NOT LISTED FOR SALE

55 Ruskin Loop Hernando, MS 38632

Estimated Value: $401,518 - $476,000

4 Beds
3 Baths
2,717 Sq Ft
$161/Sq Ft Est. Value

Sale Details

Date Sold: October 4, 2023

Current estimated payment $2,649 / mo

177 Days on Market

Highlights

  • New Construction
  • Fireplace in Hearth Room
  • Bonus Room
  • Oak Grove Central Elementary School Rated A
  • Wood Flooring
  • Great Room

About This Home

As of October 2023

MOVE-IN READY!! Grab it before it's gone! Grant's Chandler D floor plan, with added hearth room, creates a very open, fabulous gathering place for family and friends! For the man who wants a place for his giant TV, this is the one! There is a full wall, in the 2-story great room, that just screams, ''We're watching football RIGHT HERE!'' The kids can have their own space upstairs, with two bedrooms, playroom, and full bath. Your gorgeous kitchen, with upgraded granite counters, large island, plus formal dining room and covered back porch, both regular days and special days are a snap. When the day is done, the primary bed, and spare bed/bath are located on the ground floor.

Last Agent to Sell the Property

Sharon Thornton

Bespoke Realty License #S-51908 Listed on: 08/03/2023

Last Buyer's Agent

Ashley Weatherly-Stafford

eXp Realty License #S-59303

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $546

Year Built

  • Built in 2023 | New Construction

Lot Details

  • 0.28

HOA Fees

  • $38 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 2,717 Sq Ft Home
  • 2-Story Property
  • Fireplace in Hearth Room
  • Double Pane Windows
  • ENERGY STAR Qualified Windows
  • Vinyl Clad Windows
  • Insulated Windows
  • Great Room
  • Dining Room
  • Bonus Room
  • Prewired Security

Kitchen

  • Double Oven
  • Gas Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on lower level

Schools

  • Hernando Elementary And Middle School
  • Hernando High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Heating Available
  • Underground Utilities
  • Natural Gas Connected
  • Natural Gas Water Heater
  • Cable TV Available

Additional Features

  • Covered Patio or Porch
  • 12,197 Sq Ft Lot

Community Details

  • The Crossroads Subdivision

Listing and Financial Details

  • Assessor Parcel Number Unassigned

Home Details

Home Type

Single Family

Est. Annual Taxes

$546

Year Built

Built in 2023 | New Construction

Lot Details

0.28 Acres

HOA Fees

$38 per month

Parking

2

Listing Details

  • Unit Levels: Two
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2023
  • Lot Size Acres: 0.28
  • Subdivision Name: The Crossroads
  • Directions: From Memphis/Southaven, take I-55 south to Nesbit Exit 284. Turn right to head west to Hwy 51. Turn left on Hwy 51. Take 3rd left into Crossroads subdivision. Right onto Ruskin Loop. House is on the right after you go around the curve.
  • Garage Yn: Yes
  • New Construction: Yes
  • General Property Information:List PriceSqFt: 156.4
  • Covenants And Restrictions: Homeowner Association, Restrictive Covenants
  • Special Features: NewHome

Interior Features

  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Carpet, Wood, Tile
  • Window Features: Double Pane Windows, ENERGY STAR Qualified Windows, Insulated Windows, Vinyl
  • Fireplace: Yes
  • Appliances: Double Oven, Disposal, Microwave, Dishwasher, Gas Cooktop, 5 Burner
  • Fireplace Features: Hearth

Exterior Features

  • Disclosures: None
  • Property Condition: Move In Ready
  • Roof: Architectural Shingles
  • Patio And Porch Features: Covered, Rear Porch
  • Home Warranty: Yes
  • Pool Private: No
  • General Property Information:Accessibility Features: No
  • Exterior ConstructionSiding: Brick
  • Foundation Details: Slab
  • Home Warranty: One Year Builder

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Prewired
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Central Air, Electric, Multi Units
  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
  • Laundry Features: Laundry Room, Lower Level
  • Water Heater: Natural Gas, Over 40 Gallons

Condo/Co-op/Association

  • Association Fee: 450.0
  • Association Fee Frequency: Annually
  • Community Features: Sidewalks
  • Association: Yes

Fee Information

  • Association Fee Includes: Other

Schools

  • Elementary School: Hernando
  • High School: Hernando
  • Middle Or Junior School: Hernando
  • Junior High Dist: Desoto CO Dist

Lot Info

  • Parcel #: Unassigned
  • Lot Size Sq Ft: 12196.8

Tax Info

  • Tax Annual Amount: 546.27
  • Tax Year: 2022

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 3, 2023
Closed on
Oct 4, 2023
Sold by
Bought by
Seller's Agent
Sharon Thornton
Bespoke Realty
Buyer's Agent
Ashley Weatherly-Stafford
eXp Realty
List Price
$424,950
Views
41
Current Estimated Value
$427,763

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.13%
Original Mortgage
$339,960
Interest Rate
0.0718%
Mortgage Type
Construction
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- Memphis Title
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Closed $338,400
Closed $75,442
Closed $339,960
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
10/04/2023 10/04/23 Sold -- -- --
08/28/2023 08/28/23 Pending -- -- --
08/03/2023 08/03/23 Price Changed $424,950 0.0% $156 / Sq Ft
08/03/2023 08/03/23 For Sale $424,950 -0.5% $156 / Sq Ft
06/14/2023 06/14/23 Pending -- -- --
03/03/2023 03/03/23 For Sale $427,085 -- $157 / Sq Ft
Source: MLS United

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,602 $33,494 $3,500 $29,994
2024 $3,078 $24,347 $3,500 $20,847
2023 $3,078 $3,938 $0 $0
2022 $546 $3,938 $3,938 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS United

MLS Number: 4041040

MLS United

APN: 3081012700005600

Mississippi DeSoto County Hernando 38632

55 Ruskin Loop, Hernando, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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