$463,000
SOLD JUL 25, 2025

553 S Haverhill Ln Unit 2 South Elgin, IL 60177

5 Beds
3 Baths
2,500 Sq Ft
0.27 Acres

Recently Sold

$185 Per Sq Ft

5% Below List Price

25 Days on Market

Highlights

  • Property is near a park
  • Recreation Room
  • Main Floor Bedroom
  • Anderson Elementary School Rated A
  • Traditional Architecture
  • Home Office

About This Home

As of July 2025

**Move in Ready! DESIRED Fieldstone Model in St. Charles School District on Cul-de-Sac ~4 bedrooms PLUS 1ST Floor OFFICE/Bedroom with FULL Bath with Convenient walk-in shower ~FULL Finished Basement** ~2 Story Foyer ~ELEGANT Living Room with Volume Ceiling and Dining Area ~Sun and Recess Lit Kitchen features, Stylish Quartz Countertops, Tile Backsplash, Black Stainless Steel Appliances, Island, Touchless Faucet, View Over Looking Yard ~ Slider from Breakfast Nook opens to Paver Patio, & Spacious Fenced yard with Fire pit ~Cozy Family Room with Wood-burning Fireplace and Recess Lighting. ~2nd Floor Hosts 4 Spacious Bedrooms ~Master Bedroom features Vaulted Ceiling, his-and-hers walk-in closets ~En-suite with Double Sink Vanity, Soaker Tub, Separate Shower, tile Floor & Surround ~Trendy 6 Panel White Doors and Trim Thought-out ~1ST Floor Laundry/Mud Room, NEW Washer/Dryer (2023) ~Full Finished Basement with Recess Lighting, Office Bonus Room, ample Storage, NEWER Roof and Siding (2017), Furnace (2019) and Water Softener (2020) ~2 Car Attached Garage feature Exterior Side Door ~Great Home with Much to Offer ~MOVE In Ready!! **Schedule to View Today!

Last Agent to Sell the Property

Marla Kubik

HomeSmart Connect LLC License #471018461 Listed on: 05/22/2025

HomeSmart Connect LLC

Last Buyer's Agent

Sam Varghese

Netgar Investments Inc License #471004979

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,698

Year Built

  • Built in 1997

Lot Details

  • 0.27 Acre Lot
  • Lot Dimensions are 97x120x49x129
  • Cul-De-Sac
  • Fenced
  • Paved or Partially Paved Lot
  • Irregular Lot

Parking

  • 2 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,500 Sq Ft Home
  • 2-Story Property
  • Built-In Features
  • Ceiling Fan
  • Skylights
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Family Room with Fireplace
  • Combination Dining and Living Room
  • Home Office
  • Recreation Room
  • Storage Room
  • Unfinished Attic
  • Carbon Monoxide Detectors

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 5 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Dual Sinks
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Schools

  • St Charles North High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Softener is Owned

Additional Features

  • Patio
  • Property is near a park

Community Details

  • River Ridge Subdivision, Fieldstone Floorplan

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,698

Year Built

Built in 1997

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • ArchitecturalStyle: Traditional
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Subdivision Name: River Ridge
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
  • Basement: Finished, Egress Window, Rec/Family Area, Sleeping Area, Storage Space, Full
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 5
  • Below Grade Finished Sq Ft: 1541
  • Fireplace Features: Wood Burning, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Cathedral Ceiling(s), Wet Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s)
  • LivingArea: 2500
  • Other Equipment: Water-Softener Owned, CO Detectors, Ceiling Fan(s), Sump Pump
  • Room Type: Bedroom 5, Foyer, Office, Storage, Recreation Room
  • Window Features: Skylight(s)
  • Estimated Total Finished Sq Ft: 4041
  • Assessed Sq Ft: 2500
  • Bathroom Amenities: Separate Shower,Double Sink,Garden Tub
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ LivRm
  • Total Sq Ft: 2500
  • Basement Sq Ft: 1541
  • Fireplace Location: Family Room
  • Total Sq Ft: 4041
  • Upper Level Sq Ft: 964
  • Attic: Unfinished
  • Main Level Sq Ft: 1536
  • Flooring: Carpet

