$250,000
SOLD JUN 18, 2025

554 SW Colgate Loop Fort White, FL 32038

3 Beds
2 Baths
1,196 Sq Ft
2.23 Acres

Recently Sold

$209 Per Sq Ft

4% Below List Price

44 Days on Market

Highlights

  • No HOA
  • Outdoor Storage
  • South Facing Home
  • Living Room
  • Central Heating and Cooling System
  • Efficiency Studio Dwelling Unit

About This Home

As of June 2025

Located in the heart of North Florida under the majestic oak trees is this charming 2.23 acre property featuring a 3br/2ba home + studio cottage + workshop/barn. The charming site built home has a metal roof and two bedrooms and a full bath on one side of the home, and a large bedroom and bathroom on the other side of the home. The kitchen is in the center of the home and living room and dining room off of the living room. The studio cottage has a window unit and could be used as a guest suite, art studio, storage, sheshed. The large workshop/barn is perfect for woodworking, storage, tools, etc. There are producing blueberry bushes and grape vines on the left side of the home. This property backs up to a neighboring farm. Situated just minutes from the crystal-clear Ichetucknee Springs, Ginnie Springs, and Poe Springs, this home places you at the doorstep of Florida’s most iconic natural attractions. Spend your weekends tubing, kayaking, or simply soaking in the pristine waters of these nearby gems. Come enjoy the nearby rivers, springs, state parks, and local shops and restaurants. Located right over the Columbia County line for cheaper property taxes. 10 Minutes to High Springs, 35 Minutes to Gainesville and 30 Minutes to Lake City.

Last Agent to Sell the Property

Katie Garrett

GARRETT REALTY License #3290763 Listed on: 12/14/2024

Last Buyer's Agent

Katie Garrett

GARRETT REALTY License #3290763 Listed on: 12/14/2024

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $883

Year Built

  • Built in 1987

Lot Details

  • 2.23 Acre Lot
  • South Facing Home
  • Property is zoned A-3

Home Design

  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 1,196 Sq Ft Home
  • Living Room
  • Crawl Space
  • Range
  • Laundry in unit

Flooring

  • Carpet
  • Linoleum

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Utilities

  • Central Heating and Cooling System
  • Well
  • Septic Tank

Additional Features

  • Outdoor Storage
  • Efficiency Studio Dwelling Unit

Community Details

  • No Home Owners Association
  • Golden Farmettes Subdivision

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$883

Year Built

Built in 1987

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: HardiPlank Type
  • Fireplace: No
  • Living Area: 1196
  • Lot Size Acres: 2.23
  • New Construction: No
  • Year Built: 1987
  • Building Area Total: 1250
  • Lot Size Sq Ft: 97138
  • Status: Sold
  • Street Direction: SW
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 116.13
  • Escrow State: FL
  • Minimum Lease: No Rent
  • RATIO Current Price By Calculate: 209.03
  • Total Acreage: 2 to less than 5
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 1
  • MFR_InLawSuiteDescription: Studio
  • Tax Year: 2024
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Linoleum
  • Full Bathrooms: 2
  • Interior Amenities: Other
  • Appliances Included: Range, Refrigerator
  • Foundation Details: Crawlspace
  • Total Bedrooms: 3
  • Levels: One
  • Living Area Meters: 111.11

Exterior Features

  • Direction Faces: South
  • Exterior Features: Storage
  • Roof: Metal
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Limerock
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Carport Y N: No
  • Garage Yn: No

Utilities

  • Utilities: Other
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside
  • Sewer: Septic Tank
  • Water Source: Well

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Association 2 YN: 0

Fee Information

  • Total Annual Fees: 0.00
  • Total Monthly Fees: 0.00

Lot Info

  • Zoning: A-3
  • Parcel Number: 12-7S-16-04190-011
  • Additional Parcels: No
  • Flood Zone Code: X

Rental Info

  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 883
  • Tax Block: 0
  • Tax Book Number: 655 / 691
  • Tax Lot: 11

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2024
Closed on
Jun 17, 2025
Sold by
Ramsey Larry Edward and Ramsey Gertrude Aretta
Bought by
Bencal Robert and Bencal Monica
Seller's Agent
Katie Garrett
GARRETT REALTY
Buyer's Agent
Katie Garrett
GARRETT REALTY
List Price
$260,000
Sold Price
$250,000
Premium/Discount to List
-$10,000
-3.85%
Views
103
Current Estimated Value
$254,858

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,858
Avg. Annual Appreciation
-3.17%
Original Mortgage
$245,471
Outstanding Balance
$244,835
Interest Rate
6.76%
Mortgage Type
FHA
Estimated Equity
$938
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $250,000 None Listed On Document
Warranty Deed $250,000 None Listed On Document
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $245,471 FHA
Closed $245,471 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
06/18/2025 06/18/25 Sold $250,000 0.0% $209 / Sq Ft
01/27/2025 01/27/25 Pending -- -- --
01/13/2025 01/13/25 Price Changed $250,000 -3.8% $209 / Sq Ft
12/14/2024 12/14/24 For Sale $260,000 -- $217 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $883 $64,541 -- --
2023 $883 $60,895 $0 $0
2022 $861 $59,121 $0 $0
2021 $813 $57,399 $0 $0
2020 $620 $56,607 $0 $0
2019 $833 $55,334 $0 $0
2018 $836 $54,302 $0 $0
2017 $833 $61,282 $17,688 $43,594
2016 $794 $61,650 $17,688 $43,962
2015 $801 $51,729 $0 $0
2014 $799 $51,318 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: GC526862

Stellar MLS

APN: 12-7S-16-04190-011