548 Whispering Creek Ave Freeport, FL 32439
3
Beds
2
Baths
1,728
Sq Ft
0.3
Acres
Highlights
- Screened Porch
- Community Pool
- Breakfast Room
- Freeport Middle School Rated A-
- Walk-In Pantry
- 2 Car Attached Garage
About This Home
As of August 2025Seller is willing to offer a contribution toward a 2/1 interest rate buy down with acceptable offer up to $9,000.
Better than new and meticulously maintained! A Parade of Homes winning builder. Immediately this entry gives a great first impression with lots of natural light & high ceilings. Seamless flow through galley style kitchen. The family room has exaggerated trey ceiling & double crown molding. Exterior door provides access to outdoor living on the large screened rear porch. Large Master BR will be your favorite retreat with crown molding and tray ceiling. Other home features include granite countertops, hard surface flooring, walk in tile shower with separate tub, his/her closets, ceiling fans in all bedrooms, SS appliances, privacy fence with double gates, natural area with no neighbors in the back, whole house pest prevention system, professionally maintained lawn, gutters, and much more
Last Agent to Sell the Property
The Property Group 850 Inc License #3268793 Listed on: 02/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,030
Year Built
- Built in 2018
Lot Details
- 0.3 Acre Lot
- Property fronts an easement
- Sprinkler System
- Cleared Lot
HOA Fees
- $85 Monthly HOA Fees
Parking
- 2 Car Attached Garage
Home Design
- Slab Foundation
- Dimensional Roof
- Three Sided Brick Exterior Elevation
- Cement Board or Planked
Interior Spaces
- 1,728 Sq Ft Home
- 1-Story Property
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Recessed Lighting
- Double Pane Windows
- Entrance Foyer
- Family Room
- Breakfast Room
- Screened Porch
- Pull Down Stairs to Attic
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Induction Cooktop
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
- Garden Bath
Schools
- Freeport Elementary And Middle School
- Freeport High School
Utilities
- High Efficiency Air Conditioning
- Central Heating and Cooling System
- High Efficiency Heating System
- Water Tap Fee Is Paid
- Electric Water Heater
Listing and Financial Details
- Assessor Parcel Number 03-1S-19-23300-00B-0250
Community Details
Overview
- Association fees include management
- Cross Creek Estates Subdivision
- The community has rules related to covenants, exclusive easements
Amenities
- Picnic Area
Recreation
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 8, 2025
Closed on
Aug 8, 2025
Sold by
Kennedy Ward Jason
Bought by
Economy Jordan and Stone Tia
Seller's Agent
Polly McMillan
The Property Group 850 Inc
Buyer's Agent
Steve Harmer
The Property Group 850 Inc
List Price
$380,000
Sold Price
$358,000
Premium/Discount to List
-$22,000
-5.79%
Views
81
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
61.35%
Original Mortgage
$351,515
Outstanding Balance
$351,515
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$15,152
Purchase Details
Listed on
Dec 8, 2017
Closed on
Apr 4, 2018
Sold by
Halifax Homes Llc
Bought by
Ward Jason Kennedy
Seller's Agent
Nora Pruitt
WJH Brokerage FL LLC
Buyer's Agent
John Thornton
Coldwell Banker Realty
List Price
$203,990
Sold Price
$203,990
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.95%
Original Mortgage
$208,375
Interest Rate
4.4%
Mortgage Type
VA
Purchase Details
Closed on
Jun 22, 2017
Sold by
Gecross Creek Llc
Bought by
Halifax Homes Llc
Similar Homes in Freeport, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $204,000 | Attorney | |
| Special Warranty Deed | $35,000 | Attorney |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $207,331 | VA | |
| Closed | $208,375 | VA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $358,000 | -3.2% | $207 / Sq Ft |
| 07/03/2025 07/03/25 | Pending | -- | -- | -- |
| 06/01/2025 06/01/25 | Price Changed | $369,800 | 0.0% | $214 / Sq Ft |
| 03/27/2025 03/27/25 | Price Changed | $369,900 | -1.3% | $214 / Sq Ft |
| 03/06/2025 03/06/25 | Price Changed | $374,900 | +900.0% | $217 / Sq Ft |
| 03/06/2025 03/06/25 | Price Changed | $37,490 | -90.1% | $22 / Sq Ft |
| 02/08/2025 02/08/25 | For Sale | $380,000 | +86.3% | $220 / Sq Ft |
| 12/25/2021 12/25/21 | Off Market | $203,990 | -- | -- |
| 04/04/2018 04/04/18 | Sold | $203,990 | 0.0% | $116 / Sq Ft |
| 12/22/2017 12/22/17 | Pending | -- | -- | -- |
| 12/08/2017 12/08/17 | For Sale | $203,990 | -- | $116 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,030 | $197,433 | -- | -- |
| 2023 | $2,030 | $191,683 | $0 | $0 |
| 2022 | $1,909 | $184,935 | $0 | $0 |
| 2021 | $1,902 | $179,549 | $0 | $0 |
| 2020 | $1,914 | $180,415 | $16,275 | $164,140 |
| 2019 | $1,853 | $173,089 | $13,899 | $159,190 |
| 2018 | $175 | $12,978 | $0 | $0 |
| 2017 | $170 | $12,600 | $12,600 | $0 |
| 2016 | $171 | $12,600 | $0 | $0 |
| 2015 | $173 | $12,600 | $0 | $0 |
| 2014 | $175 | $12,600 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Polly McMillan
P
Seller's Agent in 2025
Polly McMillan
The Property Group 850 Inc
(850) 333-6469
103 Total Sales
-
Steve Harmer
S
Buyer's Agent in 2025
Steve Harmer
The Property Group 850 Inc
(850) 313-9201
15 Total Sales
-
Nora Pruitt
N
Seller's Agent in 2018
Nora Pruitt
WJH Brokerage FL LLC
(321) 280-1312
325 Total Sales
-
J
Buyer's Agent in 2018
John Thornton
Coldwell Banker Realty
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 968093
APN: 03-1S-19-23300-00B-0250
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