NOT LISTED FOR SALE

550 Gerling St Schenectady, NY 12308

Schenectady Area

Estimated Value: $256,000 - $278,000

3 Beds
2 Baths
1,496 Sq Ft
$178/Sq Ft Est. Value

Sale Details

Date Sold: November 14, 2025

Last sale price $265,000 $177 Per Sq Ft

Current estimated payment $1,696 / mo

11 Days on Market

Highlights

  • In Ground Pool
  • Private Lot
  • Wood Flooring
  • Deck
  • Traditional Architecture
  • Solid Surface Countertops

About This Home

As of November 2025

This two-story home offers numerous updates and features 3 bedrooms and 2 full bathrooms, with one conveniently located on each floor. The spacious upstairs bathroom has been tastefully refinished, while the kitchen is equipped with stainless steel appliances, including a newer gas stove. The first floor includes a sizable living room and dining room, perfect for both daily living and entertaining. Upstairs, you'll find three comfortable bedrooms and the updated full bath. Additional storage is abundant with a walk-up attic and a full basement. Outdoors, enjoy a vinyl fenced private backyard designed for fun and relaxation, complete with an inground swimming pool, a 20x20 shed, and brand-new composite decking on both the front and back of the home. Recent improvements include newer vinyl siding, plus a brand-new furnace and central air (leased through Roland J. Downs). Convenient 2nd floor laundry or basement laundry. Parking is plentiful with two expansive off-street spots and additional on-street availability.

Last Agent to Sell the Property

Jaqueline Geraci

Kellie Kieley Realty LLC License #10401278604 Listed on: 09/05/2025

Last Buyer's Agent

Melanie Vasquez Genao

Real Broker NY LLC License #10401388793

Real Broker NY LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,027

Year Built

  • Built in 1940

Lot Details

  • 4,792 Sq Ft Lot
  • Vinyl Fence
  • Back Yard Fenced
  • Private Lot
  • Corner Lot

Home Design

  • Traditional Architecture
  • Vinyl Siding
  • Asphalt

Interior Spaces

  • 1,496 Sq Ft Home
  • Built-In Features
  • Paddle Fans
  • Living Room
  • Dining Room
  • Pull Down Stairs to Attic
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Gas Oven
  • Microwave
  • Dishwasher
  • Solid Surface Countertops

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet
  • Bathroom on Main Level
  • 2 Full Bathrooms

Laundry

  • Laundry on upper level
  • Laundry in Bathroom

Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Parking

  • 2 Parking Spaces
  • Driveway
  • Off-Street Parking

Outdoor Features

  • In Ground Pool
  • Deck
  • Exterior Lighting
  • Shed
  • Front Porch

Schools

  • Schenectady High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 8.000 / 2
  • Assessor Parcel Number 421500 39.35-2-8

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,027

Year Built

Built in 1940

Lot Details

4,792 Sq Ft Lot

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1940
  • Directions: Erie to right onto Seneca to left onto Foster to right onto Gerling, home on right
  • Above Grade Finished Sq Ft: 1496.0
  • Architectural Style: Traditional
  • Financial Details General Taxes: 1553.51
  • General Taxes Description: Estimated
  • Financial Details School Taxes: 2473.42
  • School Taxes Description: Estimated
  • Lot Size Acres: 0.11
  • New Construction: No
  • Parking Features Parking Total: 2.0
  • Full Bathroom Level: First
  • Sale Detail Seller Contribution: Yes
  • Appliances Refrigerators: Yes
  • Flooring:Laminate: Yes
  • Fencing:Back Yard: Yes
  • Flooring:Hardwood: Yes
  • Laundry Features:Upper Level: Yes
  • Cooling:Central Air: Yes
  • Appliances Microwave: Yes
  • Flooring:Ceramic Tile: Yes
  • Laundry Features:In Basement: Yes
  • Laundry Features:Laundry Closet: Yes
  • Architectural Style:Traditional: Yes
  • Fencing:Vinyl2: Yes
  • Directions Remarks: Agent to Agent Remarks: Age of home is an estimate. Owner does not know and CRS has It blank. The furnace and CAir are leased through Roland J. Downs. Microwave will be replaced before closing. There are cameras at this house. Please provide professional and timely feedback. Please do not use the restrooms, please make sure doors are locked when you leave and please make sure you do not have the key to an awaiting agent.
  • Directions Remarks: Public Remarks: This two-story home offers numerous updates and features 3 bedrooms and 2 full bathrooms, with one conveniently located on each floor. The spacious upstairs bathroom has been tastefully refinished, while the kitchen is equipped with stainless steel appliances, including a newer gas stove. The first floor includes a sizable living room and dining room, perfect for both daily living and entertaining. Upstairs, you'll find three comfortable bedrooms and the updated full bath. Additional storage is abundant with a walk-up attic and a full basement. Outdoors, enjoy a vinyl fenced private backyard designed for fun and relaxation, complete with an inground swimming pool, a 20x20 shed, and brand-new composite decking on both the front and back of the home. Recent improvements include newer vinyl siding, plus a brand-new furnace and central air (leased through Roland J. Downs). Convenient 2nd floor laundry or basement laundry. Parking is plentiful with two expansive off-street spots and additional on-street availability.
  • Special Features: None

