$384,200
SOLD AUG 7, 2025

5501 Lugo St Fort Pierce, FL 34951

4 Beds
2 Baths
1,820 Sq Ft
8,189 Sq Ft Lot

Recently Sold

$211 Per Sq Ft

7% Below List Price

301 Days on Market

Highlights

  • New Construction
  • Roman Tub
  • Attic
  • Vaulted Ceiling
  • Mediterranean Architecture
  • Great Room

About This Home

As of August 2025

Huge price reduction. Save $30,000 on this move-in ready inventory home. Don't miss out on this very limited opportunity. Save yourself several thousands of dollars in closing costs when using the seller's approved lender. Only $1,000 deposit to secure your new home. Your new home features 4 bedrooms, 2 bathrooms, walk-in separate shower and a separate garden tub in the owner's suite, 3 car garage. Covered lanai overlooking a private preserve. (Sample photos used) Waterstone is nestled between two parks just minutes from I-95 offering quick access to shopping, dining, golf, beaches & Vero Beach Outlet mall. No flood insurance required. Builder warranty Included.

Last Agent to Sell the Property

Nancy Clarke

Adams Homes Realty Inc License #3525458 Listed on: 09/26/2024

Adams Homes Realty Inc

Co-Listed By

Julio Cesar Enriquez

Adams Homes Realty Inc License #3592178

Last Buyer's Agent

Sophia Ambersley

Coldwell Banker Realty License #3131354

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,419

Year Built

  • Built in 2024 | New Construction

Lot Details

  • 8,189 Sq Ft Lot
  • Sprinkler System

HOA Fees

  • $11 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Driveway

Home Design

  • Mediterranean Architecture
  • Shingle Roof
  • Composition Roof
  • Fiberglass Roof

Interior Spaces

  • 1,820 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Thermal Windows
  • Entrance Foyer
  • Great Room
  • Formal Dining Room
  • Pull Down Stairs to Attic
  • Fire and Smoke Detector
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Dual Sinks
  • Roman Tub
  • Separate Shower in Primary Bathroom

Outdoor Features

  • Patio

Schools

  • Lakewood Park Elementary School
  • Oslo Middle School
  • Fort Pierce Central High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 131170201050009
  • Seller Considering Concessions

Community Details

Overview

  • Association fees include management, recreation facilities
  • Built by Adams Homes
  • Waterstone Phase Three Subdivision

Amenities

  • Game Room

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,419

Year Built

Built in 2024 | New Construction

Lot Details

0

HOA Fees

$11 per month

Parking

3

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Property Sub Type Additional: Single Family Residence
  • Directions: From I-95 head east, turn left on to Emerson Ave and Right into Waterstone.
  • Year Built: 2024
  • Architectural Style: Mediterranean, Ranch
  • Unit Levels: One
  • New Construction: Yes
  • Building Stories: 1
  • Year Built Details: New Construction
  • Special Features: 4098
  • Stories: 1

Interior Features

  • Interior Amenities: Attic, Dining Area, Separate/Formal Dining Room, Dual Sinks, Entrance Foyer, Eat-in Kitchen, Garden Tub/Roman Tub, High Ceilings, Pantry, Pull Down Attic Stairs, Split Bedrooms, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s)
  • Furnished: Unfurnished
  • Appliances: Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Ceramic Tile
  • Living Area: 1820.0
  • Dining Room Type: Great Room, Laundry
  • Stories: 1
  • Window Features: Thermal Windows

Exterior Features

  • Exterior Features: Patio
  • Lot Features: Sprinklers Automatic, Sprinkler System, < 1/4 Acre
  • Pool Features: None, Association, Community
  • Pool Private: No
  • Waterfront: No
  • Disclosures: Home Warranty
  • Builder Name: Adams Homes
  • Construction Type: Block
  • Patio And Porch Features: Patio
  • Property Condition: New Construction
  • Roof: Composition, Fiberglass, Shingle

Garage/Parking

  • Covered Parking Spaces: 3.0
  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage Yn: Yes
  • Parking Features: Attached, Driveway, Garage, Two or More Spaces

Utilities

  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Sewer Available, Underground Utilities, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 11.0
  • Community Features: Game Room, Non-Gated, Park, Pickleball, Pool, Tennis Court(s)
  • Senior Community: No
  • Amenities: Pickleball, Pool, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Association: Yes
  • Pets Allowed: Yes

Fee Information

  • Association Fee Includes: Association Management, Recreation Facilities

Schools

  • Elementary School: Lakewood Park
  • High School: Fort Pierce Central
  • Middle Or Junior School: Oslo

Lot Info

  • Parcel #: 131170201050009
  • Lot Size: < 1/4 Acre,Paved Road,Si
  • Lot Size Sq Ft: 8189.0
  • Zoning Description: Resident

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2419.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 26, 2024
Closed on
Aug 7, 2025
Sold by
Adams Homes Of Northwest Florida Inc
Bought by
Ansby Samantha Renee and Hargrove Phillip Charles
Seller's Agent
Nancy Clarke
Adams Homes Realty Inc
Buyer's Agent
Sophia Ambersley
Coldwell Banker Realty
List Price
$414,200
Sold Price
$384,200
Premium/Discount to List
-$30,000
-7.24%
Views
25

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.16%
Original Mortgage
$371,377
Outstanding Balance
$371,377
Interest Rate
6.77%
Mortgage Type
FHA
Estimated Equity
$14,956
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Special Warranty Deed $384,200 Truly Title
Special Warranty Deed $384,200 Truly Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $371,377 FHA
Closed $371,377 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/07/2025 08/07/25 Sold $384,200 0.0% $211 / Sq Ft
07/24/2025 07/24/25 Pending -- -- --
04/10/2025 04/10/25 Price Changed $384,200 -7.2% $211 / Sq Ft
09/26/2024 09/26/24 For Sale $414,200 -- $228 / Sq Ft
Source: BeachesMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,419 $82,900 $82,900 --
2023 $2,419 $72,900 $72,900 $0
2022 $2,280 $58,300 $58,300 $0
2021 $1,740 $37,600 $37,600 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: BeachesMLS

MLS Number: R11024193

BeachesMLS

APN: 1311-702-0105-000-9