J
Seller's Agent in 2025
Jennifer Purdy
Coldwell Banker Realty
(850) 218-1480
11 in this area
102 Total Sales
55 Ruby Cir Mary Esther, FL 32569
3
Beds
2
Baths
1,415
Sq Ft
5,663
Sq Ft Lot
Highlights
- Traditional Architecture
- Covered Patio or Porch
- Fireplace
- Fort Walton Beach High School Rated A
- Walk-In Pantry
- 2 Car Attached Garage
About This Home
As of July 2025Welcome to this inviting 3-bedroom, 2-bathroom home with 1,415 square feet of thoughtfully renovated living space. Nestled in the desirable Emerald Estates neighborhood, this gem is centrally located with convenient access to Eglin AFB, Hurlburt Field, and just 5 miles from the sugar-white sand beaches and emerald waters of Okaloosa Island.
Step inside to an open-concept floor plan that centers around a cozy fireplace—truly the heart of the home. The spacious living area flows seamlessly into a beautifully renovated kitchen outfitted with all-wood, soft-close cabinetry, brand new stainless steel appliances, and a sunlit window above the sink. Whether you're entertaining at the breakfast bar, gathering in the dining area under a modern chandelier, or grilling on the covered patio, there's a space for every moment.
The split-bedroom layout offers privacy for the generous primary suite, featuring an en-suite bath with double vanities and fresh, updated finishes your own peaceful retreat. At the front of the home, two additional bedrooms offer ample space and large closets, perfect for family, guests, or a home office.
With all major systems new or newer, including a New Roof (2025), New Hot Water Heater (2025), HVAC (2014), almost all new windows, this home combines comfort, style, and peace of mind. Don't miss the opportunity to make it yours!
Last Agent to Sell the Property
Coldwell Banker Realty License #3117640 Listed on: 05/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,027
Year Built
- Built in 1994
Lot Details
- 5,663 Sq Ft Lot
- Lot Dimensions are 31x116x86x92
- Back Yard Fenced
- Property is zoned City, Resid Single Family
Parking
- 2 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Frame Construction
- Dimensional Roof
- Vinyl Siding
Interior Spaces
- 1,415 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Bay Window
- Living Room
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Electric Oven or Range
- Induction Cooktop
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Flooring
- Wall to Wall Carpet
- Laminate
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Primary Bathroom includes a Walk-In Shower
Outdoor Features
- Covered Patio or Porch
Schools
- Mary Esther Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Central Heating and Cooling System
- Electric Water Heater
- Cable TV Available
Community Details
- Emerald Estates Subdivision
Listing and Financial Details
- Assessor Parcel Number 16-2S-24-120A-0000-0220
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 15, 2025
Closed on
Jul 11, 2025
Sold by
Tranter Homes Llc
Bought by
Wilson Hope Angelica
Seller's Agent
Jennifer Purdy
Coldwell Banker Realty
Buyer's Agent
Shannon Wade Henley
World Impact Real Estate
List Price
$365,000
Sold Price
$346,000
Premium/Discount to List
-$19,000
-5.21%
Views
49
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,315
Avg. Annual Appreciation
-6.65%
Original Mortgage
$353,439
Outstanding Balance
$350,876
Interest Rate
4%
Mortgage Type
VA
Estimated Equity
-$15,191
Purchase Details
Closed on
Mar 31, 2025
Sold by
Magle Allen Pamela and Magle Janice Allen
Bought by
Tranter Homes Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,900
Interest Rate
6.85%
Mortgage Type
New Conventional
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $346,000 | Old South Land Title | |
| Warranty Deed | $200,000 | Old South Land Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $353,439 | VA | |
| Previous Owner | $252,900 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 07/11/2025 07/11/25 | Sold | $346,000 | -3.9% | $245 / Sq Ft |
| 06/08/2025 06/08/25 | Pending | -- | -- | -- |
| 06/03/2025 06/03/25 | Price Changed | $360,000 | -1.4% | $254 / Sq Ft |
| 05/15/2025 05/15/25 | For Sale | $365,000 | -- | $258 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,857 | $216,285 | $60,240 | $156,045 |
| 2023 | $2,857 | $212,319 | $54,764 | $157,555 |
| 2022 | $2,654 | $199,583 | $51,181 | $148,402 |
| 2021 | $2,338 | $157,683 | $45,697 | $111,986 |
| 2020 | $2,167 | $145,209 | $44,797 | $100,412 |
| 2019 | $2,024 | $134,049 | $42,663 | $91,386 |
| 2018 | $0 | $105,209 | $0 | $0 |
| 2017 | $0 | $103,045 | $0 | $0 |
| 2016 | $0 | $100,926 | $0 | $0 |
| 2015 | -- | $100,224 | $0 | $0 |
| 2014 | -- | $99,429 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Purdy
-
Jennifer Stapleton
J
Seller Co-Listing Agent in 2025
Jennifer Stapleton
Coldwell Banker Realty
(850) 384-9296
5 in this area
34 Total Sales
-
Shannon Wade Henley
S
Buyer's Agent in 2025
Shannon Wade Henley
World Impact Real Estate
(850) 217-4530
16 in this area
51 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 976368
APN: 16-2S-24-120A-0000-0220
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
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