B
Seller's Agent in 2025
Brooke Wood
Limestone Creek Properties LLC
(315) 682-7197
2 in this area
3 Total Sales
551 W Cottage Ln de Ruyter, NY 13052
4
Beds
1.5
Baths
960
Sq Ft
0.33
Acres
Highlights
- Lake Front
- Access to a Dock
- Main Floor Bedroom
- Beach Access
- Wood Flooring
- Separate Formal Living Room
About This Home
As of August 2025Escape to the Lake! Located on the sought-after west side of DeRuyter Lake, this classic three-season cottage offers 57 feet of pristine waterfront and everything you need for unforgettable summers. The main camp features 2 bedrooms and 1 full bath, an open living/kitchen area, and a cozy enclosed porch with stunning lake views—the perfect spot for morning coffee, rainy day card games, or watching the sunset. Just steps away, a separate bunkhouse provides 2 additional bedrooms and a half bath—ideal for guests, kids, or extended family. The .33-acre lot is manageable, with mature trees and expansive lake views. Easy steps lead directly into the water, offering convenient access for swimming, paddling, or launching a kayak—making it a true lake lover’s retreat. Bonus features include a full, unfinished basement with laundry (washer & dryer included), and plenty of storage space for all your water toys. This is the kind of lakefront property that rarely hits the market—low-maintenance, high-enjoyment, and ready for your next chapter of lakeside living.
Last Agent to Sell the Property
Listing by Limestone Creek Properties LLC Brokerage Email: SeanFHagan@aol.com License #10401382812 Listed on: 06/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,519
Year Built
- Built in 1940
Lot Details
- 0.33 Acre Lot
- Lot Dimensions are 60x135
- Lake Front
- Cul-De-Sac
- Rectangular Lot
Parking
- No Garage
Home Design
- Cottage
- Block Foundation
- Wood Siding
Interior Spaces
- 960 Sq Ft Home
- 1-Story Property
- Separate Formal Living Room
- Property Views
Kitchen
- Country Kitchen
- Electric Oven
- Electric Range
- Microwave
Flooring
- Wood
- Carpet
- Laminate
Bedrooms and Bathrooms
- 4 Main Level Bedrooms
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Walk-Out Basement
- Basement Fills Entire Space Under The House
Outdoor Features
- Beach Access
- Access to a Dock
Schools
- Deruyter Elementary School
- Deruyter High School
Utilities
- Forced Air Heating System
- Heating System Uses Propane
- Well
- Electric Water Heater
- Septic Tank
- High Speed Internet
- Cable TV Available
Listing and Financial Details
- Tax Lot 13
- Assessor Parcel Number 252489-176-005-0001-013-000-0000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jul 10, 1997
Sold by
Carley Marilyn J
Bought by
Drake Herbert W and Drake Barbara G
Purchase Details
Closed on
Jun 14, 1988
Sold by
State Of New York
Bought by
Carley Marilyn J
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $65,000 | -- | |
| Deed | $697 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $53,000 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/15/2025 08/15/25 | Sold | $449,900 | 0.0% | $469 / Sq Ft |
| 06/26/2025 06/26/25 | Pending | -- | -- | -- |
| 06/23/2025 06/23/25 | For Sale | $449,900 | -- | $469 / Sq Ft |
Source: Central New York Information Services
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,423 | $145,000 | $99,000 | $46,000 |
| 2023 | $5,278 | $145,000 | $99,000 | $46,000 |
| 2022 | $5,116 | $145,000 | $99,000 | $46,000 |
| 2021 | $4,974 | $145,000 | $99,000 | $46,000 |
| 2020 | $4,900 | $145,000 | $99,000 | $46,000 |
| 2019 | -- | $145,000 | $99,000 | $46,000 |
| 2018 | $4,654 | $145,000 | $99,000 | $46,000 |
| 2017 | $4,961 | $145,000 | $99,000 | $46,000 |
| 2016 | $4,908 | $145,000 | $99,000 | $46,000 |
| 2015 | -- | $145,000 | $99,000 | $46,000 |
Source: Public Records
Agents Affiliated with this Home
-
Brooke Wood
-
R. Matthew Ragan
Buyer's Agent in 2025
R. Matthew Ragan
Howard Hanna
(315) 399-7767
1 in this area
325 Total Sales
Map
Source: Central New York Information Services
MLS Number: S1617238
APN: 252489-176-005-0001-013-000-0000
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