NOT LISTED FOR SALE

555 Concord St Unit 2D Havre de Grace, MD 21078

Estimated Value: $669,000 - $777,000

3 Beds
2 Baths
2,240 Sq Ft
$660/mo HOA Fee

Last Sold May 09, 2024

Last sale price $689,900 $308 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $4,895/month

Highlights

  • 25 Feet of Waterfront
  • Beach
  • Private Beach
  • Primary bedroom faces the bay
  • Marina View
  • 3-minute walk to Concord Point Park

About This Home

As of May 2024

WOW!!!! Check out this STUNNING WATERFRONT PENTHOUSE CONDO right in the historic town of Havre de Grace!! This rarely available and coveted 3 bed, 2 bath penthouse unit (with water views from practically every window) has all the bells and whistles and is nestled within the picturesque Heron Harbor community. As you walk through the front door, you will be greeted by a gorgeous barrel ceiling hallway illuminated with custom cove lighting and gleaming hardwood floors. The architectural details continue to impress as you make your way to the grand rotunda with skylight located at the end of the hall. This stunning feature is a true rarity, found in only 6 out of the 60 units within Heron Harbor. It not only floods the space with abundant natural light but it is also complemented by custom lighting, adding an extra touch of elegance. The gourmet kitchen features 42" maple cabinets (with soft close doors and pull-out drawers), Silestone countertops, newer upgraded stainless steel appliances, spacious walk-in pantry, and an impressive 13' breakfast peninsula!! Adjacent to the kitchen, the dining and family room awaits, featuring elegant crown molding, a custom built-in bench, a cozy gas fireplace and stunning views of the Chesapeake Bay and Susquehanna River. Savor a cup of coffee by the window or step outside onto the generously sized balcony overlooking the marina where you can watch boaters pass by, adding a touch of maritime charm to your morning routine. The views continue to thrill as you make your way to the primary bedroom where not only are you treated to waterfront vistas, but you also catch a glimpse of the iconic 1827 Concord Point Lighthouse. The primary bedroom features a large walk-in closet and an updated ensuite bath with jetted soaking tub and standup shower with lots of storage. Discover a second updated bathroom along with two additional spacious bedrooms, each featuring generously sized closets and tons of natural light. Conveniently located next to the second bathroom you will find a functional laundry room with a tall storage cabinet and full size smart LG wash tower. Note: Additional storage is provided on the 5th floor by the elevators. This home is truly a showstopper!!! One level living at it's finest (no steps and elevator access) with almost 2300 sq ft of finished living space and updates galore. Enjoy exclusive access to Heron Harbor's private beach or take advantage of the inground pool located on the floating pier that is available to residents. Boat slips are also available. There are numerous parking options, including a gated covered parking garage and an adjacent parking lot. Enjoy leisurely activities like fishing or kayaking, or take a stroll to nearby parks such as Concord Point Park, Tydings Park, and the Promenade. Discover local culture at museums such as the Decoy, Maritime, and Lock House Museums, or explore the diverse dining options nearby. Engage in community spirit with frequent festivals and events in the parks year-round. And don't forget to catch the spectacular fireworks display FROM YOUR BALCONY on the 4th of July, New Year's Eve, or Defenders Day, as well as the annual boat parade!! Updates include: AC unit (2022), Full Size Smart LG Wash tower (2023), Huge 84 Gallon Hot Water Heater (2021), Kitchen Aid Cooktop with built in Exhaust Fan (2021), Kitchen Aid Double Wall Oven and Microwave (2021), Kitchen Aid Dishwasher (2022), Furnace (2020) and all vents were recently professionally cleaned. So much to do and say about this wonderful gem! Schedule a showing today, this home will not last.

