NOT LISTED FOR SALE

55 Ragged Rock Rd Old Saybrook, CT 06475

Estimated Value: $701,000 - $946,000

4 Beds
2.5 Baths
3,314 Sq Ft
$262/Sq Ft Est. Value

Last Sold July 08, 2015

Last sale price $399,000 $120 Per Sq Ft

Est. 117% increase in value since last sale

Current estimated payment $5,385/month

68 Days on Market

Highlights

  • 2.42 Acre Lot
  • Colonial Architecture
  • 1 Fireplace
  • Kathleen E. Goodwin School Rated A-
  • Attic
  • No HOA

About This Home

As of July 2015

REO property being sold as is. Bright open floor plan, lovely kitchen, huge master bedroom with private staircase to it. Other bedrooms all good size. Home has been freshened up with paint and flooring, Hydo air heating system. Seller may contribute up to 3% towards owner occupied buyers closing costs and may pay up to $500 towards home warranty plan of buyers choice

Last Agent to Sell the Property

Pat Reed

Chiarito Real Estate LLC License #RES.0525136 Listed on: 03/13/2015

Last Buyer's Agent

Frank Purdue

Joyce Co. Hill & Harbor, Inc. License #RES.0753345

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,961

Year Built

  • Built in 2000

Lot Details

  • 2.42 Acre Lot
  • Cul-De-Sac

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 3,314 Sq Ft Home
  • 1 Fireplace
  • Thermal Windows
  • Basement Fills Entire Space Under The House
  • Pull Down Stairs to Attic

Bedrooms and Bathrooms

  • 4 Bedrooms

Parking

  • 2 Car Attached Garage
  • Driveway

Outdoor Features

  • Patio

Schools

  • Kathleen E. Goodwin Elementary School
  • Old Saybrook High School

Utilities

  • Central Air
  • Heating System Uses Oil
  • Hydro-Air Heating System
  • Heating System Uses Oil Above Ground
  • Private Company Owned Well

Community Details

  • No Home Owners Association

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,961

Year Built

Built in 2000

Lot Details

0

Listing Details

  • Property Type: Single Family For Sale
  • Potential Short Sale: No
  • Style: Colonial
  • Total Sq Ft: 3314
  • Year Built: 2000
  • Direct Waterfront: No
  • Radon Mitigation Air Ynu: No
  • Radon Mitigation Water Ynu: No
  • Directions: RT 1 to Ford Drive to Ragged Rock Rd to end of cul-de-sac
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Room Count: 7
  • Total Bedrooms: 4
  • Total Bathrooms: 3.00
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplaces: 1
  • Attic Description: Pull-Down Stairs
  • Basement Description: Full With Hatchway
  • Laundry Room Location: Upper Level
  • Attic: Yes
  • Street Number Modifier: 55

Exterior Features

  • Exterior Features: Patio
  • Exterior Siding: Vinyl Siding
  • Swimming Pool: No

Garage/Parking

  • Garage Parking Info: Attached Garage
  • Garages Number: 2
  • Driveway Type: Crushed Stone

Utilities

  • Cooling System: Central Air
  • Heat Type: Hydro Air
  • Heat Fuel Type: Oil
  • Fuel Tank Location: Above Ground
  • Hot Water Description: Domestic
  • Water Source: Private Well
  • Sewer: Septic

Condo/Co-op/Association

  • HOA: No

Schools

  • Elementary School: Kathleen E. Goodwin
  • High School: Old Saybrook

Green Features

  • Energy Features: Thermopane Windows

Lot Info

  • Acres: 2.4200
  • Lot Description: On Cul-De-Sac

Rental Info

  • Lease Purchase: No

Tax Info

  • Tax Year: July 2014-June 2015
  • Property Tax: 5961
  • Total Assessed Value: 322200
  • Mil Rate Total: 18.500
  • Assessor Parcel Number: 1028661

MLS Schools

  • Elementary School: Kathleen E. Goodwin
  • High School: Old Saybrook

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 13, 2015
Closed on
Jul 8, 2015
Sold by
Freddie Mac
Bought by
Jones Bernadette M and Fazio Pasquale S
Seller's Agent
Pat Reed
Chiarito Real Estate LLC
Buyer's Agent
Frank Purdue
Joyce Co. Hill & Harbor, Inc.
List Price
$496,125
Sold Price
$399,000
Premium/Discount to List
-$97,125
-19.58%
Current Estimated Value
$866,717

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$467,717
Avg. Annual Appreciation
8.43%
Original Mortgage
$175,000
Outstanding Balance
$137,263
Interest Rate
3.87%
Estimated Equity
$770,114

Purchase Details

Closed on
Jan 26, 2015
Sold by
M & T Bank
Bought by
Fhlmc

Purchase Details

Closed on
Mar 10, 2011
Sold by
Giangrande Alfred and Noyes Alexander
Bought by
Giangrande Brian

Purchase Details

Closed on
Dec 4, 2006
Sold by
Robert L Day Co Inc
Bought by
Giangrande Alfred and Noyes Alexandra
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Jones Bernadette M $399,000 --
Fhlmc -- --
Giangrande Brian -- --
Giangrande Alfred $73,717 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Giangrande Alfred D $175,000
Previous Owner Giangrande Alfred D $346,000
Previous Owner Giangrande Alfred D $164,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2015 07/08/15 Sold $399,000 -19.6% $120 / Sq Ft
05/20/2015 05/20/15 Pending -- -- --
03/13/2015 03/13/15 For Sale $496,125 -- $150 / Sq Ft
Source: SmartMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,953 $513,100 $107,500 $405,600
2024 $7,799 $513,100 $107,500 $405,600
2023 $6,755 $330,300 $77,700 $252,600
2022 $6,632 $330,300 $77,700 $252,600
2021 $6,623 $330,300 $77,700 $252,600
2020 $6,623 $330,300 $77,700 $252,600
2019 $6,523 $330,300 $77,700 $252,600
2018 $6,315 $322,200 $77,700 $244,500
2017 $6,334 $322,200 $77,700 $244,500
2016 $6,206 $322,200 $77,700 $244,500
2015 $6,061 $322,200 $77,700 $244,500
2014 $5,961 $322,200 $77,700 $244,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: SmartMLS

MLS Number: N10027270

SmartMLS

APN: OSAY-000053-000033