$400,000
SOLD NOV 26, 2025

5520 Upshur Square Frederick, MD 21703

3 Beds
2.5 Baths
1,840 Sq Ft
$83/mo HOA Fee

Recently Sold

$217 Per Sq Ft

4 Days on Market

Highlights

  • Open Floorplan
  • Colonial Architecture
  • Wood Flooring
  • Ballenger Creek Elementary Rated A-
  • Backs to Trees or Woods
  • Attic

About This Home

As of November 2025

**ACCEPTING BACKUP OFFERS**
Tucked away in one of Frederick County’s most central and amenity-rich communities, this beautifully maintained three-level townhome has been loved and cared for by its original owner since construction, offering a rare combination of thoughtful updates, meticulous upkeep, and a home that truly feels special. This home tells a story of price, care, and every day joy. Perfectly positioned within the community, the home enjoys a premium location backing to trees, providing an abundance of privacy and peaceful natural views rarely found in townhome living. Step outside through French doors from the kitchen and dining area to your wonderful fully fenced backyard and expansive rear deck—an inviting retreat ideal for morning coffee, al fresco dining, or quiet evenings under the stars. Inside, the bright and open main level welcomes you with soaring 9-foot ceilings throughout and generous natural light, creating an airy, open atmosphere ideal for both everyday living and effortless entertaining. The well-appointed kitchen features timeless finishes, ample cabinetry, and a cozy breakfast nook overlooking the serene backyard. Upstairs, discover comfortable, sunlit bedrooms, including a primary suite with vaulted ceilings and a private en-suite bathroom, complete with generous closet space. The finished lower level serves as a cozy family or flex room and includes roughed-in plumbing for a future bathroom, offering simple and practical additional space. This home has also received significant updates for added peace of mind, including a newer roof (replaced in 2015 with architectural shingles and a 30-year transferable warranty) and a complete water line replacement in 2019, covering both the public and private sides—substantial improvements ensuring efficiency and reliability for years to come. Set in the vibrant Ballenger Creek community, this home blends tranquility with convenience—just minutes from commuter routes, shopping, dining, parks, and walking distance to top-rated schools. Residents enjoy access to numerous Ballenger Creek amenities, including pools, sports courts and field, walking and hiking trails through the communities and along the creek itself, recreation centers, and playgrounds, making this home as convenient as it is enjoyable. The property also includes two assigned parking spaces, adding everyday ease and convenience. With only one owner, years of devoted care, soaring ceilings, thoughtful updates and upgrades, a serene private setting backing to trees, and access to fantastic community amenities, this meticulously maintained home is ready to welcome its next chapter—yours.

Last Agent to Sell the Property

Sarah Reynolds

(703) 844-3425 info@empowerhome.com Keller Williams Realty License #0225174916 Listed on: 11/05/2025

Keller Williams Realty

Last Buyer's Agent

Anthony Verdi

(301) 514-2403 ericverdi.impact@gmail.com IMPACT Maryland Real Estate

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,366

Year Built

  • Built in 1998

Lot Details

  • 1,600 Sq Ft Lot
  • Property is Fully Fenced
  • Privacy Fence
  • Backs to Trees or Woods

HOA Fees

  • $83 Monthly HOA Fees

Home Design

  • Colonial Architecture
  • Traditional Architecture
  • Architectural Shingle Roof
  • Vinyl Siding
  • Brick Front

Interior Spaces

  • Property has 3 Levels
  • Open Floorplan
  • Ceiling Fan
  • Window Treatments
  • Attic

Kitchen

  • Stove
  • Microwave
  • Ice Maker
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Connecting Stairway
  • Sump Pump
  • Rough-In Basement Bathroom

Parking

  • Parking Lot
  • 2 Assigned Parking Spaces

Schools

  • Ballenger Creek Elementary And Middle School
  • Tuscarora High School

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 1118
  • Assessor Parcel Number 1128580673

