NOT LISTED FOR SALE

5522 N Otter Ridge Dr Ludington, MI 49431

Estimated Value: $528,000 - $619,000

3 Beds
2.5 Baths
3,040 Sq Ft
$187/Sq Ft Est. Value

Last Sold January 13, 2023

Last sale price $440,000 $145 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $3,766/month

31 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Deck
  • Water Views
  • Water Access
  • Contemporary Architecture

About This Home

As of January 2023

Hamlin Twp - Custom built 3/4 bedroom, 2.5 bath home in desirable Partridge Point w/private assoc. access to 500ft of sugar sand beach plus a boat launch on Hamlin Lake. Soaring cathedral ceilings w/exposed timber beams & ceiling to floor wall of windows. Spacious, open floor plan offers multiple dining & sitting areas w/new custom fireplace. Pantry, 1/2 bath, laundry room & mud room complete the main level. Up the spiral staircase to the primary bedroom w/walk in closet & custom bathroom, plus office/reading room w/private balcony. Custom acrylic/glass walkway for access to the front upper level deck. Lower level w/2 bedrooms, full bath, 2nd kitchen, family room & sliders to covered patio. Fabulous outdoor living space w/fire pit & brick pavers. SEE FEATURE SHEET. 2 car garage.

Last Agent to Sell the Property

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 10/06/2022

Last Buyer's Agent

Debby Stevenson

Greenridge Realty S Rath License #6502347161 Listed on: 10/06/2022

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,792

Year Built

  • Built in 2000

Lot Details

  • 0.45 Acre Lot
  • Lot Dimensions are 108 x 193 x 99 x 183
  • Property fronts a private road
  • Cul-De-Sac
  • Wooded Lot

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Contemporary Architecture
  • Brick or Stone Mason
  • Composition Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 3,040 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Family Room with Fireplace
  • Living Room with Fireplace
  • Dining Area
  • Recreation Room
  • Wood Flooring
  • Water Views

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Water Access
  • Balcony
  • Deck
  • Patio

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating System
  • Heating System Uses Propane
  • Radiant Heating System
  • Well
  • Propane Water Heater
  • Septic System
  • Phone Available

Community Details

Overview

  • Association fees include trash

Amenities

  • Community Storage Space

Recreation

  • Boat Ramp
  • Community Boat Launch
  • Beach
  • Tennis Courts

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,792

Year Built

Built in 2000

Lot Details

0

HOA Fees

$50 per month

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Contemporary
  • Stories: 2
  • Year Built: 2000
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 108 x 193 x 99 x 183
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 3040.0
  • General Property Info:Main Level Primary: No
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 4792.02
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Source:Propane: Yes
  • Heat Type:Forced Air: Yes
  • Sewer:Septic System: Yes
  • Manufactured:Manufactured YN: No
  • Substructure:Full: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Water Heater:Propane2: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Lot Description:Cul-De-Sac: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Heat Type:Radiant: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Substructure:Walk Out: Yes
  • Mineral Rights:No: Yes
  • Substructure:Daylight: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:SqFt Above Grade: 1840.0
  • General Property Info Garage YN: Yes
  • Architectural Style:Contemporary: Yes
  • Flooring:Wood Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Flooring: Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
  • Fireplace Features: Family Room, Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Basement: Daylight, Full, Walk-Out Access
  • LivingArea: 3040.0
  • Window Features: Skylight(s), Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features:Breakfast Nook: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Fireplace:Family: Yes

Exterior Features

  • Construction Materials: Stone, Vinyl Siding
  • Exterior Features: Balcony, Other
  • List Price: 449000.0
  • Lot Features: Wooded, Cul-De-Sac
  • Patio and Porch Features: Deck, Patio
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Composition
  • Water Body Name: Hamlin Lake
  • Waterfront Features: Lake
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Driveway Paved: Yes
  • Exterior Material:Stone: Yes
  • Exterior Features:Balcony: Yes
  • Exterior Features:Other16: Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Patio: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Attached2: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Forced Air, Radiant
  • Heating: Yes
  • Sewer: Septic Tank
  • Utilities: Phone Connected
  • Water Source: Well
  • Water Well: Yes

