NOT LISTED FOR SALE

55 Cumerford St Providence, RI 02909

Silver Lake Neighborhood

Estimated Value: $421,403 - $664,000

11 Beds
4 Baths
3,120 Sq Ft
$184/Sq Ft Est. Value

Last Sold December 31, 2015

Last sale price $190,000 $61 Per Sq Ft

Est. 202% increase in value since last sale

Current estimated payment $3,600/month

144 Days on Market

Highlights

  • Attic
  • Porch
  • Shops
  • Thermal Windows
  • Public Transportation
  • 2-minute walk to James Ahern Park

About This Home

As of December 2015

GREAT INVESTMENT OR OWNER OCCUPY , HOUSE WAS COMPLETELY RENOVATED A FEW YRS AGO, 3 BEDROOMS APTS , UPDATED BATHROOMS ,HEATING SYSTEMS, NEW WINDOWS, 3RD FLOOR AND 4TH FLOOR 5 BEDROOMS TOWN HOUSE. AND MUCH MORE, Will PASS FHA LOAN.

Last Agent to Sell the Property

The Sussy Deleon Team

RE/MAX New Horizons Listed on: 07/09/2015

Last Buyer's Agent

Braulio Diaz

The Network License #REB.0018508

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $4,401

Year Built

  • Built in 1930

Lot Details

  • 4,000 Sq Ft Lot
  • Fenced

Home Design

  • Vinyl Siding
  • Concrete Perimeter Foundation
  • Plaster

Interior Spaces

  • 3,120 Sq Ft Home
  • 4-Story Property
  • Thermal Windows
  • Utility Room
  • Ceramic Tile Flooring
  • Attic

Kitchen

  • Oven
  • Range

Bedrooms and Bathrooms

  • 11 Bedrooms
  • 4 Full Bathrooms

Partially Finished Basement

  • Partial Basement
  • Interior and Exterior Basement Entry

Parking

  • 6 Parking Spaces
  • No Garage
  • Driveway

Utilities

  • No Cooling
  • Heating System Uses Gas
  • Hot Water Heating System
  • 100 Amp Service
  • Gas Water Heater

Additional Features

  • Porch
  • Property near a hospital

Listing and Financial Details

  • Tax Lot 639
  • Assessor Parcel Number 55CUMERFORDSTPROV

Community Details

Overview

  • 4 Units
  • Silver Lake Subdivision

Amenities

  • Shops
  • Public Transportation

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$4,401

Year Built

Built in 1930

Lot Details

0

Listing Details

  • Property Sub Type: Multi Family
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.0918
  • Subdivision Name: SILVER LAKE
  • Above Grade Finished Sq Ft: 3120.0
  • Garage Yn: No
  • New Construction: No
  • Year Built: 1930
  • Special Features: None

Interior Features

  • Number Of Buildings: 1
  • Appliances: Gas Water Heater, Oven, Range, Refrigerator
  • Accessibility Features: Other
  • Has Basement: Exterior Entry, Interior Entry, Partial, Partially Finished
  • Basement YN: Yes
  • Full Bathrooms: 4
  • Total Bedrooms: 11
  • Fireplace: No
  • Flooring: Ceramic Tile, Other
  • Interior Amenities: Attic
  • Living Area: 3120.0
  • Dining Room Type: Bathroom, Utility Room
  • Stories: 4
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Fencing: Fenced
  • Construction Type: Drywall, Plaster, Vinyl Siding
  • Exterior Features: Porch, Paved Driveway
  • Foundation Details: Concrete Perimeter
  • Patio And Porch Features: Porch

Garage/Parking

  • Parking Features: No Garage
  • Total Parking Spaces: 6.0

Utilities

  • Cooling: None
  • Cooling Y N: No
  • Heating: Gas, Hot Water
  • Heating Yn: Yes
  • Electric: 100 Amp Service, Circuit Breakers
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected

Condo/Co-op/Association

  • Community Features: Highway Access, Near Hospital, Near Schools, Public Transportation, Shopping
  • Senior Community: No

Lot Info

  • Lot Size Sq Ft: 4000.0
  • Parcel #: 55CUMERFORDSTPROV
  • Zoning: 0
  • ResoLotSizeUnits: SquareFeet

Multi Family

  • Number Of Units Total: 4

Tax Info

  • Tax Annual Amount: 4401.0
  • Tax Lot: 639
  • Tax Year: 2014

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 9, 2015
Closed on
Dec 31, 2015
Sold by
Garneau Eugene J
Bought by
Torres Michael
Seller's Agent
The Sussy Deleon Team
RE/MAX New Horizons
Buyer's Agent
Braulio Diaz
The Network
List Price
$194,900
Sold Price
$190,000
Premium/Discount to List
-$4,900
-2.51%
Current Estimated Value
$574,601

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$384,601
Avg. Annual Appreciation
12.02%
Original Mortgage
$186,558
Outstanding Balance
$148,471
Interest Rate
3.98%
Mortgage Type
FHA
Estimated Equity
$426,130

Purchase Details

Closed on
Oct 17, 2007
Sold by
Castro Ocraina and Narragansett Bay Cmnty
Bought by
Rhode Island Hsng & Mtg
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Torres Michael $190,000 --
Rhode Island Hsng & Mtg $4,351 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Torres Michael $186,558
Previous Owner Rhode Island Hsng & Mtg $150,750
Previous Owner Rhode Island Hsng & Mtg $145,000
Previous Owner Rhode Island Hsng & Mtg $272,000
Previous Owner Rhode Island Hsng & Mtg $220,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/31/2015 12/31/15 Sold $190,000 -2.5% $61 / Sq Ft
12/01/2015 12/01/15 Pending -- -- --
07/09/2015 07/09/15 For Sale $194,900 -- $62 / Sq Ft
Source: State-Wide MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,509 $354,700 $72,000 $282,700
2023 $6,509 $354,700 $72,000 $282,700
2022 $6,314 $354,700 $72,000 $282,700
2021 $5,361 $218,300 $45,800 $172,500
2020 $5,361 $218,300 $45,800 $172,500
2019 $5,361 $218,300 $45,800 $172,500
2018 $4,852 $151,800 $44,400 $107,400
2017 $4,852 $151,800 $44,400 $107,400
2016 $4,852 $151,800 $44,400 $107,400
2015 $4,316 $130,400 $47,100 $83,300
2014 $4,401 $130,400 $47,100 $83,300
2013 $4,401 $130,400 $47,100 $83,300
Source: Public Records

Agents Affiliated with this Home

  • T

    Seller's Agent in 2015

    The Sussy Deleon Team

    RE/MAX New Horizons

  • B

    Buyer's Agent in 2015

    Braulio Diaz

    The Network

    (401) 636-1985

    14 in this area

    177 Total Sales

    Braulio Diaz
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Map

Source: State-Wide MLS

MLS Number: 1101896

State-Wide MLS

APN: PROV-001040-000639-000000

Rhode Island Providence County Providence 02909 Silver Lake

55 Cumerford St, Providence, RI

This home is located at 55 Cumerford St, Providence, RI 02909 since 09 July 2015 and is currently estimated at $574,601, approximately $184 per square foot. This property was built in 1930. 55 Cumerford St is a home located in Providence County with nearby schools including Asa Messer Elementary School, Charles N. Fortes Elementary School, and Laurel Hill Annex School.

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