NOT LISTED FOR SALE

55186 County Road 8 Middlebury, IN 46540

Estimated Value: $384,000 - $535,000

4 Beds
5 Baths
3,432 Sq Ft
$140/Sq Ft Est. Value

Last Sold September 21, 2021

Last sale price $405,000 $118 Per Sq Ft

Est. 19% increase in value since last sale

Current estimated payment $2,966/month

114 Days on Market

Highlights

  • 50 Feet of Waterfront
  • Primary Bedroom Suite
  • Living Room with Fireplace
  • In Ground Pool
  • Open Floorplan
  • Traditional Architecture

About This Home

As of September 2021

Are you looking for FUN IN THE SUN?!!! This well loved 2 story home is sitting on the Little Elkhart River a mile from Downtown Middlebury features a custom Kitchen from Elite Kitchens, Granite counters in Main Level and Lower level kitchens, hickory hardwood flooring, newer wood stairs and wrought-iron railing, over sized 2 car garage with a 2 car (man cave) under the garage. 4 large bedrooms, 3 full baths, 2 half baths, a walk-out lower level, 2 gas stone fireplaces, ML laundry, ML Master en-suite, irrigation system, Hot Tub, 18x36 in-ground pool. Maintenance free decking over-looking pool and river.

Last Agent to Sell the Property

Toni Bontrager

Berkshire Hathaway HomeServices Elkhart Listed on: 05/29/2021

Berkshire Hathaway HomeServices Elkhart

Last Buyer's Agent

Cody Carlson

Cressy & Everett- Elkhart

Cressy & Everett- Elkhart

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,439

Year Built

  • Built in 1960

Lot Details

  • 1.27 Acre Lot
  • 50 Feet of Waterfront
  • River Front
  • Backs to Open Ground
  • Rural Setting
  • Property has an invisible fence for dogs
  • Landscaped
  • Irregular Lot
  • Sloped Lot
  • Irrigation

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Traditional Architecture
  • Stone Exterior Construction
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Woodwork
  • Ceiling Fan
  • Ventless Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Great Room
  • Living Room with Fireplace
  • 2 Fireplaces
  • Workshop
  • Wood Flooring
  • Storage In Attic
  • Fire and Smoke Detector

Kitchen

  • Kitchenette
  • Eat-In Kitchen
  • Breakfast Bar
  • Kitchen Island
  • Stone Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry on main level
  • Gas Dryer Hookup

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • 1 Bathroom in Basement
  • Natural lighting in basement

Pool

  • In Ground Pool
  • Spa

Schools

  • York Elementary School
  • Northridge Middle School
  • Northridge High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • The river is a source of water for the property
  • Private Company Owned Well
  • Well
  • Septic System
  • Cable TV Available

Community Details

  • Community Pool

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 20-08-04-226-004.000-034

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,439

Year Built

Built in 1960

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1960
  • Age: 61
  • Style: Two Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 14
  • Total Number of Rooms Below Grade: 7
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 5
  • Total Full Bathrooms: 3
  • Total Number of Half Bathrooms: 2
  • Legal Description: PT OF NE1/4 630.53FT ON CR 8; SEC 4; 1.27A
  • Parcel Number ID: 20-08-04-226-004.000-034
  • Platted: Yes
  • Amenities: Hot Tub/Spa, 1st Bdrm En Suite, Attic Storage, Breakfast Bar, Cable Available, Ceiling Fan(s), Closet(s) Walk-in, Countertops-Stone, Deck Open, Detector-Smoke, Disposal, Dryer Hook Up Gas, Eat-In Kitchen, Garage Door Opener, Home Warranty Included, Irrigation System, Kitchen Island, Landscaped, Natural Woodwork, Open Floor Plan, Six Panel Doors, Twin Sink Vanity, Kitchenette, Stand Up Shower, Tub/Shower Combination, Workshop, Main Level Bedroom Suite, Great Room, Main Floor Laundry, Custom Cabinetry
  • Location: Rural
  • Sp Lp Percent: 90.02
  • Year Taxes Payable: 2021
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 4323
  • Total Finished Sq Ft: 3432
  • Above Grade Finished Sq Ft: 2432
  • Below Grade Finished Sq Ft: 1000
  • Below Grade Sq Ft: 891
  • Price Per Sq Ft: 166.53
  • Basement: Yes
  • Basement Foundation: Daylight, Full Basement, Walk-Out Basement, Finished
  • Number Of Fireplaces: 2
  • Fireplace: Family Rm, Living/Great Rm, Fireplace Insert, Ventless
  • Fireplace: Yes
  • Flooring: Hardwood Floors
  • Living Great Room: Dimensions: 21x16, On Level: Main
  • Kitchen: Dimensions: 24x14, On Level: Main
  • Family Room: Dimensions: 26x13, On Level: Lower
  • Extra Room: BONUS, Dimensions: 10x9, On Level: Lower
  • Bedroom 1: Dimensions: 14x15, On Level: Main
  • Bedroom 2: Dimensions: 17x14, On Level: Upper
  • Bedroom 3: Dimensions: 17x12, On Level: Upper
  • Bedroom 4: Dimensions: 17x13, On Level: Upper
  • Other Room1: DOWNSTAIRS KITCHEN, Dimensions: 9x16, On Level: Lower
  • Other Room 2: BONUS ROOM, Dimensions: 13x9, On Level: Lower
  • Loft: Dimensions: 14x14, On Level: Upper
  • Number Below Grade Bathrooms: 1
  • Number of Main Level Full Bathrooms: 1
  • Number of Below Grade Half Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1
  • Total Below Grade Sq Ft: 1891

