5505 Stone Point Dr Mount Vernon, IN 47620
5
Beds
3.5
Baths
2,936
Sq Ft
1.21
Acres
Highlights
- Primary Bedroom Suite
- Ranch Style House
- Cathedral Ceiling
- Open Floorplan
- Backs to Open Ground
- Wood Flooring
About This Home
As of September 2024This beautiful brick ranch with a walk out basement and a 3 car attached garage is located in Waterstone Subdivision off Ford Road. The open floor plan is great for entertaining with a open dining room, great room and kitchen. The kitchen has a large island with a raised bar that contrasts with the painted cabinets. The kitchen also features a built in pantry with drawers, black stainless steel Kitchen Aid appliances and farmhouse lighting. The laundry room and half bathroom are off the kitchen. The master bedroom has tray ceiling with crown molding and features a large walk in closet and master bathroom. The bathroom has a jetted tub, separate shower and double vanity. On the other side of the main floor there are 3 additonal bedrooms and a full bathroom. The partially finished basement has a bedroom, full bathroom, large bar, family room area with a projector and tons of storage space. The backyard is over an acre and has a fenced area and large deck. The yard goes behind the fence to the trees. AHS Home Warranty included for buyers peace of mind
Last Agent to Sell the Property
ERA FIRST ADVANTAGE REALTY, INC Listed on: 07/12/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,048
Year Built
- Built in 2005
Lot Details
- 1.21 Acre Lot
- Backs to Open Ground
- Cul-De-Sac
- Rural Setting
- Property is Fully Fenced
- Aluminum or Metal Fence
- Landscaped
- Sloped Lot
Parking
- 3 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Ranch Style House
- Brick Exterior Construction
- Shingle Roof
Interior Spaces
- Open Floorplan
- Central Vacuum
- Crown Molding
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Gas Log Fireplace
- Entrance Foyer
- Living Room with Fireplace
- Formal Dining Room
- Laundry on main level
Kitchen
- Kitchen Island
- Stone Countertops
Flooring
- Wood
- Carpet
- Ceramic Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary Bedroom Suite
- Split Bedroom Floorplan
- Walk-In Closet
- Bathtub With Separate Shower Stall
- Garden Bath
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
- 1 Bathroom in Basement
- 1 Bedroom in Basement
Outdoor Features
- Covered patio or porch
Schools
- Marrs Elementary School
- Mount Vernon Middle School
- Mount Vernon High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- Septic System
Listing and Financial Details
- Assessor Parcel Number 65-13-34-320-005.000-019
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 28, 2024
Closed on
Sep 30, 2024
Sold by
Brown Ryan A
Bought by
Harmon Jayson and Harmon Erica
Seller's Agent
Christie Martin
ERA FIRST ADVANTAGE REALTY, INC
Buyer's Agent
Kathy Borkowski
ERA FIRST ADVANTAGE REALTY, INC
List Price
$625,000
Sold Price
$625,000
Views
7
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$63,640
Avg. Annual Appreciation
6.67%
Original Mortgage
$500,000
Outstanding Balance
$497,230
Interest Rate
6.46%
Mortgage Type
VA
Estimated Equity
$163,043
Purchase Details
Listed on
Jul 12, 2021
Closed on
Aug 12, 2021
Sold by
Johnson Timothy
Bought by
Brown Ryan A
Seller's Agent
Christie Martin
ERA FIRST ADVANTAGE REALTY, INC
Buyer's Agent
Christie Martin
ERA FIRST ADVANTAGE REALTY, INC
List Price
$425,000
Sold Price
$433,000
Premium/Discount to List
$8,000
1.88%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.48%
Original Mortgage
$368,000
Interest Rate
2.9%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 26, 2020
Sold by
