | $364,000 | 0.0% | $127 / Sq Ft | |
| 08/28/2020 08/28/20 | Pending | -- | -- | -- | |
| 08/26/2020 08/26/20 | Price Changed | $364,000 | -1.4% | $127 / Sq Ft | |
| 08/25/2020 08/25/20 | Pending | -- | -- | -- | |
| 07/30/2020 07/30/20 | Price Changed | $369,000 | -1.6% | $129 / Sq Ft | |
| 07/16/2020 07/16/20 | For Sale | $375,000 | -- | $131 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | -- | $170,920 | $18,038 | $152,882 |
| 2024 | -- | $156,463 | $16,512 | $139,951 |
| 2023 | $10,847 | $139,986 | $14,773 | $125,213 |
| 2022 | $10,847 | $127,087 | $13,412 | $113,675 |
| 2021 | $10,457 | $118,667 | $13,412 | $105,255 |
| 2020 | $9,503 | $113,107 | $13,412 | $99,695 |
| 2019 | $9,343 | $109,812 | $13,021 | $96,791 |
| 2018 | $9,242 | $103,928 | $13,021 | $90,907 |
| 2017 | $9,181 | $100,432 | $13,021 | $87,411 |
| 2016 | $8,642 | $93,584 | $13,021 | $80,563 |
| 2015 | $8,045 | $84,063 | $11,225 | $72,838 |
| 2014 | -- | $77,361 | $11,225 | $66,136 |
| 2013 | -- | $77,361 | $11,225 | $66,136 |
Source: Public Records
Agents Affiliated with this Home
-
Lana Erickson
-
Kassandra Toum
Seller Co-Listing Agent in 2026
Kassandra Toum
eXp Realty
(630) 962-1588
2 in this area
26 Total Sales
-
Agata Zabludowska
Buyer's Agent in 2026
Agata Zabludowska
Exit Realty Redefined
(773) 742-5078
1 in this area
101 Total Sales
-
Gina Johansen
Seller's Agent in 2023
Gina Johansen
Keller Williams Infinity
(630) 364-6618
2 in this area
82 Total Sales
-
Cynthia Kashul
C
Buyer's Agent in 2023
Cynthia Kashul
Redfin Corporation
-
L
Seller's Agent in 2020
Lisa Wheeler
Charles Rutenberg Realty of IL
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12534064
APN: 02-13-412-001
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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