Exterior Features

  • Construction Materials: Vinyl Siding, Brick
  • Fencing: Fenced
  • Foundation Details: Concrete Perimeter
  • List Price: 464800
  • Lot Features: Cul-De-Sac, Irregular Lot
  • Patio And Porch Features: Patio
  • Roof: Asphalt
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Asphalt, Garage Door Opener, On Site, Garage Owned, Attached, Garage
  • ParkingTotal: 2

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Main Level, Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Park, Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • High School: St Charles North High School
  • Middle/Junior School District: 303

Lot Info

  • Additional Parcels: No
  • Lot Size Acres: 0.2672
  • Lot Dimensions: 97X120X49X129
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 10697.56
  • Tax Year: 2024
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 22, 2025
Closed on
Jul 17, 2025
Sold by
Cosentino Maria and Cosentino Maria Christina
Bought by
Madhiwala Brijesh and Madhiwala Smruti
Seller's Agent
Marla Kubik
HomeSmart Connect LLC
Buyer's Agent
Sam Varghese
Netgar Investments Inc
List Price
$484,900
Sold Price
$463,000
Premium/Discount to List
-$21,900
-4.52%
Views
140

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
57.20%
Original Mortgage
$439,850
Outstanding Balance
$439,499
Interest Rate
7.13%
Mortgage Type
New Conventional
Estimated Equity
$40,562

Purchase Details

Closed on
Apr 2, 2023
Sold by
Fus Keith Joseph
Bought by
Cosentino Maria Christina and Cosentino Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$418,000
Interest Rate
6.5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 1, 2022
Closed on
Jul 6, 2022
Sold by
Kenneth Lopez
Bought by
Fus Keith Joseph and Cosentino Maria Christina
Seller's Agent
Olga Kaminska
Core Realty & Investments Inc.
Buyer's Agent
Marla Kubik
HomeSmart Connect LLC
List Price
$399,000
Sold Price
$425,000
Premium/Discount to List
$26,000
6.52%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.97%
Original Mortgage
$410,815
Interest Rate
5.63%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 15, 2011
Sold by
Fagerberg Mark D and Fagerberg Patricia J
Bought by
Lopez Kenneth

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
4.63%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 28, 1997
Sold by
The Northern Trust Company
Bought by
Fagerberg Mark D and Fagerberg Patricia J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$214,600
Interest Rate
7.7%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $463,000 First American Title
Quit Claim Deed -- Novas Title
Warranty Deed $425,000 Ariano Hardy Ritt
Warranty Deed $250,000 Attorneys Title Guaranty Fun
Trustee Deed $156,333 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $439,850 New Conventional
Previous Owner $418,000 New Conventional
Previous Owner $410,815 FHA
Previous Owner $195,000 New Conventional
Previous Owner $200,000 New Conventional
Previous Owner $96,000 Credit Line Revolving
Previous Owner $239,000 Unknown
Previous Owner $240,000 Unknown
Previous Owner $30,500 Credit Line Revolving
Previous Owner $63,000 Credit Line Revolving
Previous Owner $43,000 Unknown
Previous Owner $214,600 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Sold $463,000 -0.4% $185 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
06/12/2025 06/12/25 Price Changed $464,800 -2.9% $186 / Sq Ft
06/07/2025 06/07/25 Price Changed $478,800 -1.3% $192 / Sq Ft
05/22/2025 05/22/25 For Sale $484,900 +14.1% $194 / Sq Ft
07/08/2022 07/08/22 Sold $425,000 +6.5% $170 / Sq Ft
06/06/2022 06/06/22 Pending -- -- --
06/01/2022 06/01/22 For Sale $399,000 -- $160 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,698 $140,939 $27,930 $113,009
2023 $10,210 $126,143 $24,998 $101,145
2022 $8,916 $108,064 $27,116 $80,948
2021 $8,558 $103,006 $25,847 $77,159
2020 $8,517 $101,085 $25,365 $75,720
2019 $8,381 $99,084 $24,863 $74,221
2018 $8,281 $97,593 $24,405 $73,188
2017 $7,898 $94,257 $23,571 $70,686
2016 $8,245 $90,946 $22,743 $68,203
2015 -- $86,677 $22,498 $64,179
2014 -- $82,929 $22,498 $60,431
2013 -- $86,849 $22,723 $64,126
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12369349

Midwest Real Estate Data (MRED)

APN: 09-03-281-015