55 N Madison St Oswego, IL 60543
North Oswego NeighborhoodEstimated payment $3,460/month
Highlights
- Waterfront
- Main Floor Bedroom
- Enclosed Balcony
- Wood Flooring
- Formal Dining Room
- 3-minute walk to North Adams Park
About This Home
Welcome to a one of a kind home where timeless character meets everyday comfort, hardwood floors, stunning architectural details, crown molding, and soaring ceilings set the tone the moment you walk in. This spacious 4 bedroom, 3 bath home offers room to live, work, and entertain, including a flexible first floor bedroom that can easily serve as a den or office, along with a three season porch and a beautiful brick paver patio perfect for relaxing or hosting. Set on a half acre waterfront lot along Waubonsie Creek, you will love the privacy of no neighbors while still being just steps from downtown Oswego restaurants, shopping, the library, parks, and the Fox River. A large 3 car garage with dual sided access adds both convenience and functionality. Enjoy the perfect balance of peaceful surroundings and everyday accessibility with Rush Copley Hospital just 5 miles away. This is where character, space, and location all come together.
Listing Agent
Keller Williams Infinity Brokerage Phone: (630) 277-0569 License #475157027 Listed on: 03/27/2026
Co-Listing Agent
Keller Williams Infinity Brokerage Phone: (630) 277-0569 License #475203309
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $8,532
Year Built
- Built in 1904
Lot Details
- Lot Dimensions are 41x168x52x16
- Waterfront
Parking
- 3 Car Detached Garage
- Parking Available
Home Design
- Frame Construction
Interior Spaces
- 2,268 Sq Ft Home
- 2-Story Property
- Crown Molding
- Family Room
- Living Room
- Formal Dining Room
- Partially Finished Basement
- Basement Fills Entire Space Under The House
- Laundry Room
Kitchen
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- 4 Potential Bedrooms
- Main Floor Bedroom
- Bathroom on Main Level
- 3 Full Bathrooms
Outdoor Features
- Enclosed Balcony
- Enclosed Patio or Porch
- Shed
Utilities
- Window Unit Cooling System
- Heating System Uses Steam
- Septic Tank
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $8,532 | $112,025 | $15,074 | $96,951 |
| 2023 | $7,525 | $98,268 | $13,223 | $85,045 |
| 2022 | $7,525 | $89,335 | $12,021 | $77,314 |
| 2021 | $7,633 | $87,583 | $11,785 | $75,798 |
| 2020 | $7,547 | $85,866 | $11,554 | $74,312 |
| 2019 | $7,596 | $85,130 | $11,554 | $73,576 |
| 2018 | $6,894 | $77,159 | $10,472 | $66,687 |
| 2017 | $6,675 | $71,115 | $9,652 | $61,463 |
| 2016 | $6,387 | $67,408 | $9,149 | $58,259 |
| 2015 | $6,416 | $64,815 | $8,797 | $56,018 |
| 2014 | -- | $62,322 | $8,459 | $53,863 |
| 2013 | -- | $64,918 | $8,811 | $56,107 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 04/04/2026 04/04/26 | Pending | -- | -- | -- |
| 03/27/2026 03/27/26 | For Sale | $514,999 | -- | $227 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | -- | None Listed On Document | |
| Warranty Deed | $20,000 | None Available | |
| Warranty Deed | $206,500 | Law Title Insurance Inc | |
| Warranty Deed | $150,000 | -- | |
| Joint Tenancy Deed | $147,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $100,000 | No Value Available | |
| Previous Owner | $120,000 | No Value Available |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12601720
APN: 03-17-180-003
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Ask me questions while you tour the home.