Interior Features

  • Flooring: Ceramic Tile, Hardwood, Laminate
  • Basement: Full
  • Interior Amenities: High Speed Internet, Paddle Fan, Solid Surface Counters, Walk-In Closet(s), Eat-in Kitchen, Built-in Features
  • Appliances: Dishwasher, Gas Oven, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1496.0
  • Bedroom Level: Second
  • Dining Room Level: First
  • Kitchen Level: First
  • Living Room Level: First
  • Bathroom Levels Full Bathroom 1: 1st
  • Bathroom Levels Full Bathroom 2: 2nd
  • Appliances Dishwasher: Yes
  • Appliances:Gas Oven: Yes
  • Interior Features:High Speed Internet: Yes
  • Interior Features:Paddle Fan: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Laundry Features:In Bathroom: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Attic Features:Pull-Down: Yes
  • Interior Features:Solid Surface Counters: Yes
  • Kitchen Features:Built-in Features2: Yes

Exterior Features

  • Exterior Features: Lighting
  • Roof: Asphalt
  • Construction Type: Vinyl Siding
  • Fencing: Vinyl, Back Yard
  • Other Structures: Shed(s)
  • Patio And Porch Features: Composite Deck, Front Porch
  • Pool Features: In Ground
  • Waterfront: No
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Lot Features:Private: Yes
  • Exterior Features:Lighting: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Composite Deck: Yes

Garage/Parking

  • Parking Features: Off Street, Driveway
  • Attached Garage: No
  • Total Parking Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Property Detail:Parking YN: Yes
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: In Basement, In Bathroom, Laundry Closet, Upper Level
  • Security: Security System
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Schenectady

Lot Info

  • Lot Features: Private, Corner Lot
  • Parcel #: 421500 39.35-2-8
  • Lot Size Sq Ft: 4791.6

Tax Info

  • Tax Annual Amount: 4026.93
  • Tax Block: 2
  • Tax Lot: 8.000

MLS Schools

  • HighSchool: Schenectady

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 5, 2025
Closed on
Nov 14, 2025
Sold by
Bought by
Seller's Agent
Jaqueline Geraci
Kellie Kieley Realty LLC
Buyer's Agent
Melanie Vasquez Genao
Real Broker NY LLC
List Price
$249,900
Sold Price
$265,000
Premium/Discount to List
$15,100
6.04%
Views
79
Current Estimated Value
$265,555

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$555
Avg. Annual Appreciation
0.30%
Original Mortgage
$249,775
Interest Rate
0.0619%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 19, 2024
Sold by
Bought by
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$257,500 None Listed On Document
-- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $249,775
Previous Owner $110,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
11/14/2025 11/14/25 Sold $265,000 +6.0% $177 / Sq Ft
09/16/2025 09/16/25 Pending -- -- --
09/05/2025 09/05/25 For Sale $249,900 -- $167 / Sq Ft
Source: Global MLS

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,983 $83,400 $12,500 $70,900
2024 $2,983 $83,400 $12,500 $70,900
2023 $29 $83,400 $12,500 $70,900
2022 $2,711 $83,400 $12,500 $70,900
2021 $2,624 $83,400 $12,500 $70,900
2020 $2,571 $83,400 $12,500 $70,900
2019 $2,287 $83,400 $12,500 $70,900
2018 $2,612 $83,400 $12,500 $70,900
2017 $2,027 $83,400 $12,500 $70,900
2016 $2,770 $83,400 $12,500 $70,900
2015 -- $83,400 $12,500 $70,900
2014 -- $83,400 $12,500 $70,900
Source: Public Records

Agents Affiliated with this Home

  • Jaqueline Geraci

    Seller's Agent in 2025

    Jaqueline Geraci

    Kellie Kieley Realty LLC

    (518) 858-1246

    123 Total Sales

    Jaqueline Geraci
    Section Image

  • M

    Buyer's Agent in 2025

    Melanie Vasquez Genao

    Real Broker NY LLC

    (518) 364-5427

    2 Total Sales

    Melanie Vasquez Genao
    Section Image
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Map

Source: Global MLS

MLS Number: 202525311

Global MLS

APN: 039-035-0002-008-000-0000

New York Schenectady County Schenectady 12308

550 Gerling St, Schenectady, NY

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Information is deemed reliable but not guaranteed.



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