Exterior Features

  • Exterior: Stone, Vinyl
  • Outbuilding1: Garden Shed, Dimensions: 12x10
  • Pool: Below Ground
  • Pool: Yes
  • Fence: Pet Fence
  • Water Frontage: 50
  • Water Name: Little Elkhart River

Garage/Parking

  • Driveway: Asphalt
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 24x24
  • Garage Sq Ft: 576
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Water Type: River
  • Well Type: Private

Schools

  • School District: Middlebury Community Schools
  • Elementary School: York
  • Middle School: Northridge
  • High School: Northridge
  • Elementary School: York

Lot Info

  • Lot Description: Irregular, Slope, Waterfront
  • Lot Dimensions: IRREGULAR
  • Estimated Lot Sq Ft: 55321
  • Estimated Lot Size Acres: 1.27

Tax Info

  • Annual Taxes: 3439.42
  • Exemptions: Homestead, Mortgage

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Northridge
  • Middle School: Northridge
  • School District: Middlebury Community Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 29, 2021
Closed on
Sep 21, 2021
Sold by
Bontrager Toni M
Bought by
Richards Aaron S and Richards Danielle M
Seller's Agent
Toni Bontrager
Berkshire Hathaway HomeServices Elkhart
Buyer's Agent
Cody Carlson
Cressy & Everett- Elkhart
List Price
$449,900
Sold Price
$405,000
Premium/Discount to List
-$44,900
-9.98%
Current Estimated Value
$481,851

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$76,851
Avg. Annual Appreciation
4.45%
Original Mortgage
$324,000
Outstanding Balance
$298,645
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$182,335

Purchase Details

Closed on
Nov 9, 2016
Sold by
Bontrager Tony A
Bought by
Bontrager Toni M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
3.52%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Richards Aaron S -- Meridian Title Corp
Bontrager Toni M -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Richards Aaron S $43,000
Open Richards Aaron S $324,000
Previous Owner Bontrager Toni M $228,000
Previous Owner Bontrager Tony A $264,000
Previous Owner Bontrager Tony A $264,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/21/2021 09/21/21 Sold $405,000 -10.0% $118 / Sq Ft
09/20/2021 09/20/21 Pending -- -- --
08/16/2021 08/16/21 For Sale $449,900 0.0% $131 / Sq Ft
08/08/2021 08/08/21 Pending -- -- --
07/07/2021 07/07/21 Price Changed $449,900 -5.2% $131 / Sq Ft
06/04/2021 06/04/21 Price Changed $474,500 -4.1% $138 / Sq Ft
05/29/2021 05/29/21 For Sale $495,000 -- $144 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,323 $426,600 $46,800 $379,800
2022 $3,424 $360,200 $46,800 $313,400
2021 $3,629 $321,900 $46,800 $275,100
2020 $3,439 $301,700 $46,800 $254,900
2019 $3,121 $278,500 $46,800 $231,700
2018 $2,952 $263,000 $46,800 $216,200
2017 $2,808 $243,600 $46,800 $196,800
2016 $2,555 $234,800 $46,800 $188,000
2014 $2,361 $214,000 $37,000 $177,000
2013 $2,422 $209,200 $37,000 $172,200
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202120084

Indiana Regional MLS

APN: 20-08-04-226-004.000-034