Community Details

Overview

  • Association fees include trash, snow removal, road maintenance, parking fee, common area maintenance
  • Ballenger Crossing HOA
  • Ballenger Crossing Subdivision
  • Property Manager

Amenities

  • Common Area
  • Community Center
  • Meeting Room
  • Recreation Room

Recreation

  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Community Playground
  • Community Pool
  • Dog Park
  • Jogging Path
  • Bike Trail

Pet Policy

  • Pets Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,366

Year Built

Built in 1998

Lot Details

0

HOA Fees

$83 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Interior Row/Townhouse
  • Architectural Style: Colonial, Traditional
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 11/5/2025 12:00:00 AM
  • Year Built: 1998
  • Automatically Close On Close Date: No
  • Special Features: VirtualTour
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dryer, Washer, Dishwasher, Disposal, Microwave, Refrigerator, Icemaker, Stove
  • Flooring Type: Hardwood, Carpet, Luxury Vinyl Plank
  • Interior Amenities: Attic, Carpet, Ceiling Fan(s), Floor Plan - Open, Kitchen - Island, Pantry, Upgraded Countertops, Walk-In Closet(s), Window Treatments
  • Fireplace: No
  • Foundation Details: Other
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Partially Finished, Connecting Stairway, Sump Pump, Rough Bath Plumb
  • Total Sq Ft: 1840
  • Living Area Sq Ft: 1840
  • Price Per Sq Ft: 322.58
  • Above Grade Finished Sq Ft: 1240
  • Below Grade Finished Sq Ft: 600
  • Total Below Grade Sq Ft: 600
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front, Vinyl Siding
  • Roof: Architectural Shingle
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Assigned Spaces Count: 2
  • Garage: No
  • Parking Features: Assigned
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 83.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Bike Trail, Common Grounds, Community Center, Dog Park, Jog/Walk Path, Meeting Room, Pool - Outdoor, Recreational Center, Soccer Field, Swimming Pool, Tennis Courts, Tot Lots/Playground
  • HOA Condo Co-Op Fee Includes: Trash, Snow Removal, Road Maintenance, Parking Fee, Common Area Maintenance
  • HOA Name: BALLENGER CROSSING
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: Listing Agent
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: BALLENGER CREEK
  • High School: TUSCARORA
  • Middle Or Junior School: BALLENGER CREEK

Lot Info

  • Fencing: Fully, Privacy
  • Lot Features: Backs To Trees
  • Lot Size Acres: 0.04
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 1600.00
  • Zoning: PUD
  • In City Limits: No

Rental Info

  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 3366.00
  • Assessor Parcel Number: 1128580673
  • Tax Lot: 1118
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 5, 2025
Closed on
Nov 24, 2025
Sold by
Schrider Donna F
Bought by
Sayler Llc
Seller's Agent
Sarah Reynolds
Keller Williams Realty
Buyer's Agent
Anthony Verdi
IMPACT Maryland Real Estate
List Price
$400,000
Sold Price
$400,000
Views
36

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-24.24%

Purchase Details

Closed on
Jul 24, 1998
Sold by
Nvr Homes Inc
Bought by
Schrider Donna F
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $400,000 Lawyers Signature Settlements
Deed $126,050 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/26/2025 11/26/25 Sold $400,000 0.0% $217 / Sq Ft
11/09/2025 11/09/25 Pending -- -- --
11/05/2025 11/05/25 For Sale $400,000 -- $217 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,080 $277,700 $85,000 $192,700
2024 $3,080 $259,467 $0 $0
2023 $2,815 $241,233 $0 $0
2022 $2,678 $223,000 $80,000 $143,000
2021 $2,536 $216,900 $0 $0
2020 $2,536 $210,800 $0 $0
2019 $2,465 $204,700 $63,400 $141,300
2018 $2,481 $204,167 $0 $0
2017 $2,453 $204,700 $0 $0
2016 $2,246 $203,100 $0 $0
2015 $2,246 $198,767 $0 $0
2014 $2,246 $194,433 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDFR2072766

Bright MLS

APN: 28-580673