$280,000
$15K PRICE DROP

55045 Cobus Ln Elkhart, IN 46514

Estimated payment $1,663/month

Total Views 23,811
3 Beds
2.5 Baths
2,266 Sq Ft
$124 Price per Sq Ft

Highlights

  • 121 Feet of Waterfront
  • Partially Wooded Lot
  • 2 Car Attached Garage
  • Ranch Style House
  • Formal Dining Room
  • Eat-In Kitchen

About This Home

Looking for a waterfront home! Don't wait, this one is not going to last long! This great home with 3 bed, 2.5 baths conveniently located in Elkhart but close to Granger and Toll Road access. Spacious home with formal dining room, eat in kitchen and living room makes a great place to entertain. Great size master bedroom offers walk in closet, master bath and additional shelves. Two additional bedrooms with bathroom are located on a main floor. Basement offers large living room with stone fireplace, walk out basement to enjoy quiet evening by the water. Peaceful country setting where you can sit back, relax and enjoy! Plenty of storage, laundry room are just few additions to mention. 2 car garage with additional space on the side of the home for a lawn mower/hobby and any tools you might have. New well 2025! Waterproofing done by EverDry, warranty transferable to the new owners. Needs some cosmetic updates to your liking, TLC to make your own special home! Seller to provide $10,000. for carpet allowance with the right offer! Owner do not have a flood insurance, new owner might need a flood insurance per lender requirements.

Listing Agent

Barbara Serwatka

Century 21 Circle Brokerage Phone: 574-293-2121 Listed on: 06/27/2025

Century 21 Circle

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,190

Year Built

  • Built in 1977

Lot Details

  • 0.41 Acre Lot
  • Lot Dimensions are 140x127
  • 121 Feet of Waterfront
  • Home fronts a canal
  • Creek or Stream
  • Level Lot
  • Partially Wooded Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Ranch Style House
  • Walk-Out Ranch
  • Brick Exterior Construction
  • Poured Concrete
  • Shingle Roof
  • Shingle Siding

Interior Spaces

  • Formal Dining Room
  • Laundry Room

Kitchen

  • Eat-In Kitchen
  • Laminate Countertops

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms

Partially Finished Basement

  • Walk-Out Basement
  • Fireplace in Basement
  • 1 Bathroom in Basement

Schools

  • Cleveland Elementary School
  • West Side Middle School
  • Elkhart High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System

Listing and Financial Details

  • Assessor Parcel Number 20-05-03-126-002.000-005

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,190

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1977
  • Style: One Story
  • Architectural Style: Ranch, Walkout Ranch
  • Bedrooms: 3
  • Total Bathrooms: 3
  • Total Full Bathrooms: 2
  • Total Number of Half Bathrooms: 1
  • Legal Description: COBUS CREEK ACRES LOT 4 COBUS CREEK ACRES N PT LOT 6
  • Parcel Number ID: 20-05-03-126-002.000-005
  • Platted: Yes
  • Amenities: Countertops-Laminate, Eat-In Kitchen, Garage Door Opener, Formal Dining Room
  • Parcel Id2: 20-05-03-126-009.000-005
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3044
  • Total Finished Sq Ft: 2266
  • Above Grade Finished Sq Ft: 1546
  • Below Grade Finished Sq Ft: 720
  • Below Grade Sq Ft: 778
  • Basement: Yes
  • Basement Foundation: Walk-Out Basement, Partially Finished
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Basement
  • Fireplace: Yes
  • Flooring: Carpet, Vinyl
  • Living Great Room: Dimensions: 12x17, On Level: Main
  • Kitchen: Dimensions: 13x11, On Level: Main
  • Breakfast Room: Dimensions: 9x8, On Level: Main
  • Dining Room: Dimensions: 16x13, On Level: Main
  • Family Room: Dimensions: 26x21, On Level: Basement
  • Bedroom 1: Dimensions: 17x12, On Level: Main
  • Bedroom 2: Dimensions: 13x12, On Level: Main
  • Bedroom 3: Dimensions: 9x10, On Level: Main
  • Number Below Grade Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Number of Below Grade Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1498

Exterior Features

  • Exterior: Brick, Shingle
  • Roof Material: Shingle
  • Outbuilding1: Shed, Dimensions: 14x12
  • Water Frontage: 121

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x22
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Laundry: Dimensions: Basementx4, On Level: 12
  • Water Type: Creek
  • Well Type: Private

Schools

  • Elementary School: Cleveland

Lot Info

  • Lot Description: Level, Partially Wooded, Waterfront, 0-2.9999
  • Lot Dimensions: 140X127
  • Estimated Lot Sq Ft: 17860
  • Estimated Lot Size Acres: 0.41

Tax Info

  • Annual Taxes: 2190

Multi Family

  • Water Access: Channel Front/Canal

MLS Schools

  • High School: Elkhart
  • Middle School: West Side
  • School District: Elkhart Community Schools

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6 $700 $700 --
2022 $6 $700 $700 $0
2021 $6 $700 $700 $0
2020 $6 $700 $700 $0
2019 $7 $700 $700 $0
2018 $7 $700 $700 $0
2017 $15 $700 $700 $0
2016 $15 $700 $700 $0
2014 $16 $700 $700 $0
2013 $18 $700 $700 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/14/2025 10/14/25 Price Changed $280,000 -1.8% $124 / Sq Ft
09/18/2025 09/18/25 Price Changed $285,000 -1.7% $126 / Sq Ft
08/30/2025 08/30/25 Price Changed $290,000 -1.7% $128 / Sq Ft
06/27/2025 06/27/25 For Sale $295,000 -- $130 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Deed -- --
Deed -- --
Deed -- None Listed On Document
Deed -- None Listed On Document
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202524993

Indiana Regional MLS

APN: 20-05-03-126-009.000-005