NOT LISTED FOR SALE

5522 Harford St Churchton, MD 20733

Estimated Value: $567,499 - $650,000

4 Beds
2.5 Baths
2,160 Sq Ft
$273/Sq Ft Est. Value

Last Sold March 05, 2021

Last sale price $449,900 $208 Per Sq Ft

Est. 31% increase in value since last sale

Current estimated payment $3,599/month

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Public Beach
  • Beach
  • Canoe or Kayak Water Access
  • Fishing Allowed

About This Home

As of March 2021

Come and enjoy the Chesapeake Bay lifestyle. Wake up and enjoy your morning coffee from your private owners bedroom balcony with a peek of the Chesapeake Bay. Move in ready with new carpet, freshly painted through out. Owners bath with soaking tub, double vanity, separate shower, ceramic tile floor. Main level offers hardwood floors through out, kitchen with granite countertops, breakfast bar, ss appliances, bright & sunny living room with gas fireplace, water conditioner (owned), solar panels are owned and provides low electric bills, electric car charging station. Walk to community piers, beach, playground & boat ramp. Home qualifies for USDA 100% financing.

Last Agent to Sell the Property

Ray Mudd

Schwartz Realty, Inc. Listed on: 01/04/2021

Last Buyer's Agent

William Rabbitt

The Southside Group Real Estate License #0226038771

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,190

Year Built

  • Built in 2009

Lot Details

  • 7,500 Sq Ft Lot
  • Home fronts navigable water
  • Public Beach
  • Level Lot
  • Property is in very good condition
  • Property is zoned R5

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Colonial Architecture
  • Vinyl Siding

Interior Spaces

  • 2,160 Sq Ft Home
  • Property has 2 Levels
  • Open Floorplan
  • Gas Fireplace
  • Bay Views
  • Laundry on upper level

Kitchen

  • Eat-In Kitchen
  • Stove
  • Built-In Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Eco-Friendly Details

  • Solar owned by seller

Outdoor Features

  • Canoe or Kayak Water Access
  • Public Water Access
  • Property near a bay
  • Personal Watercraft
  • Swimming Allowed
  • Powered Boats Permitted

Schools

  • Shady Side Elementary School
  • Southern Middle School
  • Southern High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 020726890223001

Community Details

Overview

  • No Home Owners Association
  • Franklin Manor Subdivision

Amenities

  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • 2 Community Docks
  • Beach
  • Baseball Field
  • Community Basketball Court
  • Community Playground
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,190

Year Built

Built in 2009

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Federal Flood Zone: No
  • Year Built: 2009
  • Automatically Close On Close Date: No
  • Remarks Public: Come and enjoy the Chesapeake Bay lifestyle. Wake up and enjoy your morning coffee from your private owners bedroom balcony with a peek of the Chesapeake Bay. Move in ready with new carpet, freshly painted through out. Owners bath with soaking tub, double vanity, separate shower, ceramic tile floor. Main level offers hardwood floors through out, kitchen with granite countertops, breakfast bar, ss appliances, bright & sunny living room with gas fireplace, water conditioner (owned), solar panels are owned and provides low electric bills, electric car charging station. Walk to community piers, beach, playground & boat ramp. Home qualifies for USDA 100% financing.
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Refrigerator, Stove, Water Conditioner - Owned
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Carpet, Floor Plan - Open, Kitchen - Table Space, Walk-In Closet(s), Water Treat System, Wood Floors
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: No
  • Laundry Type: Upper Floor
  • Total Sq Ft: 2160
  • Living Area Sq Ft: 2160
  • Price Per Sq Ft: 208.29
  • Above Grade Finished Sq Ft: 2160
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 5522

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Upper Level Bathrooms: 2.00
  • Upper Level Full Bathrooms: 2
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • View: Bay, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Public Access, Public Beach, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay
  • Water Body Type: Bay
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage, Driveway

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Baseball Field, Basketball Courts, Beach, Boat Dock/Slip, Boat Ramp, Common Grounds, Pier/Dock, Tot Lots/Playground
  • HOA: No
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • Elementary School: SHADY SIDE
  • Middle School: SOUTHERN
  • High School: SOUTHERN
  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Key: 121140671932
  • School District Source: 3rd Party
  • Elementary School: SHADY SIDE
  • High School: SOUTHERN
  • Middle Or Junior School: SOUTHERN

Green Features

  • Green Power: Pv Solar Array(s) Owned
  • Clean Green Assessed: No

Lot Info

  • Improvement Assessed Value: 268300.00
  • Land Assessed Value: 141100.00
  • Land Use Code: 011
  • Lot Features: Level
  • Lot Size Acres: 0.17
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 7500.00
  • Property Condition: Very Good
  • Year Assessed: 2021
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15446374
  • Tax Annual Amount: 4190.00
  • Assessor Parcel Number: 020726890223001
  • Tax Lot: 14
  • Tax Total Finished Sq Ft: 2160
  • County Tax Payment Frequency: Annually
  • Tax Data Updated: No
  • Tax Year: 2021
  • Close Date: 03/05/2021

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 4, 2021
Closed on
Feb 19, 2021
Sold by
Puglia Michael and Puglia Leanne
Bought by
Keys Cheryl A and Keys David W
Seller's Agent
Ray Mudd
Schwartz Realty, Inc.
Buyer's Agent
William Rabbitt
The Southside Group Real Estate
List Price
$449,900
Sold Price
$449,900
Current Estimated Value
$590,375

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$140,475
Avg. Annual Appreciation
5.46%
Original Mortgage
$441,750
Outstanding Balance
$400,471
Interest Rate
2.7%
Mortgage Type
FHA
Estimated Equity
$172,289

Purchase Details

Closed on
Jul 22, 2009
Sold by
Afjc Properties Llc
Bought by
Puglia Michael and Puglia Leanne M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$348,570
Interest Rate
5.31%
Mortgage Type
FHA

Purchase Details

Closed on
Aug 27, 2007
Sold by
Phipps Margaret L
Bought by
Afjc Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,920
Interest Rate
6.74%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Aug 22, 2007
Sold by
Phipps Margaret L
Bought by
Afjc Properties Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$250,920
Interest Rate
6.74%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Keys Cheryl A $449,900 Bay County Settlements Inc
Puglia Michael $355,000 --
Afjc Properties Llc $120,000 --
Afjc Properties Llc $120,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Keys Cheryl A $441,750
Previous Owner Puglia Michael $354,800
Previous Owner Puglia Leanne M $310,000
Previous Owner Puglia Leanne M $350,257
Previous Owner Puglia Michael $348,570
Previous Owner Afjc Properties Llc $250,920
Previous Owner Afjc Properties Llc $250,920
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/05/2021 03/05/21 Sold $449,900 0.0% $208 / Sq Ft
01/20/2021 01/20/21 Pending -- -- --
01/04/2021 01/04/21 For Sale $449,900 -- $208 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,431 $451,533 -- --
2024 $5,431 $430,467 $0 $0
2023 $5,149 $409,400 $141,100 $268,300
2022 $4,777 $396,967 $0 $0
2021 $9,512 $384,533 $0 $0
2020 $4,726 $372,100 $141,100 $231,000
2019 $9,224 $366,333 $0 $0
2018 $3,656 $360,567 $0 $0
2017 $4,567 $354,800 $0 $0
2016 -- $352,500 $0 $0
2015 -- $350,200 $0 $0
2014 -- $347,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA455898

Bright MLS

APN: 07-268-90223001