Last Agent to Sell the Property

Dana Gilley

(443) 621-0013 danagilley@kw.com American Premier Realty, LLC License #5001699 Listed on: 04/11/2024

American Premier Realty, LLC

Last Buyer's Agent

Robin Albert

ralbertmk4u@msn.com Cummings & Co. Realtors License #5015188

Cummings & Co. Realtors

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $9,110

Year Built

  • Built in 2008

Lot Details

  • 25 Feet of Waterfront
  • Home fronts navigable water
  • Property Fronts a Bay or Harbor
  • Private Beach
  • Sprinkler System
  • Property is in excellent condition

HOA Fees

  • $660 Monthly HOA Fees

Parking

  • 1 Assigned Parking Garage Space
  • Private Parking
  • Garage Door Opener
  • Parking Lot

Property Views

  • Marina
  • Bay
  • City
  • Scenic Vista

Home Design

  • Penthouse
  • Traditional Architecture
  • Entry on the 5th floor
  • Frame Construction

Interior Spaces

  • 2,240 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Built-In Features
  • Chair Railings
  • Crown Molding
  • Wainscoting
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Window Treatments
  • Window Screens
  • Family Room Off Kitchen
  • Combination Kitchen and Living

Kitchen

  • Gourmet Kitchen
  • Built-In Oven
  • Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • Primary bedroom faces the bay
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Soaking Tub
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Elevator Installed
  • Level Entry For Accessibility

Eco-Friendly Details

  • Energy-Efficient Appliances
  • Energy-Efficient Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Property near a bay
  • Powered Boats Permitted
  • Balcony

Utilities

  • Forced Air Heating and Cooling System
  • High-Efficiency Water Heater
  • Natural Gas Water Heater

Listing and Financial Details

  • Tax Lot 2D
  • Assessor Parcel Number 1306081363
  • $140 Front Foot Fee per year

Community Details

Overview

  • Association fees include common area maintenance, lawn maintenance, snow removal, trash, lawn care front, lawn care rear, lawn care side, exterior building maintenance
  • Mid-Rise Condominium
  • Heron Harbor Subdivision
  • Property Manager

Amenities

  • Common Area
  • 2 Elevators
  • Community Storage Space

Recreation

  • Beach
  • Community Pool
  • Fishing Allowed

Pet Policy

  • Dogs and Cats Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$9,110

Year Built

Built in 2008

Lot Details

0

HOA Fees

$660 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Penthouse Unit/Flat/Apartment
  • Unit Building Type: Mid-Rise 5 - 8 Floors
  • Architectural Style: Traditional
  • Accessibility Features: Elevator, Level Entry - Main
  • Ownership: Condominium
  • New Construction: No
  • Story List: Main
  • Expected On Market: 2024-04-11
  • Year Built: 2008
  • Automatically Close On Close Date: No
  • Washer Dryer Hookups YN: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Cooktop, Dishwasher, Disposal, Dryer, Energy Efficient Appliances, Icemaker, Oven - Wall, Refrigerator, Stainless Steel Appliances, Washer, Water Heater - High-Efficiency
  • Entry Floor: 5
  • Flooring Type: Hardwood, Carpet, Ceramic Tile
  • Interior Amenities: Built-Ins, Ceiling Fan(s), Chair Railings, Combination Kitchen/Living, Crown Moldings, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open, Kitchen - Gourmet, Pantry, Primary Bath(s), Primary Bedroom - Bay Front, Recessed Lighting, Skylight(s), Soaking Tub, Sprinkler System, Stall Shower, Upgraded Countertops, Wainscotting, Walk-In Closet(s), Window Treatments, Wood Floors
  • Window Features: Energy Efficient, Screens, Skylights
  • Fireplace: No
  • Elevators Count: 2
  • Levels Count: 1
  • Basement: No
  • Laundry Type: Main Floor, Dryer In Unit, Washer In Unit
  • Total Sq Ft: 2240
  • Living Area Sq Ft: 2240
  • Price Per Sq Ft: 307.99
  • Above Grade Finished Sq Ft: 2240
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Garage(s)
  • Construction Materials: Frame
  • Exterior Features: Private Beach
  • View: Bay, Marina, Water, Scenic Vista, City
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Boat - Powered
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay and Susquehanna River
  • Water Body Type: Bay
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Water View: Yes
  • Water Frontage In Feet: 25

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Private
  • Garage Features: Covered Parking, Garage Door Opener, Inside Access
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Parking Garage, Parking Lot
  • Parking Garage Number Of Spaces: 1
  • Parking Lot Number Of Spaces: 2

