$37,500
SOLD FEB 3, 2017
2 Beds
1 Bath
1,232 Sq Ft
1.03 Acres

Recently Sold

$30 Per Sq Ft

32% Below List Price

35 Days on Market

Highlights

  • 1.03 Acre Lot
  • Deck
  • No HOA
  • Open Floorplan
  • Wood Flooring
  • Covered patio or porch

About This Home

As of June 2025

Home with partial basement on acre lot. Shady front and back yards. Home has 2 bedrooms plus 1 bath. Kitchen/Dining Room. Large acre+ sloping lot. Partial basement. HUD Homes are sold in ''as-is'' condition, so buyers are advised to perform all desired inspections and to verify ALL listing information independently, including school zones. Financing status is Insured with Escrow (IE) for FHA, subject to new FHA appraisal. Additional information on this home is available on-line at www.HUDHomestore.com. For more information about buying a HUD Home, visit www.SageAcq.com. ALL BIDS MUST BE PLACED ON-LINE BY A HUD REGISTERED agent. HUD Case #105-421379. Property is now available to all bidders, including investors. Availability of home is subject to the Asset Manager accepting a bid from an earlier bid period or removing the home from the market. HUD will not allow any keys to be given to the buyer or their agent at closing.

Last Agent to Sell the Property

Raymond Warren

UpwardRealty.com License #016166 Listed on: 11/25/2016

Last Buyer's Agent

Sylvia Austin

Crye-Leike, REALTORS License #00283507

Crye-Leike, REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $628

Year Built

  • Built in 1945

Lot Details

  • 1.03 Acre Lot
  • Gentle Sloping Lot

Parking

  • 1 Car Garage
  • Garage Door Opener

Home Design

  • Brick Foundation
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,232 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Vinyl Clad Windows
  • Insulated Windows
  • Aluminum Window Frames
  • Living Room
  • Utility Room
  • Washer and Gas Dryer Hookup
  • Unfinished Basement
  • Partial Basement
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Covered patio or porch

Schools

  • Chattanooga Valley Elementary School
  • Chattanooga Valley Middle School
  • Ridgeland High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • HUD Owned
  • Assessor Parcel Number 0109 001

Home Details

Home Type

Single Family

Est. Annual Taxes

$628

Year Built

Built in 1945

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 1.03
  • Lot Size: Acre +
  • Subdivision Name: None
  • Directions: From Chickamauga, take Chickamauga Road North to Left on Marble Top Road, then Right on Harp Switch Road. (Most GPS/Navigation systems work from any direction to locate this home.)
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 1232.0
  • New Construction: No
  • Year Built: 1945
  • Cooling:Electric: Yes
  • Location Tax and Legal Parcel Number2: 0109 001
  • Location Tax and Legal Elementary School: Chattanooga Valley Elementary
  • Location Tax and Legal Middle Or Junior School2: Chattanooga Valley Middle
  • Location Tax and Legal High School: Ridgeland High School
  • Location Tax and Legal:Tax Annual Amount: 628.02
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 1.03
  • General Property Information Lot Size Square Feet2: 44867.0
  • General Property Information Lot Size Dimensions: Acre +
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • Utilities:Electricity Available: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Flooring:Linoleum: Yes
  • Foundation Details BrickMortar: Yes
  • Special Listing Conditions HUD Owned: Yes
  • Special Features: None

Interior Features

  • Appliances: Electric Water Heater, Dishwasher
  • Has Basement: Partial, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Carpet, Hardwood, Linoleum
  • Interior Amenities: Ceiling Fan(s), Connected Shared Bathroom, Open Floorplan, Primary Downstairs
  • Window Features: Aluminum Frames, Insulated Windows, Vinyl Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Basement:Partial: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Community Features:None4: Yes
  • Interior Features:Primary Downstairs: Yes
  • Interior Features:Ceiling Fan(s)2: Yes

Exterior Features

  • Lot Features: Gentle Sloping
  • Pool Features: None
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding, Other
  • Foundation Details: Block, Brick/Mortar
  • Patio And Porch Features: Deck, Patio, Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Gentle Sloping: Yes
  • Window Features:Insulated Windows: Yes
  • Window Features:Aluminum Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Garage Door Opener
  • General Property Information:Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Garage Door Opener: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Utilities: Electricity Available, Phone Available
  • Water Source: Public
  • Heating:Central: Yes

