5539 2nd Avenue Cir W Palmetto, FL 34221
Estimated payment $4,606/month
Highlights
- 108 Feet of Bay Harbor Waterfront
- Access To Intracoastal Waterway
- Boat Lift
- White Water Ocean Views
- Dock made with wood
- Gated Community
About This Lot
Located in the gated enclave of Terra Ceia Bay Estates, this rare waterfront lot presents an unmatched opportunity to design and build your own coastal retreat. With only ten residences in the community, privacy and exclusivity are paramount.
Featuring 118 feet of direct bay frontage and a private dock with boat lift, the property offers no-bridge access to the Gulf —perfect for boaters and anglers alike. Spend your days casting for snook and redfish, exploring local sandbars, or cruising by boat to waterfront dining. The property’s northwestern exposure captures breathtaking sunsets over Terra Ceia Bay, setting the stage for a truly enviable lifestyle.
Offering nearly one-third of an acre, the homesite is primed for an elevated, coastal-inspired residence with sweeping views from the bay out to the Gulf. Unlike older homes or dated floorplans, this property allows you to build to your exact specifications and incorporate the latest in design, technology, and construction. A completed survey, environmental studies, and a full set of engineered house plans are available to jumpstart your vision.
As part of this boutique, maintenance-free community, residents enjoy a pool just steps from the property, as well as lawn care and irrigation included in the HOA—delivering all the benefits without the upkeep. Ideally located, Terra Ceia Bay Estates offers easy access to downtown St. Petersburg, Tampa, Sarasota, and the Gulf beaches within 25 minutes.
This is more than a lot—it’s a rare chance to create a custom waterfront estate in one of the Gulf Coast’s most special neighborhoods.
Listing Agent
MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Brokerage Phone: 941-737-1500 License #3140532 Listed on: 09/09/2025
Co-Listing Agent
MATTHEW GUTHRIE AND ASSOCIATES REALTY LLC Brokerage Phone: 941-737-1500 License #3110315
Property Details
Property Type
- Land
Est. Annual Taxes
- $6,875
Lot Details
- 0.31 Acre Lot
- Lot Dimensions are 18x136x108x163
- 108 Feet of Bay Harbor Waterfront
- Property fronts a private road
- South Facing Home
- Cleared Lot
- Property is zoned PDRCH
HOA Fees
- $500 Monthly HOA Fees
Property Views
- White Water Ocean
- Intracoastal
Utilities
- Cable TV Available
Listing and Financial Details
- Tax Lot 9
- Assessor Parcel Number 2233110556
Community Details
Overview
- Association fees include common area taxes, pool, ground maintenance, private road, recreational facilities
- Terra Ceia Bay Estates c/o Rob Munns Association
- Terra Ceia Community
- Terra Ceia Bay Estates Subdivision
- Association Owns Recreation Facilities
- The community has rules related to deed restrictions, allowable golf cart usage in the community, no truck, recreational vehicles, or motorcycle parking
Recreation
- Community Pool
- Access To Intracoastal Waterway
- Access to Bay or Harbor
- No Fixed Bridges
- Access To Bayou
- Access to Saltwater Canal
- Rip-Rap
- Boat Lift
- Dock made with wood
Security
- Gated Community
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,875 | $511,930 | $500,480 | $11,450 |
| 2024 | $6,875 | $512,542 | $500,480 | $12,062 |
| 2023 | $4,496 | $364,770 | $351,900 | $12,870 |
| 2022 | $4,424 | $356,660 | $345,000 | $11,660 |
| 2021 | $8,382 | $631,883 | $0 | $0 |
| 2020 | $8,667 | $623,159 | $0 | $0 |
| 2019 | $8,558 | $609,149 | $0 | $0 |
| 2018 | $8,504 | $597,791 | $0 | $0 |
| 2017 | $7,901 | $585,496 | $0 | $0 |
| 2016 | $7,909 | $573,453 | $0 | $0 |
| 2015 | $7,711 | $569,467 | $0 | $0 |
| 2014 | $7,711 | $543,559 | $0 | $0 |
| 2013 | $7,699 | $535,526 | $0 | $0 |
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/09/2025 09/09/25 | For Sale | $669,000 | +21.6% | -- |
| 08/28/2023 08/28/23 | Sold | $550,000 | -8.3% | $206 / Sq Ft |
| 07/14/2023 07/14/23 | Pending | -- | -- | -- |
| 04/02/2023 04/02/23 | For Sale | $599,900 | -- | $225 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $550,000 | Integrity Title | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $130,000 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $200,000 | Credit Line Revolving | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $131,000 | Credit Line Revolving | |
| Previous Owner | $80,000 | Credit Line Revolving | |
| Previous Owner | $104,000 | No Value Available |
Source: Stellar MLS
MLS Number: A4663830
APN: 22331-1055-6
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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