NOT LISTED FOR SALE

5509 Waters Edge Mineral, VA 23117

Margo Neighborhood

Estimated Value: $1,509,000 - $1,667,210

4 Beds
3.5 Baths
3,738 Sq Ft
$430/Sq Ft Est. Value

Last Sold June 21, 2021

Last sale price $1,275,000 $341 Per Sq Ft

Est. 26% increase in value since last sale

Current estimated payment $9,171/month

Highlights

  • Boathouse
  • Docks
  • Boat Ramp
  • Lake Front
  • Water Access
  • Boat Lift

About This Home

As of June 2021

Enjoy some of the best, wide open views of the lake in this gorgeous waterfront retreat located on Lake Anna's public side of the lake. Boasting over 4,600+ Sqft with 4 BDRMS, 3.5 BTHS & a bonus room that could be used for additional sleeping. Family room with vaulted ceiling, built in shelving & a gas fireplace. Gourmet kitchen with center island, breakfast bar & stainless appliances. Breakfast room & a separate dining room. Spacious lakeside, main level master suite has a walk in closet, separate vanities & a tiled shower. Walkout basement offers a living room with gas fireplace, rec room, bedroom, full bath, bonus room & a utility/storage room. You will love the large two story maintenance free boathouse with electric lift, jet ski pad & 1 manual jet ski lift. Upper level sun deck & covered lower level with a diving board makes the perfect place for relaxing & for entertaining (6.5-7 ft deep at end of boat dock). 125 ft of premium bulkhead water frontage & located across from the state park. 2 car attached garage, paved driveway & professionally landscaped yard. 8x20 shed & 8x12 shed both convey! Solar panels just installed in 2020 & the furniture also conveys!

Last Agent to Sell the Property

Grayson Hoffman

Lake Anna Island Realty License #0225236765 Listed on: 03/22/2021

Last Buyer's Agent

Non-Member Non-Member

Non MLS Member

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,871

Year Built

  • Built in 2017 | Newly Remodeled

Lot Details

  • 1 Acre Lot
  • Lake Front
  • Cul-De-Sac
  • Landscaped
  • Wooded Lot
  • Zoning described as RR

HOA Fees

  • $25 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 3,738 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Bookcases
  • Ceiling Fan
  • Recessed Lighting
  • 2 Fireplaces
  • Gas Fireplace
  • Sliding Doors
  • Separate Formal Living Room
  • Dining Area
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Oven
  • Stove
  • Range Hood
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Wood
  • Partially Carpeted
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • En-Suite Primary Bedroom
  • Walk-In Closet
  • Double Vanity

Laundry

  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Outdoor Features

  • Water Access
  • Boat Lift
  • Boat Ramp
  • Boathouse
  • Docks
  • Deck
  • Patio
  • Shed
  • Front Porch

Schools

  • Livingston Elementary School
  • Post Oak Middle School
  • Spotsylvania High School

Utilities

  • Central Air
  • Heating System Uses Propane
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 68C2-6-