Condo/Co-op/Association

  • Community Features: None
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Chattanooga Valley Elementary
  • High School: Ridgeland High School
  • Middle Or Junior School: Chattanooga Valley Middle

Lot Info

  • Lot Size Sq Ft: 44867.0
  • Additional Parcels: No
  • Parcel #: 0109 001
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 628.02

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 5, 2020
Closed on
Jun 8, 2020
Sold by
Wilson Eric
Bought by
French Britney and Watson Ben
Seller's Agent
Robert Badgley
Crye-Leike, REALTORS
Buyer's Agent
Tim West
Keller Williams Realty
List Price
$129,900
Sold Price
$95,000
Premium/Discount to List
-$34,900
-26.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.55%
Original Mortgage
$90,250
Outstanding Balance
$80,878
Interest Rate
3.2%
Mortgage Type
New Conventional
Estimated Equity
$91,491

Purchase Details

Listed on
Nov 25, 2016
Closed on
Feb 10, 2017
Sold by
Wilson Eric K
Bought by
Solutions Real Estate Llc
Seller's Agent
Raymond Warren
UpwardRealty.com
Buyer's Agent
Sylvia Austin
Crye-Leike, REALTORS
List Price
$55,000
Sold Price
$37,500
Premium/Discount to List
-$17,500
-31.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
31.98%

Purchase Details

Listed on
Nov 25, 2016
Closed on
Feb 8, 2017
Bought by
Wilson Eric
Seller's Agent
Raymond Warren
UpwardRealty.com
Buyer's Agent
Sylvia Austin
Crye-Leike, REALTORS
List Price
$55,000
Sold Price
$37,500
Premium/Discount to List
-$17,500
-31.82%

Purchase Details

Closed on
Apr 5, 2016
Sold by
Pennymac Loan Svcs Llc
Bought by
Sec Of Housing & Urb

Purchase Details

Closed on
Jul 10, 1997
Sold by
Bankers Trust Co Of Californi
Bought by
Raines Ronald E

Purchase Details

Closed on
Feb 4, 1997
Sold by
Holcomb Marvin Mrs
Bought by
Bankers Trust Co Of Californi

Purchase Details

Closed on
Jan 1, 1972
Bought by
Holcomb Marvin Mrs
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $95,000 --
Warranty Deed $37,766 --
Warranty Deed $37,500 --
Warranty Deed $41,650 --
Foreclosure Deed $41,650 --
Deed $50,000 --
Deed -- --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $90,250 New Conventional
Previous Owner $86,029 FHA
Previous Owner $80,185 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/11/2025 06/11/25 Sold $165,000 -4.6% $100 / Sq Ft
03/31/2025 03/31/25 Pending -- -- --
12/06/2024 12/06/24 Price Changed $173,000 -8.9% $105 / Sq Ft
09/27/2024 09/27/24 For Sale $189,900 +99.9% $115 / Sq Ft
09/21/2024 09/21/24 Off Market $95,000 -- --
09/21/2024 09/21/24 Off Market $37,500 -- --
06/08/2020 06/08/20 Sold $95,000 -26.9% $58 / Sq Ft
05/06/2020 05/06/20 Pending -- -- --
05/05/2020 05/05/20 For Sale $129,900 +246.4% $79 / Sq Ft
02/03/2017 02/03/17 Sold $37,500 -31.8% $30 / Sq Ft
12/30/2016 12/30/16 Pending -- -- --
11/25/2016 11/25/16 For Sale $55,000 -- $45 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,655 $70,131 $11,300 $58,831
2023 $1,597 $65,945 $10,090 $55,855
2022 $1,340 $50,563 $2,346 $48,217
2021 $1,142 $41,671 $2,346 $39,325
2020 $1,143 $36,645 $2,346 $34,299
2019 $1,125 $30,748 $2,346 $28,402
2018 $814 $30,748 $2,346 $28,402
2017 $1,348 $35,378 $2,346 $33,032
2016 $529 $18,321 $2,390 $15,931
2015 $706 $24,112 $4,424 $19,688
2014 $616 $23,857 $4,424 $19,433
2013 -- $23,857 $4,424 $19,433
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1252344

Greater Chattanooga REALTORS®

APN: 0109-001