NOT LISTED FOR SALE

55 Harbor Dr Islamorada, FL 33036

Estimated Value: $900,000 - $980,000

2 Beds
2 Baths
1,075 Sq Ft
$873/Sq Ft Est. Value

Last Sold May 30, 2025

Last sale price $925,000 $860 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $5,480/month

94 Days on Market

Highlights

  • Boat Dock
  • In Ground Pool
  • Furnished
  • Plantation Key School Rated A-
  • Lanai
  • 1-minute walk to Founders Park

About This Home

As of May 2025

Welcome to your slice of paradise in the heart of Islamorada! This quaint, ground-level concrete home is nestled in the exclusive gated community of Plantation Lake Estates, offering both privacy and access to the best of the Florida Keys lifestyle.This well-maintained 2-bedroom, 2-bath home is the perfect island retreat, featuring newer hurricane impact windows and doors, ensuring peace of mind and energy efficiency. Step outside into your own private backyard oasis, complete with a fenced yard, sparkling pool, and relaxing spa--the perfect place to unwind after a day on the water.For boating enthusiasts, enjoy the first come dockage and boat ramp, making it easy to access and explore the crystal-clear waters of Islamorada. This corner lot offers plenty of parking and space for a boat trailer, and storage of all your toys and fishing gear.Located just across the Overseas Highway, Founders Park offers tennis, pickleball, a sandy beach, a dog park, festivals, and more, providing endless entertainment and recreation.Don't miss this rare opportunity to own a charming home in one of Islamorada's gated communities. Schedule your private tour today and start living the Florida Keys dream! 🌴⚓🏡

Last Agent to Sell the Property

Krissy Carnahan

Realty ONE Group Destination (ISL) License #3508306 Listed on: 02/10/2025

Realty ONE Group Destination (ISL)

Last Buyer's Agent

Giovanni Campos

RE/MAX Advance Realty Inc. License #3382950

RE/MAX  Advance Realty Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,614

Year Built

  • Built in 1975

Lot Details

  • 9,990 Sq Ft Lot
  • Fenced
  • Property is zoned R1 - Residential Single Family

HOA Fees

  • $54 Monthly HOA Fees

Home Design

  • Concrete Roof
  • Pre-Cast Concrete Construction

Interior Spaces

  • 1,075 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Workshop

Kitchen

  • Oven
  • Range
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Parking

  • Carport
  • Electric Gate
  • Guest Parking
  • Off-Street Parking

Pool

  • In Ground Pool
  • Spa

Outdoor Features

  • First Come-First Served Dock
  • Balcony
  • Patio
  • Lanai
  • Shed

Location

  • Ground Level

Utilities

  • Central Heating and Cooling System
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Minimum Rental Period: 28
  • Assessor Parcel Number 00093420-004901

Community Details

Overview

  • Association fees include security
  • Plantation Lake Estates Subdivision
  • Rental Restrictions

Recreation

  • Boat Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,614

Year Built

Built in 1975

Lot Details

0

HOA Fees

$54 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 650.00
  • Mandatory HOA: Yes
  • Fee Includes: Security, Other
  • Financial Status Bank Owned: No
  • Financial Status Potential Short Sale: No
  • Key Island: Plantation Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 87.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Dockage
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Sale Terms: Other Terms
  • Side: Ocean
  • State Province: FL
  • Taxes: 5614.01
  • Vehicle Storage: Carport, Trailer Storage, Off Street Parking, Guest Parking
  • Year Built: 1975
  • Alternate Key Number: 1108499
  • Building Style: Ground Level
  • Cooling Heating: Central Air, Ceiling Fans(s)
  • Lot Sq Ft: 9990.00
  • Pool Info: In Ground
  • Porch Balcony: Open Porch/Balcony, Patio
  • Association Maintenance Fee Per: Yearly
  • Tax Exemptions: None
  • Building Style Above Flood: Unknown
  • Estimated Living Sq Ft: 1075.00
  • Pool Info Other Surroundings: SPA
  • Pre Wired: Cable
  • Financial Status Auction: No
  • Financial Status Standard Sale: Yes
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Built-in Cabinets, Smoke Alarms, Granite Counter Top
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Oven, Range, Dishwasher, Dryer
  • Floor: Tile, Laminate
  • Specialty Rooms: Workshop
  • Windows/Doors: Impact Rstnce Window, Impact Rstnce Doors
  • Appliances Other: New
  • Total Bedrooms: 2

