550 N Center St South Elgin, IL 60177
Downtown South Elgin NeighborhoodEstimated payment $2,041/month
Highlights
- River Front
- Deck
- Main Floor Bedroom
- South Elgin High School Rated A-
- Traditional Architecture
- Whirlpool Bathtub
About This Home
EXCEPTIONAL RIVERFRONT PROPERTY OFFERING APPROXIMATELY 100 FEET OF PRIVATE FOX RIVER FRONTAGE ~ SITS ON A RARE DOUBLE LOT WITH TWO PINS - A UNIQUE AND VALUABLE OPPORTUNITY ~ SPACIOUS 5-BEDROOM, 2.5-BATH RESIDENCE DESIGNED FOR EFFORTLESS WATERFRONT LIVING ~ PRIVATE ON-SITE BOAT LAUNCH-IDEAL FOR BOATING ENTHUSIASTS AND YEAR-ROUND WATER RECREATION ~ EXPANSIVE LIVING ROOM WITH FULL RIVER VIEWS AND DIRECT ACCESS TO A LARGE ENTERTAINING DECK ~ FRONT-ROW VANTAGE POINT FOR THE SPECTACULAR ANNUAL 4TH OF JULY FIREWORKS ACROSS THE RIVER ~ GOURMET KITCHEN WITH NEWER STAINLESS STEEL APPLIANCES, QUARTZ COUNTERTOPS, AND CUSTOM GRANITE & GLASS BACKSPLASH ~ FIRST-FLOOR MASTER SUITE OFFERING PRIVACY AND STUNNING RIVER VISTAS ~ FOUR ADDITIONAL BEDROOMS PROVIDE AMPLE SPACE FOR FAMILY AND GUESTS ~ SEAMLESS INDOOR-OUTDOOR LIVING - PERFECT FOR ENTERTAINING, RELAXING, AND ENJOYING BREATHTAKING RIVER VIEWS ~ A RARE OPPORTUNITY TO OWN AN EXTRAORDINARY RIVERFRONT LIFESTYLE PROPERTY WITH UNPARALLELED VIEWS AND PRIVATE AMENITIES~PLENTY OF ROOM FOR 5+ CARS~**THIS PROPERTY IS NOT IN A FLOOD ZONE**.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $99
Year Built
- Built in 1959
Lot Details
- Lot Dimensions are 100 x 200
- River Front
- Paved or Partially Paved Lot
Parking
- 1 Car Garage
- Driveway
Home Design
- Traditional Architecture
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,178 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Window Screens
- Family Room
- Living Room
- Formal Dining Room
- Carbon Monoxide Detectors
- Laundry Room
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 5 Bedrooms
- 5 Potential Bedrooms
- Main Floor Bedroom
- Whirlpool Bathtub
- Separate Shower
Outdoor Features
- Tideland Water Rights
- Deck
- Shed
Schools
- Clinton Elementary School
- Kenyon Woods Middle School
Utilities
- Zoned Heating
- Baseboard Heating
- Heating System Uses Natural Gas
- 200+ Amp Service
- ENERGY STAR Qualified Water Heater
- Satellite Dish
Listing and Financial Details
- Other Tax Exemptions
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $99 | $116,059 | $24,771 | $91,288 |
| 2023 | $8,126 | $104,851 | $22,379 | $82,472 |
| 2022 | $7,711 | $95,606 | $20,406 | $75,200 |
| 2021 | $7,262 | $89,385 | $19,078 | $70,307 |
| 2020 | $7,043 | $85,332 | $18,213 | $67,119 |
| 2019 | $6,784 | $81,284 | $17,349 | $63,935 |
| 2018 | $6,652 | $76,575 | $16,344 | $60,231 |
| 2017 | $5,845 | $72,391 | $15,451 | $56,940 |
| 2016 | $5,528 | $67,159 | $14,334 | $52,825 |
| 2015 | -- | $55,787 | $7,368 | $48,419 |
| 2014 | -- | $55,098 | $7,277 | $47,821 |
| 2013 | -- | $56,551 | $7,469 | $49,082 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/17/2025 09/17/25 | Pending | -- | -- | -- |
| 09/08/2025 09/08/25 | For Sale | $385,000 | -- | $177 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Trustee Deed | $270,500 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $40,000 | New Conventional | |
| Open | $256,269 | VA | |
| Closed | $270,500 | VA | |
| Previous Owner | $50,000 | Credit Line Revolving |
Source: Midwest Real Estate Data (MRED)
MLS Number: 12466290
APN: 06-35-132-011
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