Johnson Timothy and Johnson Kimberly
Bought by
Johnson Timothy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$313,000
Interest Rate
2.6%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Jun 19, 2017
Closed on
Jul 31, 2017
Sold by
Cain Josh and Cain Mandy
Bought by
Johnson Timothy and Johnson Kimberly
Seller's Agent
Jeremy Kempf
HELFRICH REALTY CO
Buyer's Agent
Trae Dauby
Dauby Real Estate
List Price
$367,500
Sold Price
$360,000
Premium/Discount to List
-$7,500
-2.04%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.85%
Original Mortgage
$328,050
Interest Rate
3.88%
Mortgage Type
VA
Purchase Details
Closed on
Mar 11, 2005
Sold by
Stephan John W and Stephan Gabrielle N
Bought by
Selke Dana S and Selke Audrey J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$238,900
Interest Rate
3.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Similar Homes in Mount Vernon, IN
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $625,000 | None Listed On Document | |
| Warranty Deed | $433,000 | None Available | |
| Warranty Deed | -- | Transtar National Title | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $500,000 | VA | |
| Previous Owner | $368,000 | New Conventional | |
| Previous Owner | $313,000 | Purchase Money Mortgage | |
| Previous Owner | $328,050 | VA | |
| Previous Owner | $200,000 | New Conventional | |
| Previous Owner | $237,900 | New Conventional | |
| Previous Owner | $29,700 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $243,000 | New Conventional | |
| Previous Owner | $22,800 | Future Advance Clause Open End Mortgage | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $238,900 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/30/2024 09/30/24 | Sold | $625,000 | 0.0% | $128 / Sq Ft |
| 08/30/2024 08/30/24 | Pending | -- | -- | -- |
| 08/28/2024 08/28/24 | For Sale | $625,000 | +44.3% | $128 / Sq Ft |
| 08/19/2021 08/19/21 | Sold | $433,000 | +1.9% | $147 / Sq Ft |
| 07/14/2021 07/14/21 | Pending | -- | -- | -- |
| 07/12/2021 07/12/21 | For Sale | $425,000 | +18.1% | $145 / Sq Ft |
| 07/28/2017 07/28/17 | Sold | $360,000 | -2.0% | $123 / Sq Ft |
| 06/27/2017 06/27/17 | Pending | -- | -- | -- |
| 06/19/2017 06/19/17 | For Sale | $367,500 | +7.5% | $125 / Sq Ft |
| 09/30/2016 09/30/16 | Sold | $342,000 | -2.3% | $116 / Sq Ft |
| 08/21/2016 08/21/16 | Pending | -- | -- | -- |
| 07/08/2016 07/08/16 | For Sale | $350,000 | -- | $119 / Sq Ft |
Source: Indiana Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,370 | $482,400 | $50,100 | $432,300 |
| 2023 | $3,838 | $438,800 | $46,400 | $392,400 |
| 2022 | $3,299 | $372,300 | $41,900 | $330,400 |
| 2021 | $3,069 | $341,800 | $35,400 | $306,400 |
| 2020 | $3,048 | $334,500 | $34,700 | $299,800 |
| 2019 | $2,754 | $309,800 | $33,100 | $276,700 |
| 2018 | $2,671 | $308,000 | $33,100 | $274,900 |
| 2017 | $2,509 | $302,200 | $31,500 | $270,700 |
| 2016 | $2,309 | $296,700 | $30,500 | $266,200 |
| 2014 | $2,384 | $315,600 | $36,900 | $278,700 |
| 2013 | $2,384 | $321,500 | $36,900 | $284,600 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Christie Martin
ERA FIRST ADVANTAGE REALTY, INC
(812) 455-6789
354 Total Sales
-
Buyer's Agent in 2024
Kathy Borkowski
ERA FIRST ADVANTAGE REALTY, INC
(812) 499-1051
206 Total Sales
-
J
Seller's Agent in 2017
Jeremy Kempf
HELFRICH REALTY CO
(812) 598-0546
20 Total Sales
-
Buyer's Agent in 2017
Trae Dauby
Dauby Real Estate
(812) 213-4859
1,526 Total Sales
-
Seller's Agent in 2016
Wayne Ellis
@properties
(812) 626-0169
11 Total Sales
Map
Source: Indiana Regional MLS
MLS Number: 202127657
APN: 65-13-34-320-005.000-019
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