$375,000
PENDING

5524 Saddleback Ct Lady Lake, FL 32159

Estimated payment $2,631/month

Total Views 396
3 Beds
2 Baths
2,066 Sq Ft
$182 Price per Sq Ft

Highlights

  • Boat Dock
  • Fitness Center
  • Clubhouse
  • Golf Course Community
  • Gated Community
  • Private Lot

About This Home

PRISTINE 3 BR / 2 BA HOME WITH FLORIDA ROOM, 2-CAR GARAGE & GOLF CART GARAGE IN THE GATED HARBOR HILLS GOLFING COMMUNITY! Welcome to Harbor Hills—an established, gated Lady Lake community celebrated for its rolling terrain, natural beauty, and peace of mind. Residents enjoy impressive optional Clubhouse amenities, including tennis, a fitness center, a junior Olympic–sized pool, a marina, and an 18-hole golf course with sweeping lake views, a pro shop, and a restaurant. Beautiful Lake Griffin—renowned for boating and top-tier fishing—is just moments away. From the moment you arrive, you'll appreciate the pristine curb appeal. Mature landscaping and a lush lawn add to the home's appeal. The roof was replaced in 2021, a newer, 4-ton heat pump in 2024, a water heater in 2025, and kitchen appliances in 2025. An expansive driveway with a parking pad, a side-entry 2-car garage, and a separate golf cart garage provide ample space for vehicles, guests, and hobbies. Step inside through the deep, covered front portico and discover a warm, welcoming interior. The open living and dining areas are perfect for hosting gatherings, enhanced by wood flooring, Plantation shutters, plant shelves, and double French doors leading to the expansive Florida room. The open-concept kitchen, dinette, and family room create the heart of the home—light-filled, comfortable, and ideal for everyday living. The kitchen offers beautiful cabinetry, ample storage drawers, a cabinet pantry, plus a full walk-in pantry. A breakfast bar and cozy dinette make casual dining or buffet-style entertaining effortless. A split-bedroom floor plan provides excellent privacy. The spacious primary suite features a tray ceiling, abundant natural light, and an en-suite bath with dual sinks, a large walk-in shower, and a generous closet. Two guest bedrooms share a well-appointed hallway bath with a tub/shower combination. A convenient double-door laundry closet with upper cabinetry adds additional storage. The expansive rear Florida room with a mini-split AC and heat unit—offers incredible flexibility year-round. Enjoy breezy meals with the windows open on cool evenings, or transform the space into a game room, fitness studio, home office, or creative retreat. Ideally situated near dining, retail, medical facilities, parks, and everyday conveniences—including The Villages—this home offers comfort, beauty, and a truly exceptional location. A lovely home in a remarkable community—ready to welcome its next owners.

Listing Agent

Loretta Maimone

ERA GRIZZARD REAL ESTATE Brokerage Phone: 352-735-4433 License #3118600 Listed on: 11/28/2025

ERA GRIZZARD REAL ESTATE

Co-Listing Agent

Catherine MacKenzie

ERA GRIZZARD REAL ESTATE Brokerage Phone: 352-735-4433 License #3228670

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,789

Year Built

  • Built in 1999

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 100x122x99x122
  • Northeast Facing Home
  • Mature Landscaping
  • Private Lot
  • Gentle Sloping Lot
  • Metered Sprinkler System
  • Landscaped with Trees
  • Property is zoned PUD

HOA Fees

  • $183 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener
  • Driveway
  • Golf Cart Garage

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,066 Sq Ft Home
  • Built-In Features
  • Tray Ceiling
  • Ceiling Fan
  • Insulated Windows
  • Plantation Shutters
  • French Doors
  • Entrance Foyer
  • Family Room
  • Separate Formal Living Room
  • Formal Dining Room
  • Sun or Florida Room
  • Inside Utility

Kitchen

  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms
  • Single Vanity
  • Private Water Closet
  • Bathtub with Shower
  • Shower Only

Laundry

  • Laundry closet
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Enclosed Patio or Porch
  • Rain Gutters

Location

  • Property is near a golf course

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Vented Exhaust Fan
  • Underground Utilities
  • Electric Water Heater
  • 1 Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, common area taxes, pool, escrow reserves fund, insurance, management, private road
  • Harbor Hills Cc/Lara Parker Association, Phone Number (352) 753-7000
  • Visit Association Website
  • Harbor Hills Subdivision
  • The community has rules related to deed restrictions, fencing, allowable golf cart usage in the community, no truck, recreational vehicles, or motorcycle parking, vehicle restrictions

Amenities

  • Restaurant
  • Clubhouse
  • Community Mailbox

Recreation

  • Boat Dock
  • Golf Course Community
  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Community Pool

