55 E Main St Chattanooga, TN 37408
Southside NeighborhoodEstimated payment $4,990/month
Highlights
- Gated Parking
- Downtown View
- Deck
- Gated Community
- Built-In Refrigerator
- 3-minute walk to Play Wash Pint
About This Home
A rare opportunity to own a beautifully updated three-bedroom, two-bath condo in the iconic Lofts on Main, right in the heart of Chattanooga's lively Southside. This stylish, three-level residence combines historic charm with luxurious modern finishes, creating a timeless space.
The main living area welcomes you with soaring ceilings, exposed brick walls, and a gas log fireplace, offering warmth and character from the moment you step inside. A skylight above the living room floods the space with natural light, enhancing the open, airy feel. Freshly painted throughout, the home features a clean, modern palette that complements the original architecture.
The updated kitchen is a chef's dream with brand-new countertops, stainless steel appliances, Sub-Zero refrigerator, and a built-in bar fridge—perfect for entertaining or enjoying a quiet night in. Both bathrooms have also been refreshed with new countertops, continuing the sleek, contemporary aesthetic throughout the home.
Upstairs, the spacious primary suite is a peaceful retreat, highlighted by oversized windows that invite in abundant sunlight. From there, a private elevator provides seamless access to all three levels—including the true showstopper: your own, private, fully remodeled rooftop deck.
This expansive outdoor space is a rare find, boasting a pergola, an infrared heater, and incredible panoramic views of downtown Chattanooga and Lookout Mountain. Whether you're entertaining under the stars or sipping coffee at sunrise, this rooftop is designed to impress year-round.
Additional amenities include a smart thermostat, smart locks, gated parking, and a dedicated, private storage space in the basement. And with restaurants, shopping, and local flair just steps away, you'll be perfectly positioned to enjoy all the energy and culture the Southside has to offer.
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,796
Year Built
- Built in 2005 | Remodeled
Lot Details
- Landscaped
HOA Fees
- $613 Monthly HOA Fees
Home Design
- Mixed Use
- Flat Roof Shape
- Brick Exterior Construction
- Membrane Roofing
- Concrete Perimeter Foundation
Interior Spaces
- 2,139 Sq Ft Home
- 3-Story Property
- Bar Fridge
- Beamed Ceilings
- High Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Track Lighting
- Gas Log Fireplace
- Double Pane Windows
- Insulated Windows
- Plantation Shutters
- Wood Frame Window
- Entrance Foyer
- Living Room with Fireplace
- Storage
- Downtown Views
Kitchen
- Built-In Convection Oven
- Induction Cooktop
- Recirculated Exhaust Fan
- Microwave
- Built-In Refrigerator
- Dishwasher
- Stainless Steel Appliances
- Stone Countertops
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Soaking Tub
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Electric Dryer Hookup
Home Security
- Security Lights
- Closed Circuit Camera
- Smart Locks
- Smart Thermostat
Parking
- Common or Shared Parking
- Gated Parking
- Secured Garage or Parking
- Paved Parking
- Parking Lot
- Off-Street Parking
- Assigned Parking
Accessible Home Design
- Accessible Elevator Installed
- Enhanced Accessible Features
Outdoor Features
