NOT LISTED FOR SALE

Estimated Value: $523,000 - $619,000

4 Beds
2 Baths
2,456 Sq Ft
$229/Sq Ft Est. Value

Last Sold March 15, 2021

Last sale price $419,900 $171 Per Sq Ft

Est. 34% increase in value since last sale

Current estimated payment $3,670/month

1 Day on Market

Highlights

  • Lake Front
  • Traditional Architecture
  • Community Pool
  • Freeport Middle School Rated A-
  • Great Room
  • Tennis Courts

About This Home

As of March 2021

Beautiful 4 Bdrm/2 Bath lake front all brick home in Hammock Bay. Custom upgrades include; ceiling height kitchen cabinets and stone backsplash, tile plank flooring thru most of home, crown molding throughout house to include bathrooms and laundry room, recessed arched bookshelf with glass shelves, full height tiled showers with frameless glass, cabinetry in laundry room, oversized master shower, kitchen island with seating, storm doors front and rear, cased windows, 4 season Florida room with HVAC, R50 insulation in attic, lighted outdoor patio with brick ledges and a privacy wall, gutters, well water irrigation, and mature landscaping. The house comes with all upgraded appliances (including washer/dryer), alarm system, 7 ceiling fans, upgraded lighting, curtains and blinds, lots of shelving in every closet and in the garage, cell signal booster, patio and Florida room furniture. Community amenities include: 3 pools, tennis, pickleball, theatre, basketball, new gym and much more!

Last Agent to Sell the Property

Cliff Glansen

Flatfee.Com License #707077 Listed on: 01/19/2021

Last Buyer's Agent

Rebecca Wilcoxon

Keller Williams Realty Destin License #3446666

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,349

Year Built

  • Built in 2016

Lot Details

  • Lot Dimensions are 132x77
  • Lake Front

HOA Fees

  • $161 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Dimensional Roof
  • Composition Shingle Roof

Interior Spaces

  • 2,456 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Great Room
  • Lake Views
  • Pull Down Stairs to Attic

Kitchen

  • Walk-In Pantry
  • Gas Oven or Range
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Wall to Wall Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 2 Full Bathrooms
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Built-In Barbecue

Schools

  • Freeport Elementary And Middle School
  • Freeport High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Phone Available

Listing and Financial Details

  • Assessor Parcel Number 17-1S-19-23080-000-0800

Community Details

Overview

  • Whispers In Hammock Bay Subdivision

Recreation

  • Tennis Courts
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,349

Year Built

Built in 2016

Lot Details

0

HOA Fees

$161 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 132x77
  • Road Surface Type: Paved
  • Subdivision Name: Whispers in Hammock Bay
  • Directions: Take Florida State 20 to the entrance of the Hammock Bay community. Turn onto Great Hammock bend and travel 0.8 miles. Turn right into the Whispers subdivision. At dead end, turn left and house is immediately on the right.
  • Architectural Style: Traditional
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2016
  • ResoBuildingAreaSource: Appraiser
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Refrigerator, Stove/Oven Gas, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Interior Amenities: Floor Tile, Floor WW Carpet New, Kitchen Island, Pantry, Pull Down Stairs
  • Appliances Dishwasher: Yes
  • Appliances:StoveOven Gas: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Lake
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Construction Type: Brick, Roof Dimensional Shg, Slab
  • Exterior Features: BBQ Pit/Grill
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • ConstructionSiding:Brick: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Cooling Y N: Yes
  • Heating: Natural Gas
  • Heating Yn: Yes
  • Utilities: Phone, Public Sewer, Public Water

Condo/Co-op/Association

  • Community Features: Exercise Room, Pool, Tennis
  • Association #2 Fee: 482.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Schools

  • Elementary School: Freeport
  • High School: Freeport
  • Middle Or Junior School: Freeport

Lot Info

  • Parcel #: 17-1S-19-23080-000-0800
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 3348.62
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 19, 2021
Closed on
Mar 15, 2021
Sold by
Lyday Linda Givens
Bought by
Matthews Jack B and Matthews Cheryl Ann
Seller's Agent
Cliff Glansen
Flatfee.Com
Buyer's Agent
Rebecca Wilcoxon
Keller Williams Realty Destin
List Price
$419,900
Sold Price
$419,900
Current Estimated Value
$561,701

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$141,801
Avg. Annual Appreciation
6.61%
Original Mortgage
$335,920
Outstanding Balance
$304,530
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$247,314

Purchase Details

Closed on
Dec 23, 2019
Sold by
Lyday Linda and Linda Lyday Revocable Trust
Bought by
Lyday Linda Givens

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,000
Interest Rate
3.25%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 9, 2016
Closed on
Dec 30, 2016
Sold by
Dr Horton Inc
Bought by
Linda Lyday Revocable Trust
Seller's Agent
Alanna Welch
DR Horton Realty of Northwest Florida LLC
Buyer's Agent
Nathan Abbott Team
ResortQuest Real Estate
List Price
$293,661
Sold Price
$293,661

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.73%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Matthews Jack B $419,900 Setco Services Llc
Lyday Linda Givens -- Accommodation
Linda Lyday Revocable Trust $293,661 Dhi Title Of Florida Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Matthews Jack B $75,000
Open Matthews Jack B $335,920
Previous Owner Lyday Linda Givens $210,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/15/2021 03/15/21 Sold $419,900 0.0% $171 / Sq Ft
01/20/2021 01/20/21 Pending -- -- --
01/19/2021 01/19/21 For Sale $419,900 +43.0% $171 / Sq Ft
12/30/2016 12/30/16 Sold $293,661 0.0% $129 / Sq Ft
05/09/2016 05/09/16 Pending -- -- --
05/09/2016 05/09/16 For Sale $293,661 +1151.2% $129 / Sq Ft
02/16/2012 02/16/12 Sold $23,471 0.0% --
02/14/2012 02/14/12 Pending -- -- --
02/14/2012 02/14/12 For Sale $23,471 -- --
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,558 $397,034 -- --
2023 $4,558 $385,470 $0 $0
2022 $4,328 $374,243 $53,993 $320,250
2021 $3,223 $279,790 $44,976 $234,814
2020 $3,463 $251,456 $38,068 $213,388
2019 $3,349 $243,914 $36,960 $206,954
2018 $2,473 $218,728 $0 $0
2017 $2,413 $213,733 $34,776 $178,957
2016 $388 $28,553 $0 $0
2015 $359 $26,136 $0 $0
2014 $363 $26,136 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 862762

Emerald Coast Association of REALTORS®

APN: 17-1S-19-23080-000-0800