Exterior Features

  • Dockage: First Come Dock
  • Waterfront: None
  • Waterfront: No
  • Construction: CBS, Concrete
  • Exterior Features: Fencing, Storage, Shed, Lanai, Hot Tub
  • Roof: Concrete Roof
  • Waterview: No Waterview
  • Pool: Yes

Utilities

  • Security: Electric Gate
  • Utilities: FKAA, Buyer to Verify
  • Heating: Central

Lot Info

  • Deed Restrictions: Unknown
  • Flood Zone: AE,0.2 PCT ANNUAL CH
  • Parcel Number: 00093420-004901
  • Land Size: Less Than 1/4 Acre
  • Acres: 0.23

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Furnished, Negotiable

Tax Info

  • Tax Year: 2023

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 10, 2025
Closed on
May 29, 2025
Sold by
Tischler Susan B
Bought by
Regueyra Yalain and Sastre Christina Alicia
Seller's Agent
Krissy Carnahan
Realty ONE Group Destination (ISL)
Buyer's Agent
Giovanni Campos
RE/MAX Advance Realty Inc.
List Price
$1,050,000
Sold Price
$925,000
Premium/Discount to List
-$125,000
-11.9%
Views
16
Current Estimated Value
$937,945

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$12,945
Avg. Annual Appreciation
2.66%
Original Mortgage
$739,908
Outstanding Balance
$736,076
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$201,869

Purchase Details

Listed on
Oct 31, 2018
Closed on
Nov 11, 2019
Sold by
Tejera Paul A
Bought by
Tischler Susan B
Seller's Agent
Paul Tejera
Coldwell Banker Schmitt Islamorada
Buyer's Agent
Paul Tejera
Coldwell Banker Schmitt Islamorada
List Price
$599,000
Sold Price
$495,000
Premium/Discount to List
-$104,000
-17.36%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.92%

Purchase Details

Closed on
Feb 20, 2001
Sold by
Gregory R Mckenzie M and Gregory Jessica J
Bought by
Tejera Paul A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,400
Interest Rate
7.03%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 17, 1994
Sold by
Casenza Joseph L and Casenza Doris M
Bought by
Mckenzie Gregory R and Mckenzie Jessica J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
8.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 1, 1994
Bought by
Tejera Paul A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
8.65%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 1, 1988
Bought by
Tejera Paul A

Purchase Details

Closed on
Aug 1, 1977
Bought by
Tejera Paul A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Regueyra Yalain $925,000 Advance Partners Title
Tischler Susan B $495,000 Attorney
Tejera Paul A $218,000 --
Mckenzie Gregory R $155,000 --
Tejera Paul A -- --
Tejera Paul A -- --
Tejera Paul A $10,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Regueyra Yalain $739,908
Previous Owner Tejera Paul A $20,000
Previous Owner Tejera Paul A $191,000
Previous Owner Tejera Paul A $174,400
Previous Owner Mckenzie Gregory R $124,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/30/2025 05/30/25 Sold $925,000 -11.9% $860 / Sq Ft
02/10/2025 02/10/25 For Sale $1,050,000 0.0% $977 / Sq Ft
10/13/2020 10/13/20 Rented $3,200 -36.0% --
09/13/2020 09/13/20 Under Contract -- -- --
08/27/2020 08/27/20 For Rent $5,000 0.0% --
11/12/2019 11/12/19 Sold $495,000 -17.4% $459 / Sq Ft View Prior Sale
10/31/2018 10/31/18 For Sale $599,000 -- $555 / Sq Ft
Source: Florida Keys Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,920 $773,099 $563,636 $209,463
2024 $5,614 $738,377 $534,181 $204,196
2023 $5,614 $697,599 $503,363 $194,236
2022 $5,378 $692,610 $498,227 $194,383
2021 $4,438 $410,599 $241,409 $169,190
2020 $4,475 $412,660 $241,409 $171,251
2019 $3,118 $256,349 $0 $0
2018 $3,035 $251,570 $0 $0
2017 $2,927 $246,396 $0 $0
2016 $2,996 $241,329 $0 $0
2015 $2,940 $239,651 $0 $0
2014 $2,919 $237,749 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Florida Keys Board of REALTORS®

MLS Number: 613677

Florida Keys Board of REALTORS®

APN: 00093420-004901