- Deck
- Outdoor Kitchen
- Pergola
- Outdoor Storage
Schools
- Battle Academy Elementary School
- Orchard Knob Middle School
- Howard School Of Academics & Tech High School
Utilities
- Central Heating and Cooling System
- Heating System Uses Natural Gas
- Vented Exhaust Fan
- Gas Available
- Electric Water Heater
- High Speed Internet
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 145lac 002 C005
Community Details
Overview
- Association fees include insurance, ground maintenance, maintenance structure, trash
- On-Site Maintenance
Amenities
- Community Storage Space
- Elevator
Security
- Resident Manager or Management On Site
- Gated Community
- Building Fire Alarm
- Fire and Smoke Detector
- Fire Sprinkler System
- Firewall
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,391 | $106,875 | $0 | $0 |
| 2023 | $2,391 | $106,875 | $0 | $0 |
| 2022 | $2,391 | $106,875 | $0 | $0 |
| 2021 | $2,391 | $106,875 | $0 | $0 |
| 2020 | $2,712 | $98,075 | $0 | $0 |
| 2019 | $2,712 | $98,075 | $0 | $0 |
| 2018 | $2,360 | $98,075 | $0 | $0 |
| 2017 | $2,712 | $98,075 | $0 | $0 |
| 2016 | $1,419 | $0 | $0 | $0 |
| 2015 | $2,718 | $0 | $0 | $0 |
| 2014 | $2,718 | $0 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 11/17/2025 11/17/25 | For Sale | $759,000 | 0.0% | $355 / Sq Ft | |
| 11/12/2025 11/12/25 | For Rent | $2,600 | 0.0% | -- | |
| 10/09/2025 10/09/25 | Price Changed | $594,000 | -26.6% | $387 / Sq Ft | |
| 09/29/2025 09/29/25 | Price Changed | $809,000 | +35.1% | $363 / Sq Ft | |
| 08/19/2025 08/19/25 | Off Market | $599,000 | -- | -- | |
| 08/16/2025 08/16/25 | For Sale | $599,000 | 0.0% | $390 / Sq Ft | |
| 08/15/2025 08/15/25 | For Sale | $599,000 | -28.3% | $390 / Sq Ft | |
| 04/22/2025 04/22/25 | Price Changed | $835,000 | -1.6% | $375 / Sq Ft | |
| 03/07/2025 03/07/25 | For Sale | $849,000 | +58.7% | $381 / Sq Ft | |
| 12/27/2024 12/27/24 | Sold | $535,000 | -4.3% | $398 / Sq Ft | View Prior Sale |
| 12/09/2024 12/09/24 | Pending | -- | -- | -- | |
| 09/23/2024 09/23/24 | For Sale | $559,000 | -39.6% | $416 / Sq Ft | |
| 05/12/2023 05/12/23 | Sold | $925,000 | -5.1% | $357 / Sq Ft | View Prior Sale |
| 04/18/2023 04/18/23 | Off Market | $975,000 | -- | -- | |
| 04/11/2023 04/11/23 | Price Changed | $975,000 | -11.4% | $377 / Sq Ft | |
| 03/29/2023 03/29/23 | For Sale | $1,100,000 | +80.3% | $425 / Sq Ft | |
| 10/07/2022 10/07/22 | Sold | $610,000 | 0.0% | $357 / Sq Ft | View Prior Sale |
| 09/22/2022 09/22/22 | Off Market | $610,000 | -- | -- | |
| 09/22/2022 09/22/22 | For Sale | $610,000 | -53.1% | $357 / Sq Ft | |
| 07/15/2022 07/15/22 | Sold | $1,300,000 | 0.0% | $414 / Sq Ft | View Prior Sale |
| 06/27/2022 06/27/22 | Pending | -- | -- | -- | |
| 06/27/2022 06/27/22 | For Sale | $1,300,000 | +143.0% | $414 / Sq Ft | |
| 06/10/2022 06/10/22 | Sold | $535,000 | -8.5% | $348 / Sq Ft | View Prior Sale |
| 05/11/2022 05/11/22 | Pending | -- | -- | -- | |
| 03/25/2022 03/25/22 | For Sale | $585,000 | -16.4% | $381 / Sq Ft | |
| 10/27/2021 10/27/21 | Sold | $700,000 | 0.0% | $304 / Sq Ft | View Prior Sale |
| 09/24/2021 09/24/21 | Pending | -- | -- | -- | |
| 09/03/2021 09/03/21 | For Sale | $699,900 | +23.9% | $304 / Sq Ft | |
| 03/22/2019 03/22/19 | Sold | $565,000 | -5.0% | $218 / Sq Ft | View Prior Sale |
| 03/22/2019 03/22/19 | For Sale | $595,000 | +3.5% | $230 / Sq Ft | |
