NOT LISTED FOR SALE

55 Summers Ln White Stone, VA 22578

Estimated Value: $175,000 - $294,000

2 Beds
2 Baths
1,121 Sq Ft
$217/Sq Ft Est. Value

Last Sold January 29, 2024

Last sale price $212,000 $189 Per Sq Ft

Est. 15% increase in value since last sale

Current estimated payment $1,354/month

4 Days on Market

Highlights

  • Water Views
  • Oversized Parking
  • Central Air
  • Cottage
  • Eat-In Kitchen
  • Ceiling Fan

About This Home

As of January 2024

Great opportunity to own bungalow/cottage in White Stone, VA with limited views of the Rappahannock River. Home features include large eat in kitchen, updated vinyl windows, updated vinyl replacement siding, newer laminate flooring, newer dimensional roof shingles, cozy all season room, 1st floor bedroom 2 updated bathrooms, and a large oversized detached shed.

Last Agent to Sell the Property

Jeff Wade

Metro Realty Services Inc License #0225239945 Listed on: 12/22/2023

Last Buyer's Agent

Irvin Shackelford

Mason Realty, Inc. License #0225154574

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $543

Year Built

  • Built in 1934

Lot Details

  • 1 Acre Lot
  • Zoning described as R1

Home Design

  • Cottage
  • Bungalow
  • Shingle Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,121 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Oven
  • Stove
  • Microwave
  • Laminate Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Oversized Parking
  • Driveway
  • Unpaved Parking

Schools

  • Lancaster Elementary And Middle School
  • Lancaster High School

Utilities

  • Central Air
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 36-84

Home Details

Home Type

Single Family

Est. Annual Taxes

$543

Year Built

Built in 1934

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1934
  • Property Attached Yn: No
  • Lot Size Acres: 1.0
  • Ownership: Individuals
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 1121.0
  • Architectural Style: Bungalow, Cottage
  • Garage Yn: No
  • New Construction: No
  • Year Built Details: Actual
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None

Interior Features

  • Flooring: Carpet, Vinyl
  • Basement: Crawl Space
  • Appliances: Dryer, Electric Water Heater, Microwave, Oven, Refrigerator, Stove, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Eat-in Kitchen, Laminate Counters
  • Living Area: 1121.0
  • Stories: 1
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Fencing: None
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront: No
  • Construction Type: Block, Vinyl Siding, Wood Siding
  • Exterior Features: Unpaved Driveway
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Oversized, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Septic Tank
  • Water Source: Community/Coop, Shared Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Lancaster

Lot Info

  • Parcel Number: 36-84
  • Zoning Description: R1
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 543.06

MLS Schools

  • Elementary School: Lancaster
  • High School: Lancaster

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 22, 2023
Closed on
Jan 18, 2024
Sold by
Canter James A
Bought by
Stocks Ronald F and Stocks Teresa C
Seller's Agent
Jeff Wade
Metro Realty Services Inc
Buyer's Agent
Irvin Shackelford
Mason Realty, Inc.
List Price
$209,000
Sold Price
$212,000
Premium/Discount to List
$3,000
1.44%
Views
28
Current Estimated Value
$242,970

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$30,970
Avg. Annual Appreciation
8.45%
Original Mortgage
$169,600
Outstanding Balance
$166,632
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$76,338

