NOT LISTED FOR SALE

55 Ridge Rd Westminster, MD 21157

Estimated Value: $349,000 - $406,000

4 Beds
2 Baths
1,480 Sq Ft
$255/Sq Ft Est. Value

Last Sold August 09, 2013

Last sale price $220,000 $149 Per Sq Ft

Est. 71% increase in value since last sale

Current estimated payment $2,213/month

57 Days on Market

Highlights

  • Cape Cod Architecture
  • Wood Burning Stove
  • 1 Fireplace
  • Friendship Valley Elementary School Rated A-
  • Wood Flooring
  • No HOA

About This Home

As of August 2013

Wonderful Cape Cod * NO HOA * As-Is * Remodeled Kitchen w/new cabinets, countertops & a beautiful ceramic tile floor * Gleaming Hardwood floors in DR and LR * Newer Heat pump/ A/C * Seperate A/C units for upstairs and downstairs * Lots of potential for the lg basement w/windows and walkout door * Loads of storage space under garage * Spectacular views* Close to McDaniel College & all amenities!!!

Last Agent to Sell the Property

Sharon Brady

(410) 795-9600 eldersburg1740@lnf.com Long & Foster Real Estate, Inc. License #606025 Listed on: 02/25/2013

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Kim Pawlowitz

kim.pawlowitz@redfin.com Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,356

Year Built

  • Built in 1966

Lot Details

  • 0.34 Acre Lot
  • Property is in very good condition

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Vinyl Siding

Interior Spaces

  • 1,480 Sq Ft Home
  • Property has 3 Levels
  • Built-In Features
  • 1 Fireplace
  • Wood Burning Stove
  • Dining Area
  • Wood Flooring
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Main Level Bedroom
  • 2 Full Bathrooms

Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry
  • Basement Windows

Utilities

  • Central Air
  • Heating unit installed on the ceiling
  • Heat Pump System
  • Radiant Heating System
  • Electric Water Heater

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 2
  • Assessor Parcel Number 0707009658

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,356

Year Built

Built in 1966

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Cape Cod
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1966
  • Special Assessment Payment: Annually
  • Special Features: 12
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Oven/Range - Electric, Refrigerator
  • Interior Amenities: Breakfast Area, Dining Area, Built-Ins, Wood Stove, Wood Floors
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 3+
  • Basement: Yes
  • Basement Type: Connecting Stairway, Outside Entrance, Rear Entrance, Walkout Level, Windows
  • Living Area Units: Square Feet
  • Total Sq Ft: 1480
  • Living Area Sq Ft: 1480
  • Price Per Sq Ft: 158.72
  • Above Grade Finished Sq Ft: 1480
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 1
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Construction Materials: Vinyl Siding
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Garage
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Off Street, Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric, Wood
  • Heating Type: Heat Pump(s), Radiant, Ceiling
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No

Lot Info

  • Improvement Assessed Value: 112000.00
  • Land Assessed Value: 91200.00
  • Lot Size Acres: 0.34
  • Lot Size Area: 15000
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 15000.00
  • Property Condition: Very Good

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 11448005
  • Tax Annual Amount: 2356.16
  • Assessor Parcel Number: 0707009658
  • Tax Lot: 2
  • County Tax Payment Frequency: Annually
  • Tax Year: 2012

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 25, 2013
Closed on
Aug 9, 2013
Sold by
Smith Stephen Douglas and Smith Michelle L
Bought by
Michael Matthew C and Michael Alana C
Seller's Agent
Sharon Brady
Long & Foster Real Estate, Inc.
Buyer's Agent
Kim Pawlowitz
Redfin Corp
List Price
$259,900
Sold Price
$220,000
Premium/Discount to List
-$39,900
-15.35%
Current Estimated Value
$376,967

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$156,967
Avg. Annual Appreciation
4.39%
Original Mortgage
$176,000
Outstanding Balance
$131,509
Interest Rate
4.51%
Mortgage Type
New Conventional
Estimated Equity
$245,458

Purchase Details

Closed on
Dec 9, 2010
Sold by
Urban Edmund W
Bought by
Smith Stephen Douglas and Smith Michelle L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$235,420
Interest Rate
4.23%
Mortgage Type
VA

Purchase Details

Closed on
Sep 24, 2003
Sold by
Crain Charles E
Bought by
Urban Edmund W and Urban Sandra A
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Michael Matthew C $220,000 Lakeside Title Company
Smith Stephen Douglas $227,900 --
Urban Edmund W $200,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Michael Matthew C $176,000
Previous Owner Smith Stephen Douglas $235,420
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/09/2013 08/09/13 Sold $220,000 -6.3% $149 / Sq Ft
04/23/2013 04/23/13 Pending -- -- --
03/28/2013 03/28/13 Price Changed $234,900 -2.1% $159 / Sq Ft
03/04/2013 03/04/13 Price Changed $239,900 -7.7% $162 / Sq Ft
02/25/2013 02/25/13 For Sale $259,900 -- $176 / Sq Ft
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,062 $273,433 $0 $0
2024 $2,778 $248,067 $0 $0
2023 $2,517 $222,700 $91,200 $131,500
2022 $2,468 $220,367 $0 $0
2021 $4,928 $218,033 $0 $0
2020 $2,437 $215,700 $91,200 $124,500
2019 $2,419 $214,100 $0 $0
2018 $2,380 $212,500 $0 $0
2017 $2,362 $210,900 $0 $0
2016 -- $208,333 $0 $0
2015 -- $205,767 $0 $0
2014 -- $203,200 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1003363190

Bright MLS

APN: 07-009658

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