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Security: Main Entrance Lock
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 660.00
  • Condo Co-Op Fee Frequency: Monthly
  • HOA Condo Co-Op Amenities: Elevator, Extra Storage, Reserved/Assigned Parking, Beach, Common Grounds, Pool - Outdoor
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Lawn Maintenance, Snow Removal, Trash, Lawn Care Front, Lawn Care Rear, Lawn Care Side, Ext Bldg Maint
  • HOA: No
  • Senior Community: No
  • Community Pool Features: In Ground

Fee Information

  • Front Foot Fee Pymt Freq: Annually

Schools

  • School District Source: Listing Agent

Lot Info

  • Outdoor Living Structures: Balcony
  • Property Condition: Excellent
  • Zoning: RB
  • In City Limits: Yes

Rental Info

  • Pets: Dogs Ok, Cats Ok
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: Yes

Tax Info

  • Tax Annual Amount: 9110.00
  • Assessor Parcel Number: 1306081363
  • Tax Lot: 2D
  • County Tax Payment Frequency: Annually
  • Tax Year: 2023

Multi Family

  • Front Foot Fee: 140.00

MLS Schools

  • School District Name: HARFORD COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 11, 2024
Closed on
May 9, 2024
Sold by
Filbert Alvin and Filbert Diana
Bought by
Scornavacchi Michael J and Campbell Pamela Susan
Seller's Agent
Dana Gilley
American Premier Realty, LLC
Buyer's Agent
Robin Albert
Cummings & Co. Realtors
List Price
$689,900
Sold Price
$689,900
Views
30
Current Estimated Value
$713,667

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,767
Avg. Annual Appreciation
2.17%

Purchase Details

Listed on
Mar 1, 2020
Closed on
Nov 23, 2020
Sold by
Taylor Bruce G and Taylor Barbara M
Bought by
Filbert Alvin and Filbert Diana
Seller's Agent
Cara Slagle
Coldwell Banker Realty
Buyer's Agent
Dana Gilley
American Premier Realty, LLC
List Price
$610,000
Sold Price
$535,000
Premium/Discount to List
-$75,000
-12.3%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.63%

Purchase Details

Closed on
Jun 20, 2008
Sold by
Jsg Heron Harbor Llc
Bought by
Taylor Bruce G and Taylor Barbara M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 6, 2008
Sold by
Jsg Heron Harbor Llc
Bought by
Taylor Bruce G and Taylor Barbara M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
6.1%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Scornavacchi Michael J $689,900 Stewart Title
Scornavacchi Michael J $689,900 Stewart Title
Filbert Alvin $535,000 Access Title Company Llc
Taylor Bruce G $727,900 --
Taylor Bruce G $727,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Taylor Bruce G $417,000
Previous Owner Taylor Bruce G $417,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/09/2024 05/09/24 Sold $689,900 0.0% $308 / Sq Ft
04/12/2024 04/12/24 Pending -- -- --
04/11/2024 04/11/24 For Sale $689,900 +29.0% $308 / Sq Ft
11/23/2020 11/23/20 Sold $535,000 -10.8% $239 / Sq Ft View Prior Sale
11/01/2020 11/01/20 Pending -- -- --
08/31/2020 08/31/20 Price Changed $599,999 -1.6% $268 / Sq Ft
04/21/2020 04/21/20 For Sale $610,000 0.0% $272 / Sq Ft
03/04/2020 03/04/20 Pending -- -- --
03/01/2020 03/01/20 For Sale $610,000 -- $272 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,767 $623,333 $0 $0
2024 $5,672 $605,000 $145,000 $460,000
2023 $5,672 $600,000 $0 $0
2022 $6,485 $595,000 $0 $0
2021 $0 $590,000 $145,000 $445,000
2020 $5,934 $590,000 $145,000 $445,000
2019 $5,934 $590,000 $145,000 $445,000
2018 $6,142 $610,000 $130,000 $480,000
2017 $6,080 $610,000 $0 $0
2016 -- $610,000 $0 $0
2015 $6,244 $610,000 $0 $0
2014 $6,244 $610,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDHR2030552

Bright MLS

APN: 06-081363