| 03/19/2019 03/19/19 | Pending | -- | -- | -- | |
| 12/28/2018 12/28/18 | Sold | $575,000 | +38.6% | $250 / Sq Ft | View Prior Sale |
| 11/29/2018 11/29/18 | Sold | $415,000 | -9.8% | $195 / Sq Ft | View Prior Sale |
| 11/11/2018 11/11/18 | Pending | -- | -- | -- | |
| 10/08/2018 10/08/18 | Pending | -- | -- | -- | |
| 10/02/2018 10/02/18 | For Sale | $460,000 | -29.1% | $216 / Sq Ft | |
| 08/12/2018 08/12/18 | For Sale | $649,000 | +18.0% | $282 / Sq Ft | |
| 04/13/2018 04/13/18 | Sold | $550,000 | -8.3% | $175 / Sq Ft | View Prior Sale |
| 03/05/2018 03/05/18 | Pending | -- | -- | -- | |
| 02/05/2018 02/05/18 | For Sale | $599,900 | +147.9% | $191 / Sq Ft | |
| 03/06/2017 03/06/17 | Sold | $242,000 | -6.9% | $172 / Sq Ft | View Prior Sale |
| 01/24/2017 01/24/17 | Pending | -- | -- | -- | |
| 12/01/2016 12/01/16 | For Sale | $259,900 | -34.2% | $185 / Sq Ft | |
| 10/24/2016 10/24/16 | Sold | $395,000 | -9.2% | $231 / Sq Ft | View Prior Sale |
| 09/02/2016 09/02/16 | Pending | -- | -- | -- | |
| 06/20/2016 06/20/16 | For Sale | $434,900 | -20.9% | $254 / Sq Ft | |
| 05/22/2015 05/22/15 | Sold | $550,000 | -7.6% | $175 / Sq Ft | View Prior Sale |
| 04/09/2015 04/09/15 | Pending | -- | -- | -- | |
| 03/30/2015 03/30/15 | For Sale | $595,000 | +124.5% | $189 / Sq Ft | |
| 02/17/2015 02/17/15 | Sold | $265,000 | +7930.3% | $125 / Sq Ft | View Prior Sale |
| 01/30/2015 01/30/15 | Pending | -- | -- | -- | |
| 01/08/2015 01/08/15 | Sold | $3,300 | 0.0% | $1 / Sq Ft | View Prior Sale |
| 01/08/2015 01/08/15 | Pending | -- | -- | -- | |
| 11/29/2014 11/29/14 | For Sale | $3,300 | -99.4% | $1 / Sq Ft | |
| 10/10/2014 10/10/14 | Sold | $525,000 | -7.1% | $181 / Sq Ft | View Prior Sale |
| 10/08/2014 10/08/14 | Pending | -- | -- | -- | |
| 06/30/2014 06/30/14 | For Sale | $565,000 | +137.9% | $194 / Sq Ft | |
| 06/03/2014 06/03/14 | Sold | $237,500 | -29.5% | $177 / Sq Ft | View Prior Sale |
| 06/03/2014 06/03/14 | Pending | -- | -- | -- | |
| 04/25/2014 04/25/14 | For Sale | $337,000 | +34.9% | $159 / Sq Ft | |
| 10/21/2013 10/21/13 | For Sale | $249,900 | +12395.0% | $186 / Sq Ft | |
| 09/22/2013 09/22/13 | Sold | $2,000 | -99.6% | $1 / Sq Ft | View Prior Sale |
| 09/22/2013 09/22/13 | Pending | -- | -- | -- | |
| 08/29/2013 08/29/13 | Sold | $499,999 | +24900.0% | $159 / Sq Ft | View Prior Sale |
| 08/23/2013 08/23/13 | For Sale | $2,000 | -99.6% | $1 / Sq Ft | |
| 08/16/2013 08/16/13 | Pending | -- | -- | -- | |
| 02/07/2013 02/07/13 | For Sale | $569,000 | +29847.4% | $181 / Sq Ft | |
| 09/04/2012 09/04/12 | Sold | $1,900 | 0.0% | $1 / Sq Ft | View Prior Sale |
| 09/04/2012 09/04/12 | Pending | -- | -- | -- | |
| 08/22/2012 08/22/12 | For Sale | $1,900 | -99.2% | $1 / Sq Ft | |
| 03/03/2012 03/03/12 | Sold | $247,500 | -17.2% | $116 / Sq Ft | View Prior Sale |
| 01/21/2012 01/21/12 | Pending | -- | -- | -- | |
| 10/31/2011 10/31/11 | For Sale | $299,000 | -- | $141 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $395,000 | Realty Title & Escrow Svcs I | |
| Corporate Deed | $239,900 | Title Guaranty & Trust Co | |
| Trustee Deed | $414,247 | None Available |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $191,920 | New Conventional |
Source: Greater Chattanooga REALTORS®
MLS Number: 1524108
APN: 145LA-C-002-C-005
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