$929,000

55 Pepper Tree Rd Santa Rosa Beach, FL 32459

Estimated payment $5,242/month

Total Views 1,104
4 Beds
4.5 Baths
3,761 Sq Ft
$247 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Primary Bedroom Suite
  • Florida Architecture
  • Van R. Butler Elementary School Rated A-
  • Vaulted Ceiling
  • Wood Flooring

About This Home

Welcome to your dream Florida lifestyle at 55 Pepper Tree Rd in beautiful Santa Rosa Beach, FL - an exceptional coastal residence just about 2 miles to the pristine white sands of 30A beach access with easy golf cart rides to surf, sand, and sea. This beautifully crafted, 2022-built home offers nearly 3,800 square feet of thoughtfully designed living space that perfectly blends comfort, style, and functionality. The open-concept layout invites family gatherings and entertaining, while abundant natural light and quality finishes create a warm, beach-inspired atmosphere. Featuring 5 bedrooms and 5 bathrooms, this generous floor plan accommodates both everyday living and hosting guests with ease. Relax on charming front and back porches, toast evenings around the fire pit, or imagine adding a private pool in the expansive backyard. The home sits on a large 0.30-acre lot with a fully fenced backyard, irrigation system, and a professional Mosquito Joe system -- ideal for outdoor enjoyment year-round. There's ample parking, including space for up to 10 vehicles, boats, and RVs, plus a two-car garage. Inside, enjoy recessed lighting, custom blinds, and well-appointed spaces that cater to relaxing, everyday living and entertaining alike. **No HOA** means freedom to personalize and enjoy your coastal retreat exactly as you wish. Just minutes from dining, shopping, parks, and world-class beaches, this is coastal living at its finest -- a perfect primary residence, second home, or investment opportunity.

Listing Agent

Karon Higginbotham

Compass License #3343478 Listed on: 03/03/2026

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,901

Year Built

  • Built in 2022

Lot Details

  • 0.29 Acre Lot
  • Lot Dimensions are 87x140
  • Back Yard Fenced
  • Level Lot
  • Sprinkler System
  • Property is zoned Resid Multi-Family

Parking

  • 2 Car Attached Garage
  • Oversized Parking
  • Parking available for a boat
  • RV Access or Parking

Home Design

  • Florida Architecture
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 3,761 Sq Ft Home
  • 2-Story Property
  • Coffered Ceiling
  • Tray Ceiling
  • Vaulted Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace
  • Living Room
  • Dining Area
  • Bonus Room
  • Wood Flooring
  • Exterior Washer Dryer Hookup

Kitchen

  • Walk-In Pantry
  • Dishwasher
  • Kitchen Island

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Primary Bedroom Suite
  • Dual Vanity Sinks in Primary Bathroom

Outdoor Features

  • Covered Deck

Schools

  • Van R Butler Elementary School
  • Emerald Coast Middle School
  • South Walton High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 272S20335000000260

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,901

Year Built

Built in 2022

Lot Details

0.29 Acres

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.29
  • Lot Size: 87x140
  • Subdivision Name: NA
  • Directions: From 98- take 393 North- Pepper Tree is 1/4 of a mile on the left- home is on the left
  • Architectural Style: Florida Cottage
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2022
  • Remarks Misc:Remarks: Welcome to your dream Florida lifestyle at 55 Pepper Tree Rd in beautiful Santa Rosa Beach, FL - an exceptional coastal residence just about 2 miles to the pristine white sands of 30A beach access with easy golf cart rides to surf, sand, and sea. This beautifully crafted, 2022-built home offers nearly 3,800 square feet of thoughtfully designed living space that perfectly blends comfort, style, and functionality. The open-concept layout invites family gatherings and entertaining, while abundant natural light and quality finishes create a warm, beach-inspired atmosphere. Featuring 5 bedrooms and 5 bathrooms, this generous floor plan accommodates both everyday living and hosting guests with ease. Relax on charming front and back porches, toast evenings around the fire pit, or imagine adding
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Bonus Room: Yes
  • Rooms:Dining Area: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished - None
  • Appliances: Dishwasher, Refrigerator, Water Heater - Elect
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Fireplace
  • Fireplace: Yes
  • Flooring: Floor Hardwood
  • Interior Amenities: Ceiling Tray/Cofferd, Ceiling Vaulted, Fireplace, Kitchen Island, Lighting Recessed, Pantry, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Hardwood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Lighting Recessed: Yes
  • Interior:Ceiling Vaulted: Yes
  • Interior:Kitchen Island: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Fencing: Fenced Lot-All, Fenced Privacy
  • Lot Features: Level
  • Construction Type: Siding CmntFbrHrdBrd
  • Exterior Features: Fenced Back Yard, Sprinkler System
  • Patio And Porch Features: Deck Covered
  • Property Condition: Construction Complete
  • Lot Features:Level: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Deck Covered: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes
  • Exterior:Fireplace2: Yes
  • Exterior:Fenced Lot-All: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Garage, Boat, Oversized, RV
  • General Property Info:Garage2: Yes
  • Parking Features:Garage Attached: Yes
  • Parking Features:Garage3: Yes
  • Parking Features:Oversized: Yes
  • Parking Features:Boat: Yes
  • Parking Features:RV: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water

Condo/Co-op/Association

  • Community Features: Short Term Rental - Allowed

Schools

  • Elementary School: Van R Butler
  • High School: South Walton
  • Middle Or Junior School: Emerald Coast

Lot Info

  • Lot Size Sq Ft: 12632.4
  • Parcel #: 272S20335000000260
  • Zoning: Resid Multi-Family

Tax Info

  • Tax Annual Amount: 4900.99
  • Tax Year: 2025

Map

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Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,901 $580,996 $100,000 $480,996
2024 $5,161 $663,247 $125,000 $538,247
2023 $5,161 $568,037 $56,525 $511,512
2022 $261 $28,118 $28,118 $0
2021 $207 $24,593 $24,593 $0
2020 $196 $22,500 $22,500 $0
2019 $150 $15,134 $15,134 $0
2018 $145 $14,552 $0 $0
2017 $140 $14,128 $14,128 $0
2016 $136 $13,585 $0 $0
2015 $129 $12,696 $0 $0
2014 $119 $11,542 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/03/2026 03/03/26 For Sale $929,000 -2.7% $247 / Sq Ft
08/27/2023 08/27/23 Off Market $955,000 -- --
11/18/2022 11/18/22 Sold $955,000 -3.1% $258 / Sq Ft View Prior Sale
09/07/2022 09/07/22 Pending -- -- --
08/26/2022 08/26/22 Price Changed $985,900 -1.0% $266 / Sq Ft
08/16/2022 08/16/22 For Sale $995,900 0.0% $269 / Sq Ft
08/04/2022 08/04/22 Pending -- -- --
07/30/2022 07/30/22 Price Changed $995,900 -7.4% $269 / Sq Ft
05/13/2022 05/13/22 For Sale $1,075,000 -- $291 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $955,000 Provident Title
Warranty Deed -- Shoreline Title Llc
Warranty Deed -- Shoreline Title
Warranty Deed $20,000 Attorney
Warranty Deed $28,300 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $668,500 New Conventional
Previous Owner $250,000 Construction
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 996713

Emerald Coast Association of REALTORS®

APN: 27-2S-20-33500-000-0260

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