Community Details

Recreation

  • Community Bulkhead

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,871

Year Built

Built in 2017 | Newly Remodeled

Lot Details

0

HOA Fees

$25 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2017
  • Property Attached Yn: No
  • Lot Size Acres: 1.0
  • Water Body Name: Lake Anna
  • Ownership: Individuals
  • Subdivision Name: None
  • Architectural Style: Contemporary
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: New
  • ResoBuildingAreaSource: Assessor
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 910.0
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Ceramic Tile, Partially Carpeted, Wood
  • Basement: Full, Interior Entry, Walk-Out Access
  • Appliances: Dryer, Dishwasher, Electric Water Heater, Microwave, Oven, Refrigerator, Range Hood, Stove, Washer
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 1414.0
  • Door Features: Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 2
  • Fireplace: Yes
  • Interior Amenities: Bookcases, Built-in Features, Bedroom on Main Level, Breakfast Area, Ceiling Fan(s), Dining Area, Separate/Formal Dining Room, Double Vanity, Kitchen Island, Bath in Primary Bedroom, Main Level Primary, Pantry, Recessed Lighting, Solid Surface Counters, Walk-In Closet(s)
  • Living Area: 3738.0
  • Stories: 2
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Shingle
  • Lot Features: Cul-De-Sac, Landscaped, Wooded, Waterfront
  • Pool Features: None
  • View: Water
  • View: Yes
  • Waterfront Features: Lake, Lake Front, Water Access, Boat Ramp/Lift Access, Waterfront
  • Waterfront: Yes
  • Disclosures: Seller Disclosure
  • Construction Type: Block, Drywall, Vinyl Siding
  • Exterior Features: Boat Lift, Deck, Dock, Porch, Storage, Shed
  • Other Structures: Boat House
  • Patio And Porch Features: Front Porch, Patio, Deck, Porch
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Attached, Direct Access, Garage, Garage Door Opener

Utilities

  • Heating: Electric, Heat Pump, Propane
  • Cooling: Central Air, Electric
  • Sewer: Septic Tank
  • Water Source: Well
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Bulkhead
  • Association Fee: 300.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas, Water Access

Schools

  • Middle Or Junior School: Post Oak

Lot Info

  • Parcel Number: 68C2-6-
  • Zoning Description: RR
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2020
  • Tax Annual Amount: 6871.0
  • Tax Lot: 6

MLS Schools

  • Elementary School: Livingston
  • High School: Spotsylvania

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 3, 2022
Sold by
Spear Ronald L
Bought by
Spear Living Trust
Current Estimated Value
$1,608,303

Purchase Details

Listed on
Mar 22, 2021
Closed on
Jun 10, 2021
Sold by
Canada Ronald L and Canada Ursula M
Bought by
Spear Karin H and Spear Ronald L
Seller's Agent
Grayson Hoffman
Lake Anna Island Realty
Buyer's Agent
Non-Member Non-Member
Non MLS Member
List Price
$1,275,000
Sold Price
$1,275,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.48%
Original Mortgage
$956,250
Interest Rate
2.9%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spear Living Trust -- Johnson Jeremy C
Spear Karin H $1,275,000 Dominion Capital Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Spear Karin H $956,250
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/21/2021 06/21/21 Sold $1,275,000 0.0% $341 / Sq Ft
03/22/2021 03/22/21 Pending -- -- --
03/22/2021 03/22/21 For Sale $1,275,000 -- $341 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,534 $1,162,200 $330,000 $832,200
2024 $8,534 $1,162,200 $330,000 $832,200
2023 $7,673 $994,300 $302,500 $691,800
2022 $7,335 $994,300 $302,500 $691,800
2021 $6,871 $848,900 $262,500 $586,400
2020 $6,871 $848,900 $262,500 $586,400
2019 $6,878 $811,700 $262,500 $549,200
2018 $6,761 $811,700 $262,500 $549,200
2017 $3,315 $390,000 $262,500 $127,500
2016 $2,951 $518,600 $262,500 $256,100
2015 -- $516,500 $262,500 $254,000
2014 -- $516,500 $262,500 $254,000
Source: Public Records

Agents Affiliated with this Home

  • G

    Seller's Agent in 2021

    Grayson Hoffman

    Lake Anna Island Realty

    Section Image

  • N

    Buyer's Agent in 2021

    Non-Member Non-Member

    Non MLS Member

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Map

Source: Central Virginia Regional MLS

MLS Number: 2106654

Central Virginia Regional MLS

APN: 68C-2-6

Virginia Spotsylvania County Mineral 23117 Margo

5509 Waters Edge, Mineral, VA

This home is located at 5509 Waters Edge, Mineral, VA 23117 since 22 March 2021 and is currently estimated at $1,608,303, approximately $430 per square foot. This property was built in 2017. 5509 Waters Edge is a home located in Spotsylvania County with nearby schools including Livingston Elementary School, Post Oak Middle School, and Spotsylvania High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Virginia Regional MLS All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.

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