Purchase Details

Listed on
Oct 21, 2020
Closed on
Feb 9, 2021
Sold by
Nogues Rafael L and Delnogues Maria Del
Bought by
Canter James A
Seller's Agent
John Mecke
Isabell K. Horsley R. E., Ltd.
Buyer's Agent
Matthew Dunlevy
Hometown Realty
List Price
$175,000
Sold Price
$175,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.84%
Original Mortgage
$166,250
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 8, 2019
Closed on
May 29, 2020
Sold by
Gross Daniel L
Bought by
Nogues Rafael L and Delnogues Maria Del
Seller's Agent
John Jones
RE/MAX Waterfront Realty
Buyer's Agent
Ronald D. Crockett
Middle Bay Realty - K
List Price
$77,000
Sold Price
$77,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
198.81%
Original Mortgage
$61,600
Interest Rate
3.3%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Listed on
Nov 18, 2016
Closed on
May 4, 2017
Sold by
Jones Gloria L
Bought by
Gross Daniel L
Seller's Agent
Debra Turpin
Liz Moore & Associates
Buyer's Agent
Andrea Holt
IsaBell K. Horsley Real Estate
List Price
$94,250
Sold Price
$90,000
Premium/Discount to List
-$4,250
-4.51%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.13%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Stocks Ronald F $212,000 Old Republic National Title
Canter James A $175,000 Attorney
Nogues Rafael L $77,000 Lawyers Title/Mid Peninsula
Gross Daniel L $90,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Stocks Ronald F $169,600
Previous Owner Canter James A $166,250
Previous Owner Nogues Rafael L $61,600
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/29/2024 01/29/24 Sold $212,000 +1.4% $189 / Sq Ft
12/27/2023 12/27/23 Pending -- -- --
12/23/2023 12/23/23 For Sale $209,000 +19.4% $186 / Sq Ft
03/06/2021 03/06/21 Sold $175,000 0.0% $156 / Sq Ft View Prior Sale
02/04/2021 02/04/21 Pending -- -- --
10/21/2020 10/21/20 For Sale $175,000 +127.3% $156 / Sq Ft
06/04/2020 06/04/20 Sold $77,000 0.0% $69 / Sq Ft View Prior Sale
05/05/2020 05/05/20 Pending -- -- --
07/08/2019 07/08/19 For Sale $77,000 -14.4% $69 / Sq Ft
06/19/2017 06/19/17 Sold $90,000 -4.5% $80 / Sq Ft View Prior Sale
05/20/2017 05/20/17 Pending -- -- --
11/18/2016 11/18/16 For Sale $94,250 -- $84 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $734 $133,400 $15,000 $118,400
2023 $543 $86,200 $15,000 $71,200
2022 $543 $86,200 $15,000 $71,200
2021 $532 $84,400 $15,000 $69,400
2020 $532 $84,400 $15,000 $69,400
2019 $532 $84,400 $15,000 $69,400
2018 $407 $68,900 $17,500 $51,400
2017 $407 $68,900 $17,500 $51,400
2016 -- $68,900 $17,500 $51,400
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2024

    Jeff Wade

    Metro Realty Services Inc

    (804) 677-3005

    5 Total Sales

    Jeff Wade
    Section Image
  • Irvin Shackelford

    Buyer's Agent in 2024

    Irvin Shackelford

    Mason Realty, Inc.

    (804) 815-8400

    69 Total Sales

    Irvin Shackelford
    Section Image

  • J

    Seller's Agent in 2021

    John Mecke

    Isabell K. Horsley R. E., Ltd.

    (804) 577-0363

    11 Total Sales

    John Mecke
    Section Image
  • Matthew Dunlevy

    Buyer's Agent in 2021

    Matthew Dunlevy

    Hometown Realty

    (804) 815-5030

    22 Total Sales

    Matthew Dunlevy
    Section Image
  • John Jones

    Seller's Agent in 2020

    John Jones

    RE/MAX

    (804) 724-3439

    48 Total Sales

    John Jones
    Section Image

  • R

    Buyer's Agent in 2020

    Ronald D. Crockett

    Middle Bay Realty - K

    (804) 436-6139

    48 Total Sales

    Ronald D. Crockett
    Section Image
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Map

Source: Central Virginia Regional MLS

MLS Number: 2330139

Central Virginia Regional MLS

APN: 36-84

Virginia Lancaster County White Stone 22578

55 Summers Ln, White Stone, VA

This home is located at 55 Summers Ln, White Stone, VA 22578 since 22 December 2023 and is currently estimated at $242,970, approximately $216 per square foot. This property was built in 1934. 55 Summers Ln is a home located in Lancaster County with nearby schools including Lancaster Primary School, Lancaster Middle School, and Lancaster High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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