Condo/Co-op/Association

  • Association Amenities: Beach Area, Storage, Tennis Court(s), Boat Launch, Other
  • Association Fee: 600.0
  • Association Fee Frequency: Annually
  • Association: Yes
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 600.0
  • Association Info:Assoc Fee Payable: Annually
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Storage: Yes
  • Assoc Amenities:Beach Area: Yes
  • Assoc Amenities:Tennis Court(s)2: Yes
  • Assoc Amenities:Boat Launch: Yes

Fee Information

  • Association Fee Includes: Other, Trash

Lot Info

  • Lot Size Acres: 0.45
  • Lot Size Area: 0.45
  • Lot Dimensions: 108 x 193 x 99 x 183
  • Lot Size Sq Ft: 19558.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4792.02
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 6, 2022
Closed on
Jan 13, 2023
Sold by
Shaw Kevin Andrew and Shaw Shawna Marie
Bought by
Lindbloom Spencer and Lindbloom Gabrielle
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Debby Stevenson
Greenridge Realty S Rath
List Price
$465,000
Sold Price
$440,000
Premium/Discount to List
-$25,000
-5.38%
Views
268
Current Estimated Value
$569,137

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$129,137
Avg. Annual Appreciation
10.24%
Original Mortgage
$335,000
Outstanding Balance
$324,819
Interest Rate
6.31%
Mortgage Type
New Conventional
Estimated Equity
$244,318

Purchase Details

Listed on
Mar 10, 2017
Closed on
Apr 18, 2017
Sold by
Steketee Whilhelmina J and Steketee Bruce W
Bought by
Shaw Kevin Andrew and Shaw Shawna Marie
Seller's Agent
Debby Stevenson
Greenridge Realty S Rath
Buyer's Agent
Monica Owens
Coldwell Banker Anchor-Pentwater
List Price
$225,000
Sold Price
$225,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.39%

Purchase Details

Closed on
Sep 1, 1993
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lindbloom Spencer $440,000 --
Shaw Kevin Andrew $225,000 None Available
-- $20,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lindbloom Spencer $335,000
Previous Owner Stekette Bruce W $73,250
Previous Owner Steketee Bruce $150,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/13/2023 01/13/23 Sold $440,000 -2.0% $145 / Sq Ft
11/06/2022 11/06/22 Pending -- -- --
11/03/2022 11/03/22 Price Changed $449,000 -3.4% $148 / Sq Ft
10/06/2022 10/06/22 For Sale $465,000 +106.7% $153 / Sq Ft
04/18/2017 04/18/17 Sold $225,000 0.0% $74 / Sq Ft
03/14/2017 03/14/17 Pending -- -- --
03/10/2017 03/10/17 For Sale $225,000 -- $74 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,447 $283,200 $283,200 $0
2024 -- $288,500 $288,500 $0
2023 -- $239,100 $239,100 $0
2022 -- $199,200 $0 $0
2021 -- $194,400 $0 $0
2020 -- -- $0 $0
2019 -- -- $0 $0
2018 -- -- $0 $0
2017 -- -- $0 $0
2016 -- -- $0 $0
2015 -- -- $0 $0
2013 -- -- $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Debby Stevenson

    Seller's Agent in 2023

    Debby Stevenson

    Greenridge Realty S Rath

    (231) 510-5727

    475 Total Sales

    Debby Stevenson
    Section Image
  • Monica Owens

    Buyer's Agent in 2017

    Monica Owens

    Coldwell Banker Anchor-Pentwater

    (231) 869-5055

    362 Total Sales

    Monica Owens
    Section Image
See All Agents

Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 22042994

Southwestern Michigan Association of REALTORS®

APN: 007-410-021-00

Michigan Mason County Ludington 49431

5522 N Otter Ridge Dr, Ludington, MI

This home is located at 5522 N Otter Ridge Dr, Ludington, MI 49431 since 06 October 2022 and is currently estimated at $569,137, approximately $187 per square foot. This property was built in 2000. 5522 N Otter Ridge Dr is a home located in Mason County with nearby schools including Ludington Elementary School, Franklin Elementary School, and O.J. DeJonge Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southwestern Michigan Association of REALTORS® Information is deemed reliable but not guaranteed.
Copyright 2025 MichRIC, LLC. All rights reserved.

Nearby Homes