Security

  • Security Guard
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,789

Year Built

Built in 1999

Lot Details

0

HOA Fees

$183 per month

Parking

3

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Management, Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2066
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 3116
  • Lot Size Sq Ft: 12200
  • Status: Pending
  • Co List Office Mls Id: MFR40025E
  • Co List Office Phone: 352-735-4433
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 289.49
  • Escrow City: Mount Dora
  • Escrow State: FL
  • Escrow Street Name: E. Fifth Avenue
  • Minimum Lease: 3 Months
  • Number Of Pets: 2
  • RATIO Current Price By Calculate: 181.51
  • Total Acreage: 1/4 to less than 1/2
  • Water Access YN: 0
  • Planned Unit Development Yn: 1
  • Amenities Additional Fees: Golf Course
  • AG Exemption YN: 0
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Dock
  • Attribution Contact: 352-735-4433
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Built-in Features, Ceiling Fans(s), Primary Bedroom Main Floor, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Other Equipment: Irrigation Equipment
  • Window Features: Insulated Windows
  • Additional Rooms: Family Room,Florida Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 191.94

Exterior Features

  • Direction Faces: Northeast
  • Exterior Features: French Doors, Rain Gutters, Sprinkler Metered
  • Roof: Shingle
  • Home Warranty: No
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Enclosed, Rear Porch
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12069C0190E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage

Utilities

  • Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sprinkler Meter, Underground Utilities, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric, Heat Pump
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Closet, Washer Hookup
  • Sewer: Septic Tank
  • Water Source: Public
  • Number Of Septics: 1
  • Number of Wells: 0

Condo/Co-op/Association

  • Community Features: Clubhouse, Community Mailbox, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Golf, No Truck/RV/Motorcycle Parking, Pool, Restaurant, Tennis Court(s)
  • Association Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Security, Tennis Court(s), Vehicle Restrictions
  • Association Fee: 548.04
  • Association Fee Frequency: Quarterly
  • Association Name: Harbor Hills CC/Lara Parker
  • Phone: 352-753-7000x510
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 1
  • Pet Restrictions: Please Confirm with HOA Deed Restrictions for Leasing Information
  • Association Fee Requirement: Required
  • Association Email: lparker@sentrymgt.com
  • Pet Size: Extra Large (101+ Lbs.)
  • Association URL: https://www.sentrymgt.com
  • Management: Full Time

Fee Information

  • Total Annual Fees: 2192.16
  • Total Monthly Fees: 182.68
  • Monthly HOA Amount: 182.68

Lot Info

  • Zoning: PUD
  • Parcel Number: 13-18-24-0475-00B-00200
  • Additional Parcels: No
  • Lot Features: Gentle Sloping, In County, Landscaped, Near Golf Course, Private, Sidewalk, Paved
  • Lot Dimensions: 100x122x99x122
  • Flood Zone Code: X
  • Future Land Use: SFR

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Cats OK, Dogs OK, Number Limit
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Please Confirm with HOA Deed Restrictions for Leasing Information. All leases must be approved by the HOA

Tax Info

  • Tax Annual Amount: 5788.83
  • Tax Block: 00B
  • Tax Book Number: 2269
  • Tax Lot: 2

Multi Family

  • Approval Process: Must Complete Orientation

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $5,554 $377,170 $80,000 $297,170
2025 $5,055 $375,953 $80,000 $295,953
2024 $5,055 $375,953 $80,000 $295,953
2023 $5,055 $366,784 $80,000 $286,784
2022 $4,232 $284,722 $40,000 $244,722
2021 $3,745 $241,255 $0 $0
2020 $3,947 $241,255 $0 $0
2019 $3,652 $213,966 $0 $0
2018 $3,330 $197,144 $0 $0
2017 $3,542 $213,224 $0 $0
2016 $3,606 $213,224 $0 $0
2015 $2,458 $171,186 $0 $0
2014 $2,462 $169,828 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/06/2025 12/06/25 Pending -- -- --
11/28/2025 11/28/25 For Sale $375,000 0.0% $182 / Sq Ft
09/25/2017 09/25/17 Off Market $1,650 -- --
06/26/2017 06/26/17 Rented $1,650 0.0% --
05/27/2017 05/27/17 Under Contract -- -- --
05/01/2017 05/01/17 For Rent $1,650 0.0% --
12/16/2013 12/16/13 Sold $209,900 -6.7% $102 / Sq Ft View Prior Sale
12/03/2013 12/03/13 Pending -- -- --
12/01/2013 12/01/13 For Sale $224,900 +7.1% $109 / Sq Ft
12/01/2013 12/01/13 Off Market $209,900 -- --
09/10/2013 09/10/13 Price Changed $224,900 -9.7% $109 / Sq Ft
05/30/2013 05/30/13 For Sale $249,000 -- $121 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $209,900 Counselors Title Company Llc
Warranty Deed $32,000 --
Source: Public Records

Source: Stellar MLS

MLS Number: G5104980

Stellar MLS

APN: 13-18-24-0475-00B-00200