$379,000
SOLD SEP 30, 2025

55 Derby Dr La Plata, MD 20646

3 Beds
3.5 Baths
1,670 Sq Ft
1,742 Sq Ft Lot

Recently Sold

$227 Per Sq Ft

5% Below List Price

42 Days on Market

Highlights

  • Fitness Center
  • Community Pool
  • Jogging Path
  • Colonial Architecture
  • Game Room
  • 2 Car Attached Garage

About This Home

As of September 2025

DRASTIC PRICE IMPROVEMENT!! Sellers are offering $15,000 in closing assistance dependent on offer terms. Imagine coming home to a place where your biggest yard work decision is choosing which walking path to take for your evening stroll. This beautiful 3-bedroom, 3.5-bath townhome in the coveted Steeplechase neighborhood isn't just a house, it's your ticket to the good life in La Plata. Step inside and feel that fresh, move in ready vibe with brand new carpet throughout. The kitchen comes with a refrigerator that's barely broken in (less than a year old), so you can focus on what really matters.. like deciding whether tonight's dinner is grilling on the porch or if it's sandwiches by the community pool. Speaking of the pool, it's just a pleasant walk away through tree-lined paths that make you feel like you're living in a park. You'll love the community gym (no more membership fees!), and everyone will appreciate the community center for those special gatherings. Plus, with lawn and landscaping handled for you, weekends are actually for weekend things. The garage comes equipped with an electric vehicle charger, because the future is now, and you're ready for it. This isn't just prime La Plata location living; it's community living at its finest. Where neighbors become friends, maintenance is someone else's job, and every day feels a little bit like vacation.

Last Agent to Sell the Property

Heather Cooksey

(443) 295-6123 mdavis@davispalumbo.com RE/MAX One License #0225265567 Listed on: 07/24/2025

RE/MAX One

Last Buyer's Agent

Michael Foster

(301) 843-5100 mike@mikefosterrealestate.com RE/MAX Realty Group License #0225194838

RE/MAX Realty Group

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,743

Year Built

  • Built in 2013

Lot Details

  • 1,650 Sq Ft Lot

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Electric Vehicle Home Charger
  • Parking Storage or Cabinetry
  • Rear-Facing Garage

Home Design

  • Colonial Architecture
  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 1,670 Sq Ft Home
  • Property has 3 Levels

Bedrooms and Bathrooms

Schools

  • Walter J. Mitchell Elementary School
  • Milton M. Somers Middle School
  • Maurice J. Mcdonough High School

Utilities

  • Forced Air Heating and Cooling System
  • Metered Propane
  • Propane Water Heater

Listing and Financial Details

  • Tax Lot 127
  • Assessor Parcel Number 0901082027

Community Details

Overview

  • Association fees include common area maintenance, lawn maintenance, health club, lawn care front, lawn care side, lawn care rear, management, pool(s), road maintenance, snow removal, recreation facility, all ground fee
  • The Villages Of Steeplechase Subdivision

Amenities

  • Picnic Area
  • Game Room
  • Community Center
  • Meeting Room
  • Party Room
  • Recreation Room

Recreation

  • Community Playground
  • Fitness Center
  • Community Pool
  • Jogging Path

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,743

Year Built

Built in 2013

Lot Details

1,650 Sq Ft Lot

HOA Fees

$150 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: End Of Row/Townhouse
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1, Upper 2
  • Expected On Market: 7/24/2025 12:00:00 AM
  • Year Built: 2013
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Fireplace: No
  • Foundation Details: Slab
  • Levels Count: 3
  • Basement: No
  • Total Sq Ft: 1670
  • Living Area Sq Ft: 1670
  • Price Per Sq Ft: 226.95
  • Above Grade Finished Sq Ft: 1670
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Upper Level Bathrooms: 2.00
  • Upper Level 2 Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Electric Vehicle Charging Station(s)
  • Garage Features: Garage - Rear Entry, Built In, Additional Storage Area
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Metered
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Propane
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pool - Outdoor, Swimming Pool, Tot Lots/Playground, Community Center, Fitness Center, Recreational Center, Game Room, Meeting Room, Party Room, Picnic Area, Jog/Walk Path
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Maintenance, Health Club, Lawn Care Front, Lawn Care Side, Lawn Care Rear, Management, Pool(s), Road Maintenance, Snow Removal, Recreation Facility, All Ground Fee
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: WALTER J. MITCHELL
  • High School: MAURICE J. MCDONOUGH
  • Middle Or Junior School: MILTON M. SOMERS

Lot Info

  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1650.00
  • Zoning: MUD-2
  • In City Limits: Yes

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4743.00
  • Assessor Parcel Number: 0901082027
  • Tax Lot: 127
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CHARLES COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 24, 2025
Closed on
Sep 27, 2025
Sold by
Walsh Sheryl G
Bought by
Smith Rohan O
Seller's Agent
Heather Cooksey
RE/MAX One
Buyer's Agent
Michael Foster
RE/MAX Realty Group
List Price
$399,000
Sold Price
$379,000
Premium/Discount to List
-$20,000
-5.01%
Views
112
Current Estimated Value
$386,596

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,596
Avg. Annual Appreciation
0.30%
Original Mortgage
$360,050
Outstanding Balance
$360,050
Interest Rate
5.69%
Mortgage Type
New Conventional
Estimated Equity
$19,485

Purchase Details

Closed on
May 30, 2013
Sold by
Steeplechase Development Company Llc
Bought by
Walsh Sheryl G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$186,685
Interest Rate
3.39%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $379,000 Buyers Title
Deed $266,685 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $360,050 New Conventional
Previous Owner $186,685 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/30/2025 09/30/25 Sold $379,000 0.0% $227 / Sq Ft
09/04/2025 09/04/25 Pending -- -- --
08/28/2025 08/28/25 Price Changed $379,000 -5.0% $227 / Sq Ft
07/24/2025 07/24/25 For Sale $399,000 -- $239 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $10,266 $329,067 -- --
2024 $4,658 $303,533 -- --
2023 $4,862 $278,000 $85,000 $193,000
2022 $5,449 $273,133 $0 $0
2021 $5,317 $268,267 $0 $0
2020 $5,317 $263,400 $85,000 $178,400
2019 $5,257 $258,433 $0 $0
2018 $5,167 $253,467 $0 $0
2017 $5,113 $248,500 $0 $0
2016 -- $242,933 $0 $0
2015 $159 $237,367 $0 $0
2014 $159 $231,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCH2045214

Bright MLS

APN: 01-082027

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