NOT LISTED FOR SALE

55 Ruskin Loop Hernando, MS 38632

Estimated Value: $399,439 - $457,000

4 Beds
3 Baths
2,717 Sq Ft
$158/Sq Ft Est. Value

Last Sold October 04, 2023

Current estimated payment $2,566/month

177 Days on Market

Highlights

  • New Construction
  • Fireplace in Hearth Room
  • Wood Flooring
  • Oak Grove Central Elementary School Rated A-
  • Traditional Architecture
  • Double Oven

About This Home

As of October 2023

MOVE-IN READY!! Grab it before it's gone! Grant's Chandler D floor plan, with added hearth room, creates a very open, fabulous gathering place for family and friends! For the man who wants a place for his giant TV, this is the one! There is a full wall, in the 2-story great room, that just screams, ''We're watching football RIGHT HERE!'' The kids can have their own space upstairs, with two bedrooms, playroom, and full bath. Your gorgeous kitchen, with upgraded granite counters, large island, plus formal dining room and covered back porch, both regular days and special days are a snap. When the day is done, the primary bed, and spare bed/bath are located on the ground floor.

Last Agent to Sell the Property

Sharon Thornton

Grant New Homes Llc Dba Grant & Co. License #S-51908 Listed on: 08/03/2023

Last Buyer's Agent

Ashley Weatherly-Stafford

eXp Realty License #S-59303

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $546

Year Built

  • Built in 2023 | New Construction

Lot Details

  • 0.28 Acre Lot

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,717 Sq Ft Home
  • 2-Story Property
  • Fireplace in Hearth Room
  • Double Pane Windows
  • ENERGY STAR Qualified Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Prewired Security

Kitchen

  • Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level

Outdoor Features

  • Rain Gutters
  • Rear Porch

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Underground Utilities
  • Natural Gas Connected
  • Cable TV Available

Community Details

  • The Crossroads Subdivision
  • The community has rules related to covenants, conditions, and restrictions

Listing and Financial Details

  • Assessor Parcel Number Unassigned

Home Details

Home Type

Single Family

Est. Annual Taxes

$546

Year Built

Built in 2023 | New Construction

Lot Details

0

HOA Fees

$38 per month

Parking

2

Listing Details

  • Architectural Style: Traditional
  • Unit Levels: Two
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2023
  • Lot Size Acres: 0.28
  • Subdivision Name: The Crossroads
  • Directions: From Memphis/Southaven, take I-55 south to Nesbit Exit 284. Turn right to head west to Hwy 51. Turn left on Hwy 51. Take 3rd left into Crossroads subdivision. Right onto Ruskin Loop. House is on the right after you go around the curve.
  • Garage Yn: Yes
  • New Construction: Yes
  • Appliances Microwave: Yes
  • General Property Information:New Construction: Yes
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Disposal, Double Oven, Gas Cooktop, Microwave
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Hearth
  • Flooring: Carpet, Tile, Wood
  • Window Features: Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Vinyl
  • Fireplace: Yes
  • ResoLivingAreaSource: Builder
  • Appliances Dishwasher: Yes
  • Appliances:Double Oven: Yes
  • Appliances:Gas Cooktop: Yes
  • Community Features:Sidewalks: Yes
  • Fireplace Features:Hearth: Yes

Exterior Features

  • Disclosures: None
  • Exterior Features: Rain Gutters
  • Foundation Details: Slab
  • Roof: Architectural Shingles
  • Patio And Porch Features: Rear Porch
  • Pool Private: No
  • Construction Type: Brick
  • General Property Information:Accessibility Features: No
  • Patio And Porch Features:Patio - Covered: Yes
  • Window Features:Vinyl2: Yes
  • Exterior Features:Rain Gutters: Yes
  • Window Features:Double Pane Windows: Yes
  • Window Features:Insulated Windows: Yes
  • Patio And Porch Features:Rear Porch: Yes
  • Window Features:ENERGY STAR Qualified Windows: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features:Garage2: Yes
  • General Property Information:Garage Spaces: 2.0

Utilities

  • Cooling: Central Air, Electric, Multi Units
  • Heating: Central, Natural Gas
  • Laundry Features: Laundry Room, Lower Level
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected, Underground Utilities
  • Water Source: Public
  • Security: Prewired
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Central: Yes
  • Heating:Natural Gas2: Yes

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Community Features: Sidewalks
  • Association: Yes

Association/Amenities

  • Tax and Financial Information:Association: Yes
  • Covenants And Restrictions:Homeowner Association: Yes
  • Tax and Financial Information:Association Fee: 450.0
  • Tax and Financial Information:Association Fee Frequency: Annually
  • Association Fee Includes:Other19: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando

Lot Info

  • Parcel #: Unassigned
  • Lot Size Sq Ft: 12196.8
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 546.27
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2023
Closed on
Oct 4, 2023
Sold by
Keith And David Grant Homes Ll
Bought by
Lipscomb Brandon Michael and Lipscomb Haley Pipkin
Seller's Agent
Sharon Thornton
Grant New Homes Llc Dba Grant & Co.
Buyer's Agent
Ashley Weatherly-Stafford
eXp Realty
List Price
$424,950
Views
41
Current Estimated Value
$428,360

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-1.56%
Original Mortgage
$339,960
Outstanding Balance
$334,865
Interest Rate
7.18%
Mortgage Type
Construction
Estimated Equity
$77,078
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lipscomb Brandon Michael -- Memphis Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lipscomb Brandon Michael $339,960
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/04/2023 10/04/23 Sold -- -- --
08/28/2023 08/28/23 Pending -- -- --
08/03/2023 08/03/23 Price Changed $424,950 0.0% $156 / Sq Ft
08/03/2023 08/03/23 For Sale $424,950 -0.5% $156 / Sq Ft
06/14/2023 06/14/23 Pending -- -- --
03/03/2023 03/03/23 For Sale $427,085 -- $157 / Sq Ft
Source: MLS United

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,078 $24,347 $3,500 $20,847
2023 $3,078 $3,938 $0 $0
2022 $546 $3,938 $3,938 $0
Source: Public Records

Agents Affiliated with this Home

  • Sharon Thornton

    Seller's Agent in 2023

    Sharon Thornton

    Grant New Homes Llc Dba Grant & Co.

    70 in this area

    99 Total Sales

    Sharon Thornton
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Map

Source: MLS United

MLS Number: 4041040

MLS United

APN: 3081012700005600

Mississippi DeSoto County Hernando 38632

55 Ruskin Loop, Hernando, MS

This home is located at 55 Ruskin Loop, Hernando, MS 38632 since 03 August 2023 and is currently estimated at $428,360, approximately $157 per square foot. This property was built in 2023. 55 Ruskin Loop is a home located in DeSoto County with nearby schools including Oak Grove Central Elementary School, Hernando Elementary School, and Hernando Hills Elementary.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.

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